The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   392,960 3,589 SH   SOLE   3,589 0 0
AMAZON COM INC COM 023135106   801,205 246 SH   SOLE   246 0 0
APPLE INC COM 037833100   4,009,626 30,218 SH   SOLE   30,218 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   445,251 7,178 SH   SOLE   7,178 0 0
EDISON INTL COM 281020107   389,208 6,196 SH   SOLE   6,196 0 0
FIFTH THIRD BANCORP COM 316773100   275,700 10,000 SH   SOLE   10,000 0 0
HONEYWELL INTL INC COM 438516106   729,348 3,429 SH   SOLE   3,429 0 0
INTEL CORP COM 458140100   313,766 6,298 SH   SOLE   6,298 0 0
ISHARES TR S&P 100 ETF 464287101   2,545,764 14,832 SH   SOLE   14,832 0 0
ISHARES TR SELECT DIVID ETF 464287168   874,269 9,090 SH   SOLE   9,090 0 0
ISHARES TR CORE S&P500 ETF 464287200   54,503,600 145,192 SH   SOLE   145,192 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,412,975 22,140 SH   SOLE   22,140 0 0
ISHARES TR RUS MD CP GR ETF 464287481   375,494 3,658 SH   SOLE   3,658 0 0
ISHARES TR RUS MID CAP ETF 464287499   1,974,240 28,800 SH   SOLE   28,800 0 0
ISHARES TR CORE S&P MCP ETF 464287507   201,101 875 SH   SOLE   875 0 0
ISHARES TR RUS 1000 ETF 464287622   2,748,624 12,975 SH   SOLE   12,975 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   387,477 2,941 SH   SOLE   2,941 0 0
ISHARES TR CORE S&P SCP ETF 464287804   623,873 6,789 SH   SOLE   6,789 0 0
LOWES COS INC COM 548661107   264,842 1,650 SH   SOLE   1,650 0 0
MICROSOFT CORP COM 594918104   2,827,403 12,712 SH   SOLE   12,712 0 0
NIKE INC CL B 654106103   543,952 3,845 SH   SOLE   3,845 0 0
PEPSICO INC COM 713448108   643,770 4,341 SH   SOLE   4,341 0 0
PROCTER AND GAMBLE CO COM 742718109   1,001,251 7,196 SH   SOLE   7,196 0 0
STRYKER CORPORATION COM 863667101   376,136 1,535 SH   SOLE   1,535 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,406,949 17,050 SH   SOLE   17,050 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   952,090 19,000 SH   SOLE   19,000 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   339,222 1,339 SH   SOLE   1,339 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   241,608 2,031 SH   SOLE   2,031 0 0
ABBVIE INC COM 00287Y109   323,486 3,019 SH   SOLE   3,019 0 0
ALPHABET INC CAP STK CL A 02079K305   238,359 136 SH   SOLE   136 0 0
CISCO SYS INC COM 17275R102   299,199 6,686 SH   SOLE   6,686 0 0
COMCAST CORP NEW CL A 20030N101   314,400 6,000 SH   SOLE   6,000 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   563,422 7,675 SH   SOLE   7,675 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   13,501,893 198,908 SH   SOLE   198,908 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,021,034 14,778 SH   SOLE   14,778 0 0
JPMORGAN CHASE & CO COM 46625H100   212,080 1,669 SH   SOLE   1,669 0 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749   1,849,209 41,593 SH   SOLE   41,593 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   2,319,417 7,585 SH   SOLE   7,585 0 0
AMGEN INC COM 031162100   227,391 989 SH   SOLE   989 0 0
HOME DEPOT INC COM 437076102   411,711 1,550 SH   SOLE   1,550 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   845,644 16,366 SH   SOLE   16,366 0 0
AVANTOR INC COM 05352A100   584,563 20,766 SH   SOLE   20,766 0 0
EXXON MOBIL CORP COM 30231G102   514,013 12,470 SH   SOLE   12,470 0 0