The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   2,010,974 15,160 SH   SOLE   15,160 0 0
AMAZON COM INC COM 023135106   1,750,011 9,198 SH   SOLE   9,198 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   295,040 2,000 SH   SOLE   2,000 0 0
AMGEN INC COM 031162100   872,340 2,800 SH   SOLE   2,800 0 0
APPLE INC COM 037833100   20,154,521 90,733 SH   SOLE   90,733 0 0
BANK AMERICA CORP COM 060505104   232,019 5,560 SH   SOLE   5,560 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   230,607 433 SH   SOLE   433 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   365,940 6,000 SH   SOLE   6,000 0 0
CVS HEALTH CORP COM 126650100   406,500 6,000 SH   SOLE   6,000 0 0
COCA COLA CO COM 191216100   3,639,514 50,817 SH   SOLE   50,817 0 0
DANAHER CORPORATION COM 235851102   511,065 2,493 SH   SOLE   2,493 0 0
DEERE & CO COM 244199105   234,675 500 SH   SOLE   500 0 0
DISNEY WALT CO COM 254687106   398,057 4,033 SH   SOLE   4,033 0 0
EDISON INTL COM 281020107   294,600 5,000 SH   SOLE   5,000 0 0
GENERAL DYNAMICS CORP COM 369550108   477,015 1,750 SH   SOLE   1,750 0 0
GE AEROSPACE COM NEW 369604301   559,820 2,797 SH   SOLE   2,797 0 0
GENERAL MLS INC COM 370334104   836,223 13,986 SH   SOLE   13,986 0 0
GILEAD SCIENCES INC COM 375558103   584,789 5,219 SH   SOLE   5,219 0 0
GRAINGER W W INC COM 384802104   592,698 600 SH   SOLE   600 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   4,053,407 16,301 SH   SOLE   16,301 0 0
ISHARES TR S&P 100 ETF 464287101   3,477,457 12,840 SH   SOLE   12,840 0 0
ISHARES TR SELECT DIVID ETF 464287168   27,415,026 204,148 SH   SOLE   204,148 0 0
ISHARES TR CORE S&P500 ETF 464287200   112,087,344 199,479 SH   SOLE   199,479 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   4,718,540 50,830 SH   SOLE   50,830 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,554,889 18,653 SH   SOLE   18,653 0 0
ISHARES TR RUS MD CP GR ETF 464287481   429,778 3,658 SH   SOLE   3,658 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,991,489 23,410 SH   SOLE   23,410 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,944,491 33,325 SH   SOLE   33,325 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   261,446 1,389 SH   SOLE   1,389 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   989,744 2,741 SH   SOLE   2,741 0 0
ISHARES TR RUS 1000 ETF 464287622   4,846,799 15,801 SH   SOLE   15,801 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   444,032 2,941 SH   SOLE   2,941 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   527,452 2,644 SH   SOLE   2,644 0 0
ISHARES TR CORE S&P US GWT 464287671   752,568 5,922 SH   SOLE   5,922 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,486,009 14,211 SH   SOLE   14,211 0 0
JOHNSON & JOHNSON COM 478160104   3,560,585 21,470 SH   SOLE   21,470 0 0
LOWES COS INC COM 548661107   1,282,765 5,500 SH   SOLE   5,500 0 0
MCDONALDS CORP COM 580135101   254,582 815 SH   SOLE   815 0 0
MICROSOFT CORP COM 594918104   20,625,053 54,943 SH   SOLE   54,943 0 0
NIKE INC CL B 654106103   1,023,996 16,131 SH   SOLE   16,131 0 0
NORFOLK SOUTHN CORP COM 655844108   970,374 4,097 SH   SOLE   4,097 0 0
PALO ALTO NETWORKS INC COM 697435105   2,687,580 15,750 SH   SOLE   15,750 0 0
PEPSICO INC COM 713448108   3,638,894 24,269 SH   SOLE   24,269 0 0
PFIZER INC COM 717081103   911,404 35,967 SH   SOLE   35,967 0 0
PROCTER AND GAMBLE CO COM 742718109   3,970,956 23,301 SH   SOLE   23,301 0 0
PROGRESSIVE CORP COM 743315103   20,382,663 72,021 SH   SOLE   72,021 0 0
STARBUCKS CORP COM 855244109   1,523,730 15,534 SH   SOLE   15,534 0 0
STRYKER CORPORATION COM 863667101   3,943,244 10,593 SH   SOLE   10,593 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,166,425 16,323 SH   SOLE   16,323 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   644,264 12,675 SH   SOLE   12,675 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   340,334 7,520 SH   SOLE   7,520 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   311,860 841 SH   SOLE   841 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   227,326 1,316 SH   SOLE   1,316 0 0
ALPHABET INC CAP STK CL C 02079K107   2,744,805 17,569 SH   SOLE   17,569 0 0
ALPHABET INC CAP STK CL A 02079K305   3,001,562 19,410 SH   SOLE   19,410 0 0
AMERICAN TOWER CORP NEW COM 03027X100   2,726,093 12,528 SH   SOLE   12,528 0 0
BLACKSTONE INC COM 09260D107   2,775,891 19,859 SH   SOLE   19,859 0 0
CISCO SYS INC COM 17275R102   1,591,439 25,789 SH   SOLE   25,789 0 0
COSTCO WHSL CORP NEW COM 22160K105   1,867,916 1,975 SH   SOLE   1,975 0 0
EXXON MOBIL CORP COM 30231G102   2,530,593 21,278 SH   SOLE   21,278 0 0
META PLATFORMS INC CL A 30303M102   475,497 825 SH   SOLE   825 0 0
FEDEX CORP COM 31428X106   708,912 2,908 SH   SOLE   2,908 0 0
FLEXSHARES TR GLB QLT R/E IDX 33939L787   7,094,159 122,423 SH   SOLE   122,423 0 0
GE VERNOVA INC COM 36828A101   212,475 696 SH   SOLE   696 0 0
ISHARES INC CORE MSCI EMKT 46434G103   18,117,224 335,691 SH   SOLE   335,691 0 0
JPMORGAN CHASE & CO. COM 46625H100   1,560,108 6,360 SH   SOLE   6,360 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   16,320,165 285,617 SH   SOLE   285,617 0 0
MERCK & CO INC COM 58933Y105   524,916 5,848 SH   SOLE   5,848 0 0
NOVARTIS AG SPONSORED ADR 66987V109   790,616 7,092 SH   SOLE   7,092 0 0
NVIDIA CORPORATION COM 67066G104   1,233,039 11,377 SH   SOLE   11,377 0 0
ORACLE CORP COM 68389X105   237,677 1,700 SH   SOLE   1,700 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,464,276 5,869 SH   SOLE   5,869 0 0
SALESFORCE INC COM 79466L302   1,415,331 5,274 SH   SOLE   5,274 0 0
3M CO COM 88579Y101   745,608 5,077 SH   SOLE   5,077 0 0
VISA INC COM CL A 92826C839   905,238 2,583 SH   SOLE   2,583 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   1,247,220 15,714 SH   SOLE   15,714 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   611,598 1,960 SH   SOLE   1,960 0 0
EATON CORP PLC SHS G29183103   3,749,623 13,794 SH   SOLE   13,794 0 0
MEDTRONIC PLC SHS G5960L103   1,003,017 11,162 SH   SOLE   11,162 0 0
ISHARES TR CORE MSCI EAFE 46432F842   5,510,422 72,841 SH   SOLE   72,841 0 0
NORDSON CORP COM 655663102   1,943,976 9,637 SH   SOLE   9,637 0 0