The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 1,154,242 6,550 SH   SOLE   6,550 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,248,967 10,251 SH   SOLE   10,251 0 0
APPLE INC COM 037833100 BBG001S5N8V8 4,864,304 23,709 SH   SOLE   23,709 0 0
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 268,608 256 SH   SOLE   256 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 2,051,309 7,442 SH   SOLE   7,442 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 553,746 1,797 SH   SOLE   1,797 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 628,999 9,066 SH   SOLE   9,066 0 0
CREDIT SUISSE HIGH YIELD BD SH BEN INT 22544F103 BBG001S5Y2J3 21,300 10,000 SH   SOLE   10,000 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 201,516 8,400 SH   SOLE   8,400 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 BBG00VC9SZ91 472,453 14,857 SH   SOLE   14,857 0 0
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 229,592 892 SH   SOLE   892 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 210,087 573 SH   SOLE   573 0 0
INNOVATOR ETFS TRUST BUFFER STEP UP S 45783Y731 BBG015LHC2K6 1,193,796 34,563 SH   SOLE   34,563 0 0
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 BBG00KJR1JM8 844,114 18,002 SH   SOLE   18,002 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 BBG00B59HSJ0 2,386,615 21,220 SH   SOLE   21,220 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 BBG001SJW5S8 1,524,394 11,851 SH   SOLE   11,851 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 4,182,245 42,572 SH   SOLE   42,572 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 14,171,124 25,689 SH   SOLE   25,689 0 0
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 1,902,088 17,339 SH   SOLE   17,339 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 4,670,860 73,051 SH   SOLE   73,051 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,545,232 30,489 SH   SOLE   30,489 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 223,166 2,036 SH   SOLE   2,036 0 0
ISHARES TR ULTRA SHORT DUR 46434V878 BBG005PCDCZ5 1,802,943 35,554 SH   SOLE   35,554 0 0
ISHARES TR US SML CAP EQT 46434V290 BBG008LP6CK8 4,029,722 59,304 SH   SOLE   59,304 0 0
ISHARES U S ETF TR INT RT HD LONG 46431W812 BBG009NLX3N0 258,749 10,732 SH   SOLE   10,732 0 0
ISHARES U S ETF TR INT RT HDG C B 46431W705 BBG006KF7CV2 260,014 2,814 SH   SOLE   2,814 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 1,784,747 35,216 SH   SOLE   35,216 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 BBG001S5S0N9 210,706 840 SH   SOLE   840 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 BBG00864V4X8 3,399,436 63,316 SH   SOLE   63,316 0 0
MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 459,679 5,939 SH   SOLE   5,939 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 245,568 437 SH   SOLE   437 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 1,237,880 1,677 SH   SOLE   1,677 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 5,155,105 10,364 SH   SOLE   10,364 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 264,315 3,919 SH   SOLE   3,919 0 0
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827 BBG00HZ6Q3N0 476,285 19,970 SH   SOLE   19,970 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 6,719,036 42,528 SH   SOLE   42,528 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 891,573 4,078 SH   SOLE   4,078 0 0
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 206,171 1,132 SH   SOLE   1,132 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 250,463 475 SH   SOLE   475 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 567,522 2,081 SH   SOLE   2,081 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 994,826 40,805 SH   SOLE   40,805 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 3,813,987 143,924 SH   SOLE   143,924 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 13,244,418 453,421 SH   SOLE   453,421 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 788,537 767 SH   SOLE   767 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 4,063,491 100,358 SH   SOLE   100,358 0 0
SPDR SERIES TRUST SSGA US LRG ETF 78468R804 BBG0045LC1R4 531,513 3,044 SH   SOLE   3,044 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 733,159 2,308 SH   SOLE   2,308 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,210,680 15,654 SH   SOLE   15,654 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 5,043,701 18,024 SH   SOLE   18,024 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 890,576 15,151 SH   SOLE   15,151 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 366,177 4,606 SH   SOLE   4,606 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 264,157 744 SH   SOLE   744 0 0
WALMART INC COM 931142103 BBG001S5XH92 255,988 2,618 SH   SOLE   2,618 0 0