The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC SHS CL A G0403H108   1,474,686 4,179 SH   SOLE   0 0 4,179
LINDE PLC SHS G54950103   209,323 491 SH   SOLE   0 0 491
ABBOTT LABS COM 002824100   1,826,390 14,577 SH   SOLE   0 0 14,577
ABBVIE INC COM 00287Y109   4,212,372 18,436 SH   SOLE   0 0 18,436
ACUMEN PHARMACEUTICALS INC COM 00509G209   34,815 16,500 SH   SOLE   0 0 16,500
ALLSTATE CORP COM 020002101   285,166 1,370 SH   SOLE   0 0 1,370
ALPHABET INC CAP STK CL C 02079K107   1,888,574 6,018 SH   SOLE   0 0 6,018
ALPHABET INC CAP STK CL A 02079K305   1,083,126 3,460 SH   SOLE   0 0 3,460
AMAZON COM INC COM 023135106   2,098,846 9,093 SH   SOLE   0 0 9,093
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190   261,322 3,743 SH   SOLE   0 0 3,743
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   904,077 15,391 SH   SOLE   0 0 15,391
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   8,639,077 114,017 SH   SOLE   0 0 114,017
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   268,205 6,161 SH   SOLE   0 0 6,161
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   6,514,879 91,463 SH   SOLE   0 0 91,463
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   4,470,909 58,049 SH   SOLE   0 0 58,049
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,860,137 39,506 SH   SOLE   0 0 39,506
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   2,661,637 32,333 SH   SOLE   0 0 32,333
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,586,420 27,524 SH   SOLE   0 0 27,524
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,380,865 23,346 SH   SOLE   0 0 23,346
AMERICAN CENTY ETF TR US EQT ETF 025072885   1,241,176 11,104 SH   SOLE   0 0 11,104
APPLE INC COM 037833100   9,077,119 33,389 SH   SOLE   0 0 33,389
BERKSHIRE HATHAWAY INC DEL CL A 084670108   6,793,200 9 SH   SOLE   0 0 9
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,709,513 3,401 SH   SOLE   0 0 3,401
BROADCOM INC COM 11135F101   546,838 1,580 SH   SOLE   0 0 1,580
CATERPILLAR INC COM 149123101   4,845,107 8,458 SH   SOLE   0 0 8,458
CHEVRON CORP NEW COM 166764100   376,023 2,467 SH   SOLE   0 0 2,467
CHIPOTLE MEXICAN GRILL INC COM 169656105   268,657 7,261 SH   SOLE   0 0 7,261
CISCO SYS INC COM 17275R102   323,218 4,196 SH   SOLE   0 0 4,196
COMSCORE INC COM NEW 20564W204   823,264 126,656 SH   SOLE   0 0 126,656
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   3,282,851 70,146 SH   SOLE   0 0 70,146
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,651,557 69,576 SH   SOLE   0 0 69,576
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   3,709,274 113,886 SH   SOLE   0 0 113,886
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   4,687,034 63,193 SH   SOLE   0 0 63,193
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   17,721,130 254,358 SH   SOLE   0 0 254,358
DIMENSIONAL ETF TRUST GLOBAL EX US COR 25434V575   588,589 11,182 SH   SOLE   0 0 11,182
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   5,448,271 107,567 SH   SOLE   0 0 107,567
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,281,933 88,712 SH   SOLE   0 0 88,712
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,535,524 74,116 SH   SOLE   0 0 74,116
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   9,474,712 239,321 SH   SOLE   0 0 239,321
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   25,159,420 540,018 SH   SOLE   0 0 540,018
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,957,957 210,337 SH   SOLE   0 0 210,337
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   427,762 12,678 SH   SOLE   0 0 12,678
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   8,953,949 271,826 SH   SOLE   0 0 271,826
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,150,329 30,272 SH   SOLE   0 0 30,272
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   19,593,662 392,659 SH   SOLE   0 0 392,659
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,471,729 105,556 SH   SOLE   0 0 105,556
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,803,292 78,742 SH   SOLE   0 0 78,742
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   680,076 17,883 SH   SOLE   0 0 17,883
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   256,258 5,320 SH   SOLE   0 0 5,320
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   14,982,709 312,465 SH   SOLE   0 0 312,465
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,279,063 77,046 SH   SOLE   0 0 77,046
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,452,628 105,488 SH   SOLE   0 0 105,488
DISNEY WALT CO COM 254687106   206,067 1,811 SH   SOLE   0 0 1,811
EXXON MOBIL CORP COM 30231G102   1,721,202 14,303 SH   SOLE   0 0 14,303
META PLATFORMS INC CL A 30303M102   221,197 335 SH   SOLE   0 0 335
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   429,327 2,806 SH   SOLE   0 0 2,806
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,003,535 21,887 SH   SOLE   0 0 21,887
HOME DEPOT INC COM 437076102   200,004 581 SH   SOLE   0 0 581
ILLINOIS TOOL WKS INC COM 452308109   203,690 827 SH   SOLE   0 0 827
INTEL CORP COM 458140100   216,738 5,874 SH   SOLE   0 0 5,874
INTERNATIONAL BUSINESS MACHS COM 459200101   388,752 1,312 SH   SOLE   0 0 1,312
INVESCO QQQ TR UNIT SER 1 46090E103   1,116,543 1,818 SH   SOLE   0 0 1,818
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636   594,333 24,889 SH   SOLE   0 0 24,889
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   285,172 13,166 SH   SOLE   0 0 13,166
ISHARES TR CORE S&P500 ETF 464287200   1,769,812 2,584 SH   SOLE   0 0 2,584
ISHARES TR CORE US AGGBD ET 464287226   1,713,302 17,154 SH   SOLE   0 0 17,154
ISHARES TR MSCI EMG MKT ETF 464287234   3,188,812 58,286 SH   SOLE   0 0 58,286
ISHARES TR GLOBAL ENERG ETF 464287341   2,620,366 62,494 SH   SOLE   0 0 62,494
ISHARES TR NORTH AMERN NAT 464287374   4,505,910 89,759 SH   SOLE   0 0 89,759
ISHARES TR S&P 500 VAL ETF 464287408   273,745 1,291 SH   SOLE   0 0 1,291
ISHARES TR 1 3 YR TREAS BD 464287457   871,511 10,523 SH   SOLE   0 0 10,523
ISHARES TR MSCI EAFE ETF 464287465   1,668,937 17,379 SH   SOLE   0 0 17,379
ISHARES TR RUS MID CAP ETF 464287499   279,196 2,900 SH   SOLE   0 0 2,900
ISHARES TR CORE S&P MCP ETF 464287507   2,653,825 40,209 SH   SOLE   0 0 40,209
ISHARES TR RUS 1000 ETF 464287622   487,591 1,306 SH   SOLE   0 0 1,306
ISHARES TR CORE S&P SCP ETF 464287804   7,493,882 62,355 SH   SOLE   0 0 62,355
ISHARES TR SHRT NAT MUN ETF 464288158   4,409,296 41,324 SH   SOLE   0 0 41,324
ISHARES TR GL CLEAN ENE ETF 464288224   1,019,680 62,062 SH   SOLE   0 0 62,062
ISHARES TR EAFE SML CP ETF 464288273   558,633 7,205 SH   SOLE   0 0 7,205
ISHARES TR JPMORGAN USD EMG 464288281   6,887,783 71,539 SH   SOLE   0 0 71,539
ISHARES TR CALIF MUN BD ETF 464288356   690,283 12,013 SH   SOLE   0 0 12,013
ISHARES TR GLB INFRASTR ETF 464288372   305,469 4,978 SH   SOLE   0 0 4,978
ISHARES TR NATIONAL MUN ETF 464288414   2,862,739 26,727 SH   SOLE   0 0 26,727
ISHARES TR IBOXX HI YD ETF 464288513   259,632 3,220 SH   SOLE   0 0 3,220
ISHARES TR ISHS 1-5YR INVS 464288646   2,966,804 56,104 SH   SOLE   0 0 56,104
ISHARES TR MICRO-CAP ETF 464288869   308,587 1,957 SH   SOLE   0 0 1,957
ISHARES TR EAFE VALUE ETF 464288877   1,304,259 18,264 SH   SOLE   0 0 18,264
ISHARES TR 0-5 YR TIPS ETF 46429B747   663,971 6,485 SH   SOLE   0 0 6,485
ISHARES TR CORE MSCI TOTAL 46432F834   1,862,414 22,004 SH   SOLE   0 0 22,004
ISHARES TR CORE MSCI EAFE 46432F842   219,388 2,452 SH   SOLE   0 0 2,452
ISHARES TR CORE 1 5 YR USD 46432F859   9,817,993 201,395 SH   SOLE   0 0 201,395
ISHARES INC CORE MSCI EMKT 46434G103   445,296 6,624 SH   SOLE   0 0 6,624
ISHARES INC MSCI EMRG CHN 46434G764   231,704 3,188 SH   SOLE   0 0 3,188
ISHARES TR 0-5YR INVT GR CP 46434V100   1,236,226 24,383 SH   SOLE   0 0 24,383
ISHARES TR 0-5YR HI YL CP 46434V407   4,675,512 109,063 SH   SOLE   0 0 109,063
ISHARES TR GLOBAL REIT ETF 46434V647   1,960,424 78,574 SH   SOLE   0 0 78,574
ISHARES TR ULTRA SHORT DUR 46434V878   1,099,550 21,739 SH   SOLE   0 0 21,739
ISHARES TR CORE INTL AGGR 46435G672   1,891,695 37,826 SH   SOLE   0 0 37,826
ISHARES TR US INFRASTRUC 46435U713   735,565 13,979 SH   SOLE   0 0 13,979
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,854,234 38,396 SH   SOLE   0 0 38,396
JPMORGAN CHASE & CO. COM 46625H100   1,051,082 3,262 SH   SOLE   0 0 3,262
KROGER CO COM 501044101   764,044 12,229 SH   SOLE   0 0 12,229
LENNOX INTL INC COM 526107107   1,459,609 3,006 SH   SOLE   0 0 3,006
ELI LILLY & CO COM 532457108   213,861 199 SH   SOLE   0 0 199
MASTERCARD INCORPORATED CL A 57636Q104   305,760 536 SH   SOLE   0 0 536
MCDONALDS CORP COM 580135101   1,026,429 3,358 SH   SOLE   0 0 3,358
MERCK & CO INC COM 58933Y105   225,415 2,142 SH   SOLE   0 0 2,142
MICROSOFT CORP COM 594918104   2,322,436 4,802 SH   SOLE   0 0 4,802
NVIDIA CORPORATION COM 67066G104   4,458,292 23,905 SH   SOLE   0 0 23,905
PATRICK INDS INC COM 703343103   267,063 2,463 SH   SOLE   0 0 2,463
RTX CORPORATION COM 75513E101   450,329 2,455 SH   SOLE   0 0 2,455
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,385,497 24,028 SH   SOLE   0 0 24,028
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   1,367,050 22,000 SH   SOLE   0 0 22,000
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   263,066 436 SH   SOLE   0 0 436
SPDR SERIES TRUST STATE STREET SPD 78468R853   319,868 6,826 SH   SOLE   0 0 6,826
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   207,861 7,724 SH   SOLE   0 0 7,724
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   295,804 10,386 SH   SOLE   0 0 10,386
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   244,765 7,474 SH   SOLE   0 0 7,474
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748   6,781,125 152,214 SH   SOLE   0 0 152,214
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   350,252 7,747 SH   SOLE   0 0 7,747
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   326,828 10,372 SH   SOLE   0 0 10,372
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,177,961 42,944 SH   SOLE   0 0 42,944
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,239,697 46,799 SH   SOLE   0 0 46,799
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   766,729 16,840 SH   SOLE   0 0 16,840
SELECT SECTOR SPDR TR STATE STREET ENE 81369Y506   720,080 16,106 SH   SOLE   0 0 16,106
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605   215,005 3,926 SH   SOLE   0 0 3,926
TERADYNE INC COM 880770102   596,358 3,081 SH   SOLE   0 0 3,081
TESLA INC COM 88160R101   539,664 1,200 SH   SOLE   0 0 1,200
TEXTRON INC COM 883203101   573,817 6,583 SH   SOLE   0 0 6,583
TRANSDIGM GROUP INC COM 893641100   208,786 157 SH   SOLE   0 0 157
UNION PAC CORP COM 907818108   221,758 959 SH   SOLE   0 0 959
UNITED AIRLS HLDGS INC COM 910047109   423,462 3,787 SH   SOLE   0 0 3,787
VANGUARD STAR FDS VG TL INTL STK F 921909768   11,552,167 153,131 SH   SOLE   0 0 153,131
VANGUARD WORLD FD ESG INTL STK ETF 921910725   345,165 4,819 SH   SOLE   0 0 4,819
VANGUARD WORLD FD ESG US STK ETF 921910733   397,623 3,287 SH   SOLE   0 0 3,287
VANGUARD WORLD FD MEGA CAP INDEX 921910873   327,732 1,305 SH   SOLE   0 0 1,305
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   427,895 3,856 SH   SOLE   0 0 3,856
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   17,154,494 217,669 SH   SOLE   0 0 217,669
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,286,819 17,373 SH   SOLE   0 0 17,373
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   223,189 3,573 SH   SOLE   0 0 3,573
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,502,445 17,436 SH   SOLE   0 0 17,436
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   864,943 9,610 SH   SOLE   0 0 9,610
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,127,568 61,213 SH   SOLE   0 0 61,213
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,184,948 23,958 SH   SOLE   0 0 23,958
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   203,142 4,076 SH   SOLE   0 0 4,076
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,202,914 107,676 SH   SOLE   0 0 107,676
VANGUARD WORLD FD ENERGY ETF 92204A306   1,390,139 11,040 SH   SOLE   0 0 11,040
VANGUARD INSTL INDEX FD 0-3 MO TREAS BIL 922040845   673,032 8,923 SH   SOLE   0 0 8,923
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   1,507,776 32,892 SH   SOLE   0 0 32,892
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   5,799,955 40,466 SH   SOLE   0 0 40,466
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,858,948 52,460 SH   SOLE   0 0 52,460
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,122,697 20,883 SH   SOLE   0 0 20,883
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   12,421,711 155,797 SH   SOLE   0 0 155,797
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   319,355 3,209 SH   SOLE   0 0 3,209
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   897,274 17,842 SH   SOLE   0 0 17,842
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   14,227,294 22,686 SH   SOLE   0 0 22,686
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   335,161 1,890 SH   SOLE   0 0 1,890
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,229,054 47,791 SH   SOLE   0 0 47,791
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,394,502 11,306 SH   SOLE   0 0 11,306
VANGUARD INDEX FDS MID CAP ETF 922908629   6,707,188 23,111 SH   SOLE   0 0 23,111
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,460,958 4,641 SH   SOLE   0 0 4,641
VANGUARD INDEX FDS VALUE ETF 922908744   7,733,280 40,490 SH   SOLE   0 0 40,490
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,111,721 19,817 SH   SOLE   0 0 19,817
VANGUARD INDEX FDS TOTAL STK MKT 922908769   531,799 1,586 SH   SOLE   0 0 1,586
VISA INC COM CL A 92826C839   584,047 1,665 SH   SOLE   0 0 1,665
WASTE MGMT INC DEL COM 94106L109   540,047 2,458 SH   SOLE   0 0 2,458