The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US VALUE 90139K605   519,233 21,150 SH   SOLE   0 0 21,150
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   1,116,218 35,708 SH   SOLE   0 0 35,708
ABBVIE INC COM 00287Y109   550,423 2,627 SH   SOLE   0 0 2,627
AIR PRODS & CHEMS INC COM 009158106   385,585 1,307 SH   SOLE   0 0 1,307
AMAZON COM INC COM 023135106   440,452 2,315 SH   SOLE   0 0 2,315
AMERICAN WTR WKS CO INC NEW COM 030420103   305,366 2,070 SH   SOLE   0 0 2,070
AMPLIFY ETF TR HIGH INCOME 032108847   495,399 43,418 SH   SOLE   0 0 43,418
APPLE INC COM 037833100   3,115,637 14,026 SH   SOLE   0 0 14,026
ARES CAPITAL CORP COM 04010L103   1,466,266 66,167 SH   SOLE   0 0 66,167
ARES MANAGEMENT CORPORATION CL A COM STK 03990B101   428,226 2,921 SH   SOLE   0 0 2,921
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102   420,042 5,110 SH   SOLE   0 0 5,110
AUTOMATIC DATA PROCESSING IN COM 053015103   405,577 1,327 SH   SOLE   0 0 1,327
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   596,490 1,120 SH   SOLE   0 0 1,120
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104   338,844 7,550 SH   SOLE   0 0 7,550
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528801   2,492,552 85,012 SH   SOLE   0 0 85,012
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788   435,722 8,653 SH   SOLE   0 0 8,653
BRITISH AMERN TOB PLC SPONSORED ADR 110448107   310,562 7,507 SH   SOLE   0 0 7,507
CAPITAL GROUP CORE BALANCED SHS 14021D107   376,481 12,152 SH   SOLE   0 0 12,152
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   773,976 23,173 SH   SOLE   0 0 23,173
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   2,342,133 65,716 SH   SOLE   0 0 65,716
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   506,876 17,892 SH   SOLE   0 0 17,892
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   626,252 18,285 SH   SOLE   0 0 18,285
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102   626,077 27,888 SH   SOLE   0 0 27,888
CIBUS INC CL A COM STK 17166A101   273,671 146,348 SH   SOLE   0 0 146,348
COINBASE GLOBAL INC COM CL A 19260Q107   206,848 1,201 SH   SOLE   0 0 1,201
CONSOLIDATED EDISON INC COM 209115104   534,962 4,837 SH   SOLE   0 0 4,837
ECOLAB INC COM 278865100   496,899 1,960 SH   SOLE   0 0 1,960
ESSENTIAL UTILS INC COM 29670G102   211,874 5,360 SH   SOLE   0 0 5,360
EVOLUTION PETE CORP COM 30049A107   140,720 27,166 SH   SOLE   0 0 27,166
EXXON MOBIL CORP COM 30231G102   912,505 7,673 SH   SOLE   0 0 7,673
FIRST TR EXCH TRADED FD III HORIZON VOL SMCP 33741Y100   282,374 7,841 SH   SOLE   0 0 7,841
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   1,919,278 272,238 SH   SOLE   0 0 272,238
FS KKR CAP CORP COM 302635206   4,093,058 195,373 SH   SOLE   0 0 195,373
GE AEROSPACE COM NEW 369604301   240,132 1,200 SH   SOLE   0 0 1,200
GILEAD SCIENCES INC COM 375558103   407,820 3,640 SH   SOLE   0 0 3,640
GOLDMAN SACHS BDC INC SHS 38147U107   213,562 18,363 SH   SOLE   0 0 18,363
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207   387,159 10,610 SH   SOLE   0 0 10,610
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   2,851,839 43,760 SH   SOLE   0 0 43,760
HARBOR ETF TRUST HARBOR COMMODITY 41151J505   656,709 27,306 SH   SOLE   0 0 27,306
HERSHEY CO COM 427866108   333,512 1,950 SH   SOLE   0 0 1,950
HOME DEPOT INC COM 437076102   427,284 1,166 SH   SOLE   0 0 1,166
HORIZON FDS LANDMARK ETF 44053A622   1,588,391 31,547 SH   SOLE   0 0 31,547
HORIZON FDS EXPEDITION PLUS 44053A630   556,456 25,650 SH   SOLE   0 0 25,650
INTERNATIONAL BUSINESS MACHS COM 459200101   650,698 2,617 SH   SOLE   0 0 2,617
ISHARES TR TIPS BD ETF 464287176   4,285,297 38,575 SH   SOLE   0 0 38,575
ISHARES TR US TREAS BD ETF 46429B267   1,029,797 44,803 SH   SOLE   0 0 44,803
ISHARES TR CORE S&P500 ETF 464287200   5,305,181 9,442 SH   SOLE   0 0 9,442
ISHARES TR 7-10 YR TRSY BD 464287440   2,213,252 23,207 SH   SOLE   0 0 23,207
ISHARES TR 0-5 YR TIPS ETF 46429B747   2,866,119 27,700 SH   SOLE   0 0 27,700
ISHARES TR SHRT NAT MUN ETF 464288158   1,281,734 12,138 SH   SOLE   0 0 12,138
JOHNSON & JOHNSON COM 478160104   230,009 1,387 SH   SOLE   0 0 1,387
KIMBERLY-CLARK CORP COM 494368103   303,406 2,133 SH   SOLE   0 0 2,133
LOCKHEED MARTIN CORP COM 539830109   868,404 1,944 SH   SOLE   0 0 1,944
MCCORMICK & CO INC COM NON VTG 579780206   274,212 3,331 SH   SOLE   0 0 3,331
MCDONALDS CORP COM 580135101   427,160 1,367 SH   SOLE   0 0 1,367
MEDTRONIC PLC SHS G5960L103   310,017 3,450 SH   SOLE   0 0 3,450
MERCK & CO INC COM 58933Y105   566,295 6,309 SH   SOLE   0 0 6,309
MICROSOFT CORP COM 594918104   731,821 1,949 SH   SOLE   0 0 1,949
MICROSTRATEGY INC CL A NEW 594972408   462,673 1,605 SH   SOLE   0 0 1,605
MICROSTRATEGY INC CL A NEW 594972408   2,184,750 9,000 SH Call SOLE   0 0 9,000
MICROSTRATEGY INC CL A NEW 594972408   226,975 1,000 SH Call SOLE   0 0 1,000
MID-AMER APT CMNTYS INC COM 59522J103   384,429 2,294 SH   SOLE   0 0 2,294
NATIONAL GRID PLC SPONSORED ADR NE 636274409   274,099 4,178 SH   SOLE   0 0 4,178
NOVARTIS AG SPONSORED ADR 66987V109   372,901 3,345 SH   SOLE   0 0 3,345
NVIDIA CORPORATION COM 67066G104   205,917 1,900 SH   SOLE   0 0 1,900
ONEOK INC NEW COM 682680103   490,742 4,946 SH   SOLE   0 0 4,946
PALANTIR TECHNOLOGIES INC CL A 69608A108   553,748 6,561 SH   SOLE   0 0 6,561
PFIZER INC COM 717081103   404,365 15,958 SH   SOLE   0 0 15,958
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201   1,136,218 31,138 SH   SOLE   0 0 31,138
PIMCO ETF TR COMMODITY STRAT 72201R593   610,998 22,824 SH   SOLE   0 0 22,824
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,912,807 37,106 SH   SOLE   0 0 37,106
PRUDENTIAL FINL INC COM 744320102   269,081 2,409 SH   SOLE   0 0 2,409
QUALCOMM INC COM 747525103   419,617 2,732 SH   SOLE   0 0 2,732
RBB FD INC FM ULTRASHORT TR 74933W213   595,873 11,823 SH   SOLE   0 0 11,823
REALTY INCOME CORP COM 756109104   272,272 4,694 SH   SOLE   0 0 4,694
RELX PLC SPONSORED ADR 759530108   336,537 6,676 SH   SOLE   0 0 6,676
REPUBLIC SVCS INC COM 760759100   533,115 2,202 SH   SOLE   0 0 2,202
SANOFI SPONSORED ADR 80105N105   271,809 4,901 SH   SOLE   0 0 4,901
SAP SE SPON ADR 803054204   339,845 1,266 SH   SOLE   0 0 1,266
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,344,551 262,681 SH   SOLE   0 0 262,681
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   1,435,418 63,910 SH   SOLE   0 0 63,910
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   231,697 8,404 SH   SOLE   0 0 8,404
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   3,091,535 131,948 SH   SOLE   0 0 131,948
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   311,816 13,207 SH   SOLE   0 0 13,207
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   470,353 23,779 SH   SOLE   0 0 23,779
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   7,548,480 301,457 SH   SOLE   0 0 301,457
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   383,090 14,413 SH   SOLE   0 0 14,413
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   342,637 15,518 SH   SOLE   0 0 15,518
SNAP ON INC COM 833034101   412,364 1,224 SH   SOLE   0 0 1,224
SONY GROUP CORP SPONSORED ADR 835699307   372,903 14,687 SH   SOLE   0 0 14,687
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   821,022 20,854 SH   SOLE   0 0 20,854
SPDR S&P 500 ETF TR TR UNIT 78462F103   506,807 906 SH   SOLE   0 0 906
SPDR SER TR S&P 400 MDCP VAL 78464A839   253,725 3,293 SH   SOLE   0 0 3,293
SPDR SER TR S&P 600 SMCP GRW 78464A201   220,121 2,652 SH   SOLE   0 0 2,652
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   4,139,775 45,130 SH   SOLE   0 0 45,130
STARWOOD PPTY TR INC COM 85571B105   356,666 18,041 SH   SOLE   0 0 18,041
T ROWE PRICE ETF INC PRICE BLUE CHIP 87283Q107   203,172 5,334 SH   SOLE   0 0 5,334
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   6,377,585 197,571 SH   SOLE   0 0 197,571
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   292,492 1,762 SH   SOLE   0 0 1,762
TESLA INC COM 88160R101   86,750 1,000 SH Call SOLE   0 0 1,000
TESLA INC COM 88160R101   382,123 1,474 SH   SOLE   0 0 1,474
TESLA INC COM 88160R101   104,650 1,000 SH Call SOLE   0 0 1,000
TEXAS INSTRS INC COM 882508104   273,324 1,521 SH   SOLE   0 0 1,521
UNILEVER PLC SPON ADR NEW 904767704   354,142 5,947 SH   SOLE   0 0 5,947
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,274,489 24,902 SH   SOLE   0 0 24,902
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,953,034 24,949 SH   SOLE   0 0 24,949
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   221,412 431 SH   SOLE   0 0 431
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,384,536 30,591 SH   SOLE   0 0 30,591
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,919,013 38,674 SH   SOLE   0 0 38,674
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   319,109 1,645 SH   SOLE   0 0 1,645
VANGUARD STAR FDS VG TL INTL STK F 921909768   2,324,403 37,430 SH   SOLE   0 0 37,430
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,449,295 28,513 SH   SOLE   0 0 28,513
VANGUARD WORLD FD INF TECH ETF 92204A702   2,524,334 4,654 SH   SOLE   0 0 4,654
VERIZON COMMUNICATIONS INC COM 92343V104   739,764 16,309 SH   SOLE   0 0 16,309
WATSCO INC COM 942622200   478,035 940 SH   SOLE   0 0 940
WEC ENERGY GROUP INC COM 92939U106   406,877 3,733 SH   SOLE   0 0 3,733
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,937,299 47,460 SH   SOLE   0 0 47,460