The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 983,423 1,159 SH   SOLE   1,159 0 0
ALPS ETF TR OSHARES US SMLCP 00162Q395 BBG018B6MX08 48,701 42,455 SH   SOLE   42,455 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,905,834 173 SH   SOLE   173 0 0
ANALOG DEVICES INC COM 032654105 BBG001S5ND38 161,336 10,469 SH   SOLE   10,469 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,064,107 42 SH   SOLE   42 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 BBG00NNWBWQ2 1,707 137,567 SH   SOLE   137,567 0 0
BLACKROCK INC COM 09290D101 BBG01PSW2WR0 240,406 33 SH   SOLE   33 0 0
BLACKROCK MUN INCOME TR SH BEN INT 09248F109 BBG001SFL2F9 10,464 62,509 SH   SOLE   62,509 0 0
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,249,092 69 SH   SOLE   69 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 BBG001S65YK1 461,609 431 SH   SOLE   431 0 0
CENCORA INC COM 03073E105 BBG001S8X7P0 4,171 10,431 SH   SOLE   10,431 0 0
CHURCH & DWIGHT CO INC COM 171340102 BBG001S5PR99 3,963 90,015 SH   SOLE   90,015 0 0
CISCO SYS INC COM 17275R102 BBG001S6HC62 548,787 110 SH   SOLE   110 0 0
DBX ETF TR XTRACK MUN INFRA 233051705 BBG004LV7GH8 206,892 454 SH   SOLE   454 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 190,151 442,871 SH   SOLE   442,871 0 0
ECOLAB INC COM 278865100 BBG001S5QRB5 1,775 40,383 SH   SOLE   40,383 0 0
FIDELITY COVINGTON TRUST MSCI INDL INDX 316092709 BBG005FHVVZ3 7,737 15,752 SH   SOLE   15,752 0 0
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 BBG00VC9SZ91 441,104 4 SH   SOLE   4 0 0
GENEDX HOLDINGS CORP COM CL A 81663L200 BBG00XDHY5R7 266 90,149 SH   SOLE   90,149 0 0
GLOBAL X FDS DEFENSE TECH ETF 37960A529 BBG01J6K2RX8 326 45,000 SH   SOLE   45,000 0 0
HERSHEY CO COM 427866108 BBG001S5S148 3,763 33,000 SH   SOLE   33,000 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 207,433 435 SH   SOLE   435 0 0
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,906 775,000 SH   SOLE   775,000 0 0
HOWMET AEROSPACE INC COM 443201108 BBG00DYNJH69 15,071 29,000 SH   SOLE   29,000 0 0
HP INC COM 40434L105 BBG001S6W7N7 11,076 51,000 SH   SOLE   51,000 0 0
INNOVATOR ETFS TRUST BUFFER STEP UP S 45783Y731 BBG015LHC2K6 1,068,577 44 SH   SOLE   44 0 0
INTUIT COM 461202103 BBG001S6TWR2 3,684 50,000 SH   SOLE   50,000 0 0
INVESCO ACTIVELY MANAGED EXC TOTAL RETURN 46090A804 BBG00KJR1JM8 844,458 29 SH   SOLE   29 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 BBG00B59HSJ0 1,975,238 5 SH   SOLE   5 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 BBG001SJW5S8 1,331,333 5 SH   SOLE   5 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 BBG001SS30K9 3,806,425 7 SH   SOLE   7 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 11,889,483 6 SH   SOLE   6 0 0
ISHARES TR AGENCY BOND ETF 464288166 BBG001T2RRQ4 1,919,030 3,320 SH   SOLE   3,320 0 0
ISHARES TR CORE DIV GRWTH 46434V621 BBG006MJFZK4 4,371,685 7,986 SH   SOLE   7,986 0 0
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 2,304,148 99 SH   SOLE   99 0 0
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 221,293 66,000 SH   SOLE   66,000 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878 BBG005PCDCZ5 1,825,859 254 SH   SOLE   254 0 0
ISHARES TR US SML CAP EQT 46434V290 BBG008LP6CK8 3,570,844 1,146 SH   SOLE   1,146 0 0
ISHARES U S ETF TR INT RT HD LONG 46431W812 BBG009NLX3N0 250,088 15,000 SH   SOLE   15,000 0 0
ISHARES U S ETF TR INT RT HDG C B 46431W705 BBG006KF7CV2 252,266 400 SH   SOLE   400 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 52,169 65,085 SH   SOLE   65,085 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 BBG00GP26NW0 1,770,531 1,559 SH   SOLE   1,559 0 0
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 BBG00864V4X8 3,171,082 764 SH   SOLE   764 0 0
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 19,209 50,000 SH   SOLE   50,000 0 0
LOWES COS INC COM 548661107 BBG001S5SVL3 933 189,000 SH   SOLE   189,000 0 0
MARATHON PETE CORP COM 56585A102 BBG001S169P1 54,197 15,000 SH   SOLE   15,000 0 0
MARVELL TECHNOLOGY INC COM 573874104 BBG00ZXBJ162 344,730 8 SH   SOLE   8 0 0
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 241,721 29 SH   SOLE   29 0 0
MCCORMICK & CO INC COM NON VTG 579780206 BBG001S79S19 3,951 90,000 SH   SOLE   90,000 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 188,671 33,034 SH   SOLE   33,034 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 956,822 11,703 SH   SOLE   11,703 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 3,915,846 110 SH   SOLE   110 0 0
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 266,801 17,994 SH   SOLE   17,994 0 0
NETFLIX INC COM 64110L106 BBG001SF6L46 1,865 20,000 SH   SOLE   20,000 0 0
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827 BBG00HZ6Q3N0 478,681 156,000 SH   SOLE   156,000 0 0
NOVO-NORDISK A S ADR 670100205 BBG001S5TSK0 3,333 27,000 SH   SOLE   27,000 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 4,601,289 100,000 SH   SOLE   100,000 0 0
ONEMAIN HLDGS INC COM 68268W103 BBG005497H09 733 35,000 SH   SOLE   35,000 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 577,555 2,445 SH   SOLE   2,445 0 0
PEPSICO INC COM 713448108 BBG001S695T1 11,395 10,000 SH   SOLE   10,000 0 0
PFIZER INC COM 717081103 BBG001S5V466 7,577 500,000 SH   SOLE   500,000 0 0
QVC GROUP INC COM SER A 74915M100 BBG001SR0LR1 50 250,000 SH   SOLE   250,000 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 5,166 13,000 SH   SOLE   13,000 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 240,839 200 SH   SOLE   200 0 0
SALESFORCE INC COM 79466L302 BBG001SDLP09 544,000 2,123 SH   SOLE   2,123 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 982,922 200,000 SH   SOLE   200,000 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 3,846,363 1 SH   SOLE   1 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 11,089,493 31 SH   SOLE   31 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 126,335 160,000 SH   SOLE   160,000 0 0
SERVICENOW INC COM 81762P102 BBG001T4JFC0 608,251 10,000 SH   SOLE   10,000 0 0
SKILLZ INC COM CL A 83067L208 BBG00RQ732C5 45 14,977 SH   SOLE   14,977 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 3,685,384 516 SH   SOLE   516 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 BBG001SPTB87 1,907 50,000 SH   SOLE   50,000 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 8,358 50,000 SH   SOLE   50,000 0 0
SPDR SER TR RUSSELL LOW VOL 78468R754 BBG00BL3NRC7 174,720 250,000 SH   SOLE   250,000 0 0
SPDR SER TR SSGA US LRG ETF 78468R804 BBG0045LC1R4 529,778 14,857 SH   SOLE   14,857 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 610,840 174 SH   SOLE   174 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 1,206,131 52 SH   SOLE   52 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 4,521,754 2 SH   SOLE   2 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 879,000 15 SH   SOLE   15 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 357,519 2,033,008 SH   SOLE   2,033,008 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 261,794 91 SH   SOLE   91 0 0
WALMART INC COM 931142103 BBG001S5XH92 233,346 1,050 SH   SOLE   1,050 0 0