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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   7,441,400 81,585 SH   SOLE   0 0 81,585
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   15,564,967 321,391 SH   SOLE   0 0 321,391
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   18,659,247 226,612 SH   SOLE   0 0 226,612
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   52,160,974 948,209 SH   SOLE   0 0 948,209
ISHARES TR JPMORGAN USD EMG 464288281   16,167,986 167,648 SH   SOLE   0 0 167,648
ISHARES TR CORE 1 5 YR USD 46432F859   19,651,386 407,283 SH   SOLE   0 0 407,283
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   23,002,157 291,056 SH   SOLE   0 0 291,056
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   10,303,744 205,131 SH   SOLE   0 0 205,131
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   25,387,898 325,862 SH   SOLE   0 0 325,862
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864   24,882,549 521,101 SH   SOLE   0 0 521,101
ISHARES TR MSCI EAFE ETF 464287465   1,657,452 15,955 SH   SOLE   0 0 15,955
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   39,959,489 58,181 SH   SOLE   0 0 58,181
VANGUARD STAR FDS VG TL INTL STK F 921909768   22,518,658 263,407 SH   SOLE   0 0 263,407
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   17,662,493 434,609 SH   SOLE   0 0 434,609
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   18,053,640 515,377 SH   SOLE   0 0 515,377
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   27,019,651 500,179 SH   SOLE   0 0 500,179
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815   24,616,804 634,617 SH   SOLE   0 0 634,617
ISHARES TR CORE S&P SCP ETF 464287804   30,264,979 204,066 SH   SOLE   0 0 204,066
COMSCORE INC COM NEW 20564W204   934,721 126,656 SH   SOLE   0 0 126,656
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   3,648,608 54,262 SH   SOLE   0 0 54,262
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708   10,876,033 245,177 SH   SOLE   0 0 245,177
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   10,114,202 98,148 SH   SOLE   0 0 98,148
ISHARES TR NORTH AMERN NAT 464287374   5,860,094 104,309 SH   SOLE   0 0 104,309
ISHARES TR GLOBAL ENERG ETF 464287341   4,645,677 94,559 SH   SOLE   0 0 94,559
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,570,195 68,134 SH   SOLE   0 0 68,134
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   4,852,653 108,197 SH   SOLE   0 0 108,197
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   276,835 7,635 SH   SOLE   0 0 7,635
ISHARES TR 0-5 YR TIPS ETF 46429B747   663,489 6,495 SH   SOLE   0 0 6,495
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,846,116 15,987 SH   SOLE   0 0 15,987
VANGUARD WORLD FD ENERGY ETF 92204A306   1,093,563 7,284 SH   SOLE   0 0 7,284
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,068,301 36,636 SH   SOLE   0 0 36,636
ISHARES TR GL CLEAN ENE ETF 464288224   1,862,561 90,901 SH   SOLE   0 0 90,901
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,695,822 3,389 SH   SOLE   0 0 3,389
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,569,287 79,675 SH   SOLE   0 0 79,675
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,180,104 113,466 SH   SOLE   0 0 113,466
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872   1,386,456 32,847 SH   SOLE   0 0 32,847
ISHARES TR MSCI EMG MKT ETF 464287234   3,620,911 52,930 SH   SOLE   0 0 52,930
SPDR INDEX SHS FDS ST STR NAT ETF 78463X541   1,296,975 19,269 SH   SOLE   0 0 19,269
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,017,104 20,639 SH   SOLE   0 0 20,639
INTERNATIONAL BUSINESS MACHS COM 459200101   365,239 1,299 SH   SOLE   0 0 1,299
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   14,129,121 18,920 SH   SOLE   0 0 18,920
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,624,532 23,492 SH   SOLE   0 0 23,492
EXXON MOBIL CORP COM 30231G102   1,913,911 13,999 SH   SOLE   0 0 13,999
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,752,775 33,909 SH   SOLE   0 0 33,909
VANGUARD INDEX FDS MID CAP ETF 922908629   3,536,207 43,890 SH   SOLE   0 0 43,890
ISHARES TR ESG AWR US AGRGT 46435U549   561,279 11,839 SH   SOLE   0 0 11,839
ISHARES TR ESG AWR MSCI USA 46435G425   693,142 4,235 SH   SOLE   0 0 4,235
ISHARES TR ESG AWARE MSCI 46435U663   558,965 9,994 SH   SOLE   0 0 9,994
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   5,059,042 104,181 SH   SOLE   0 0 104,181
ISHARES TR GLOBAL REIT ETF 46434V647   2,267,720 82,104 SH   SOLE   0 0 82,104
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,483,967 78,334 SH   SOLE   0 0 78,334
VANGUARD WORLD FD ESG INTL STK ETF 921910725   238,104 2,892 SH   SOLE   0 0 2,892
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401   5,345,216 65,233 SH   SOLE   0 0 65,233
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108   426,800 2,226 SH   SOLE   0 0 2,226
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   733,046 15,234 SH   SOLE   0 0 15,234
CATERPILLAR INC COM 149123101   8,916,646 8,373 SH   SOLE   0 0 8,373
GE AEROSPACE COM NEW 369604301   391,669 1,048 SH   SOLE   0 0 1,048
LINDE PLC SHS G54950103   246,455 475 SH   SOLE   0 0 475
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666   2,665,081 67,402 SH   SOLE   0 0 67,402
VANGUARD INDEX FDS LARGE CAP ETF 922908637   429,802 1,250 SH   SOLE   0 0 1,250
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,952,512 73,427 SH   SOLE   0 0 73,427
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591   2,463,838 48,520 SH   SOLE   0 0 48,520
GE VERNOVA INC COM 36828A101   270,218 230 SH   SOLE   0 0 230
TERADYNE INC COM 880770102   1,490,711 3,081 SH   SOLE   0 0 3,081
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,531,801 10,419 SH   SOLE   0 0 10,419
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,391,411 29,879 SH   SOLE   0 0 29,879
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506   743,625 14,002 SH   SOLE   0 0 14,002
ISHARES TR CORE INTL AGGR 46435G672   2,387,776 47,189 SH   SOLE   0 0 47,189
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   5,630,348 72,725 SH   SOLE   0 0 72,725
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,906,004 50,845 SH   SOLE   0 0 50,845
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,288,924 31,247 SH   SOLE   0 0 31,247
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823   1,480,116 56,579 SH   SOLE   0 0 56,579
ISHARES TR CORE S&P MCP ETF 464287507   2,638,511 34,217 SH   SOLE   0 0 34,217
ISHARES TR EAFE SML CP ETF 464288273   365,523 4,443 SH   SOLE   0 0 4,443
ISHARES TR 0-3 MTH TREASURY 46436E718   1,639,524 16,286 SH   SOLE   0 0 16,286
VANGUARD INDEX FDS VALUE ETF 922908744   8,932,339 40,987 SH   SOLE   0 0 40,987
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500   334,654 5,458 SH   SOLE   0 0 5,458
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323   1,379,262 18,806 SH   SOLE   0 0 18,806
ISHARES TR GLB INFRASTR ETF 464288372   214,502 3,221 SH   SOLE   0 0 3,221
ISHARES TR SHRT NAT MUN ETF 464288158   2,142,562 20,124 SH   SOLE   0 0 20,124
ISHARES TR US INFRASTRUC 46435U713   669,118 10,614 SH   SOLE   0 0 10,614
ISHARES TR 0-5YR HI YL CP 46434V407   1,612,342 38,018 SH   SOLE   0 0 38,018
APPLE INC COM 037833100   10,159,855 35,111 SH   SOLE   0 0 35,111
ELI LILLY & CO COM 532457108   260,276 217 SH   SOLE   0 0 217
AMERICAN CENTY ETF TR US EQT ETF 025072885   995,300 7,771 SH   SOLE   0 0 7,771
INVESCO QQQ TR UNIT SER 1 46090E103   851,162 1,156 SH   SOLE   0 0 1,156
VISA INC COM CL A 92826C839   525,077 1,530 SH   SOLE   0 0 1,530
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,000,280 6,330 SH   SOLE   0 0 6,330
RTX CORPORATION COM 75513E101   406,325 2,142 SH   SOLE   0 0 2,142
TEXTRON INC COM 883203101   482,997 5,265 SH   SOLE   0 0 5,265
BERKSHIRE HATHAWAY INC DEL CL A 084670108   5,990,800 8 SH   SOLE   0 0 8
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845   1,980,005 26,163 SH   SOLE   0 0 26,163
AON PLC SHS CL A G0403H108   764,214 2,304 SH   SOLE   0 0 2,304
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,175,587 17,438 SH   SOLE   0 0 17,438
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   684,564 16,044 SH   SOLE   0 0 16,044
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   267,445 11,548 SH   SOLE   0 0 11,548
SPDR SERIES TRUST ST STR SP600 SML 78468R853   269,534 4,674 SH   SOLE   0 0 4,674
ISHARES TR CORE US AGGBD ET 464287226   914,146 9,236 SH   SOLE   0 0 9,236
CHEVRON CORPORATION COM 166764100   410,984 2,479 SH   SOLE   0 0 2,479
ISHARES TR 0-5YR INVT GR CP 46434V100   691,411 13,727 SH   SOLE   0 0 13,727
ISHARES TR CORE MSCI TOTAL 46432F834   1,602,056 16,786 SH   SOLE   0 0 16,786
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   911,803 15,276 SH   SOLE   0 0 15,276
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   497,690 6,780 SH   SOLE   0 0 6,780
TESLA INC COM 88160R101   510,608 1,214 SH   SOLE   0 0 1,214
ABBVIE INC COM 00287Y109   4,789,359 19,033 SH   SOLE   0 0 19,033
AMAZON COM INC COM 023135106   2,073,796 8,701 SH   SOLE   0 0 8,701
ABBOTT LABORATORIES COM 002824100   1,137,017 12,530 SH   SOLE   0 0 12,530
MERCK & CO INC COM 58933Y105   257,142 2,001 SH   SOLE   0 0 2,001
MICROSOFT CORP COM 594918104   1,569,740 4,208 SH   SOLE   0 0 4,208
PEPSICO INC COM 713448108   243,585 1,799 SH   SOLE   0 0 1,799
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   401,621 2,920 SH   SOLE   0 0 2,920
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575   616,333 11,500 SH   SOLE   0 0 11,500
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   537,965 13,040 SH   SOLE   0 0 13,040
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,462,136 36,435 SH   SOLE   0 0 36,435
KROGER CO COM 501044101   686,339 12,360 SH   SOLE   0 0 12,360
ISHARES TR NATIONAL MUN ETF 464288414   406,133 3,774 SH   SOLE   0 0 3,774
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190   299,721 3,982 SH   SOLE   0 0 3,982
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107   287,361 409 SH   SOLE   0 0 409
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   229,139 6,020 SH   SOLE   0 0 6,020
ISHARES TR CORE S&P500 ETF 464287200   3,129,112 4,178 SH   SOLE   0 0 4,178
CHIPOTLE MEXICAN GRILL INC COM 169656105   245,854 7,231 SH   SOLE   0 0 7,231
ISHARES TR RUS 1000 ETF 464287622   517,565 1,264 SH   SOLE   0 0 1,264
UNITED AIRLS HLDGS INC COM 910047109   514,994 3,787 SH   SOLE   0 0 3,787
LENNOX INTL INC COM 526107107   1,622,542 2,832 SH   SOLE   0 0 2,832
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   2,855,307 32,010 SH   SOLE   0 0 32,010
NVIDIA CORPORATION COM 67066G104   5,230,389 26,140 SH   SOLE   0 0 26,140
VANGUARD WORLD FD ESG US STK ETF 921910733   654,679 4,951 SH   SOLE   0 0 4,951
ALPHABET INC CAP STK CL C 02079K107   2,097,226 5,936 SH   SOLE   0 0 5,936
META PLATFORMS INC CL A 30303M102   210,181 373 SH   SOLE   0 0 373
HOME DEPOT INC COM 437076102   212,750 603 SH   SOLE   0 0 603
MCDONALDS CORP COM 580135101   907,810 3,358 SH   SOLE   0 0 3,358
ISHARES TR ULTRA SHORT DUR 46434V878   942,643 18,637 SH   SOLE   0 0 18,637
ISHARES TR ISHS 1-5YR INVS 464288646   1,382,320 26,375 SH   SOLE   0 0 26,375
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   390,449 3,216 SH   SOLE   0 0 3,216
BROADCOM INC COM 11135F101   627,065 1,660 SH   SOLE   0 0 1,660
CISCO SYS INC COM 17275R102   492,862 4,196 SH   SOLE   0 0 4,196
JPMORGAN CHASE & CO COM 46625H100   755,805 2,309 SH   SOLE   0 0 2,309
ISHARES TR 1 3 YR TREAS BD 464287457   727,147 8,856 SH   SOLE   0 0 8,856
APPLIED MATLS INC COM 038222105   258,111 357 SH   SOLE   0 0 357
ALPHABET INC CAP STK CL A 02079K305   1,227,790 3,436 SH   SOLE   0 0 3,436
JOHNSON & JOHNSON COM 478160104   247,875 976 SH   SOLE   0 0 976
QUANTA SVCS INC COM 74762E102   267,135 371 SH   SOLE   0 0 371
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   657,459 6,695 SH   SOLE   0 0 6,695
TRANSDIGM GROUP INC COM 893641100   209,130 157 SH   SOLE   0 0 157
SPDR SERIES TRUST ST STR SP DIV 78464A763   331,752 2,180 SH   SOLE   0 0 2,180
WASTE MGMT INC DEL COM 94106L109   547,839 2,458 SH   SOLE   0 0 2,458
INTEL CORP COM 458140100   820,139 5,874 SH   SOLE   0 0 5,874
ISHARES TR CORE MSCI EAFE 46432F842   204,403 2,116 SH   SOLE   0 0 2,116
ISHARES INC CORE MSCI EMKT 46434G103   344,990 4,165 SH   SOLE   0 0 4,165
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   335,813 1,699 SH   SOLE   0 0 1,699
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   915,263 18,095 SH   SOLE   0 0 18,095
VANGUARD WORLD FD MEGA CAP INDEX 921910873   356,655 1,303 SH   SOLE   0 0 1,303
VANGUARD INDEX FDS TOTAL STK MKT 922908769   635,786 1,718 SH   SOLE   0 0 1,718
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   207,078 6,068 SH   SOLE   0 0 6,068
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831   746,435 17,887 SH   SOLE   0 0 17,887
ISHARES TR S&P 500 VAL ETF 464287408   277,693 1,223 SH   SOLE   0 0 1,223
PATRICK INDS INC COM 703343103   533,742 5,945 SH   SOLE   0 0 5,945
ISHARES GOLD TR ISHARES NEW 464285204   246,314 3,262 SH   SOLE   0 0 3,262
ISHARES INC MSCI EMRG CHN 46434G764   286,952 2,805 SH   SOLE   0 0 2,805
ISHARES TR MSCI INTL QUALTY 46434V456   206,128 4,160 SH   SOLE   0 0 4,160
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   279,027 4,326 SH   SOLE   0 0 4,326
ISHARES TR EAFE VALUE ETF 464288877   1,000,915 13,075 SH   SOLE   0 0 13,075
ACUMEN PHARMACEUTICALS INC COM 00509G209   44,055 16,500 SH   SOLE   0 0 16,500
ISHARES ETHEREUM TR SHS 46438R105   152,097 12,792 SH   SOLE   0 0 12,792
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   358,200 10,760 SH   SOLE   0 0 10,760
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474   446,129 14,866 SH   SOLE   0 0 14,866
ISHARES TR MSCI USA MMENTM 46432F396   599,267 1,748 SH   SOLE   0 0 1,748
ISHARES TR MSCI USA QLT FCT 46432F339   520,488 2,372 SH   SOLE   0 0 2,372
ISHARES TR RUS 1000 VAL ETF 464287598   272,249 1,123 SH   SOLE   0 0 1,123
ISHARES TR RUS 1000 GRW ETF 464287614   233,936 1,884 SH   SOLE   0 0 1,884