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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   1,025,406 4,095 SH   SOLE   0 0 4,095
CATERPILLAR INC COM 149123101   605,809 1,670 SH   SOLE   0 0 1,670
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   2,450,592 13,985 SH   SOLE   0 0 13,985
ISHARES TR CORE S&P500 ETF 464287200   715,246 1,215 SH   SOLE   0 0 1,215
ISHARES TR CORE S&P MCP ETF 464287507   268,245 4,305 SH   SOLE   0 0 4,305
KLA CORP COM NEW 482480100   1,168,242 1,854 SH   SOLE   0 0 1,854
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,858,218 150,318 SH   SOLE   0 0 150,318
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,076,860 56,694 SH   SOLE   0 0 56,694
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,683,383 35,202 SH   SOLE   0 0 35,202
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   626,779 4,912 SH   SOLE   0 0 4,912
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,824,541 37,198 SH   SOLE   0 0 37,198
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,604,782 27,953 SH   SOLE   0 0 27,953
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   399,367 9,068 SH   SOLE   0 0 9,068
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   504,072 8,664 SH   SOLE   0 0 8,664
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,327,787 19,168 SH   SOLE   0 0 19,168
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,072,157 26,698 SH   SOLE   0 0 26,698
VANGUARD INDEX FDS GROWTH ETF 922908736   826,196 2,013 SH   SOLE   0 0 2,013
VANGUARD INDEX FDS VALUE ETF 922908744   1,612,437 9,524 SH   SOLE   0 0 9,524
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,976,991 17,173 SH   SOLE   0 0 17,173
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   365,030 7,254 SH   SOLE   0 0 7,254