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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EXCHANGE TRADED CONCEPTS TRU EMQQ THE EMERGIN 301505889   762,068 18,288 SH   SOLE   18,288 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   584,164 32,818 SH   SOLE   32,818 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,547,277 74,820 SH   SOLE   74,820 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,127,598 108,996 SH   SOLE   108,996 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   2,064,611 105,069 SH   SOLE   105,069 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,388,873 116,587 SH   SOLE   116,587 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,505,413 133,979 SH   SOLE   133,979 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   2,425,376 144,540 SH   SOLE   144,540 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,249,834 136,106 SH   SOLE   136,106 0 0
ISHARES TR MRGSTR MD CP ETF 464288208   649,111 8,149 SH   SOLE   8,149 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   7,994,090 184,963 SH   SOLE   184,205 0 757
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   13,338,564 503,342 SH   SOLE   502,144 0 1,198
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   211,838 2,309 SH   SOLE   2,309 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,195,565 22,976 SH   SOLE   22,967 0 9
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   459,752 5,162 SH   SOLE   5,162 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   552,321 16,019 SH   SOLE   16,019 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,265,390 6,922 SH   SOLE   6,922 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,902,254 20,249 SH   SOLE   20,176 0 73
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,150,041 27,652 SH   SOLE   27,652 0 0
SPDR SERIES TRUST S&P KENSHO CLEAN 78468R655   674,795 11,355 SH   SOLE   11,267 0 87
SPDR SERIES TRUST S&P KENSHO NEW 78468R648   435,696 8,012 SH   SOLE   7,932 0 80
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   643,694 9,576 SH   SOLE   9,576 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   944,524 3,108 SH   SOLE   3,108 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   347,535 7,078 SH   SOLE   7,078 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   319,153 3,577 SH   SOLE   3,577 0 0
ISHARES TR ESG AWARE MSCI 46435U663   271,220 6,562 SH   SOLE   6,562 0 0
ISHARES TR ESG OPTIMIZED 464288802   514,108 4,056 SH   SOLE   4,056 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   351,096 7,385 SH   SOLE   7,385 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,659,325 4,821 SH   SOLE   4,821 0 0
ISHARES TR SELECT US REIT 464287564   311,780 5,098 SH   SOLE   5,033 0 65
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,969,635 95,613 SH   SOLE   95,613 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,114,606 52,576 SH   SOLE   52,576 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,641,524 6,927 SH   SOLE   6,927 0 0
SPDR SERIES TRUST FACTST INV ETF 78464A110   571,116 3,016 SH   SOLE   3,016 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,710,987 6,114 SH   SOLE   6,114 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   997,505 10,154 SH   SOLE   10,091 0 63
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,911,860 6,904 SH   SOLE   6,893 0 10
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,605,404 13,360 SH   SOLE   13,340 0 20
ISHARES TR CORE S&P500 ETF 464287200   4,409,861 7,102 SH   SOLE   7,102 0 0
ISHARES TR MRGSTR SM CP ETF 464288505   438,059 7,517 SH   SOLE   7,517 0 0
SPDR SERIES TRUST BLOOMBERG SHT TE 78468R408   767,547 30,124 SH   SOLE   30,124 0 0
SPDR SERIES TRUST BLOOMBERG 3-12 M 78468R523   715,336 7,194 SH   SOLE   7,194 0 0
SPDR SERIES TRUST MSCI USA STRTGIC 78468R812   547,365 3,356 SH   SOLE   3,356 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   697,628 12,237 SH   SOLE   12,237 0 0
SPDR SERIES TRUST BLOOMBERG INVT 78468R200   326,417 10,588 SH   SOLE   10,588 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   827,656 32,330 SH   SOLE   32,330 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,292,116 5,690 SH   SOLE   5,690 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   315,930 3,702 SH   SOLE   3,702 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   355,339 1,403 SH   SOLE   1,403 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,127,726 6,205 SH   SOLE   6,205 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   469,498 5,002 SH   SOLE   5,002 0 0
ISHARES TR CORE DIV GRWTH 46434V621   1,263,832 19,766 SH   SOLE   19,766 0 0
ISHARES TR MSCI USA SMCP MN 46435G433   318,818 7,589 SH   SOLE   7,589 0 0
NVIDIA CORPORATION COM 67066G104   1,203,218 7,616 SH   SOLE   7,616 0 0
SPDR SERIES TRUST S&P 500 ESG ETF 78468R531   497,885 8,504 SH   SOLE   8,504 0 0
ISHARES TR MSCI ACWI EX US 464288240   226,369 3,715 SH   SOLE   3,715 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   686,196 16,108 SH   SOLE   16,108 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   658,209 1,162 SH   SOLE   1,162 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   232,589 3,194 SH   SOLE   3,194 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   359,352 3,337 SH   SOLE   3,337 0 0
ISHARES TR MSCI USA MMENTM 46432F396   287,535 1,196 SH   SOLE   1,196 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,425,641 6,031 SH   SOLE   6,031 0 0
SPDR SERIES TRUST SPDR S&P1500VL 78464A128   561,784 2,924 SH   SOLE   2,924 0 0
ISHARES TR INTL DIV GRWTH 46435G524   406,328 5,151 SH   SOLE   5,151 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   903,612 30,302 SH   SOLE   30,302 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   203,622 2,947 SH   SOLE   2,947 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   400,090 7,357 SH   SOLE   7,357 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   325,299 15,677 SH   SOLE   15,677 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   891,958 2,035 SH   SOLE   2,035 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   433,699 2,454 SH   SOLE   2,454 0 0
ALPHABET INC CAP STK CL A 02079K305   227,413 1,290 SH   SOLE   1,290 0 0
AMAZON COM INC COM 023135106   5,386,272 24,551 SH   SOLE   24,551 0 0
APPLE INC COM 037833100   811,617 3,956 SH   SOLE   3,956 0 0
AT&T INC COM 00206R102   278,755 9,632 SH   SOLE   9,632 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   597,497 1,230 SH   SOLE   1,230 0 0
BROADCOM INC COM 11135F101   236,232 857 SH   SOLE   857 0 0
COSTCO WHSL CORP NEW COM 22160K105   379,082 383 SH   SOLE   383 0 0
EATON CORP PLC SHS G29183103   234,652 657 SH   SOLE   657 0 0
JPMORGAN CHASE & CO. COM 46625H100   211,706 730 SH   SOLE   730 0 0
META PLATFORMS INC CL A 30303M102   535,859 726 SH   SOLE   726 0 0
MICROSOFT CORP COM 594918104   913,362 1,836 SH   SOLE   1,836 0 0
NETFLIX INC COM 64110L106   451,287 337 SH   SOLE   337 0 0
TESLA INC COM 88160R101   317,342 999 SH   SOLE   999 0 0
HOME DEPOT INC COM 437076102   213,780 583 SH   SOLE   583 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   237,817 2,349 SH   SOLE   2,349 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   662,099 8,992 SH   SOLE   8,992 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   216,763 2,065 SH   SOLE   2,065 0 0
ISHARES TR CORE S&P SCP ETF 464287804   757,209 6,928 SH   SOLE   6,928 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   314,827 742 SH   SOLE   742 0 0
ISHARES TR MSCI EAFE ETF 464287465   218,263 2,442 SH   SOLE   2,442 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 32 MUN 46139W833   213,175 8,708 SH   SOLE   8,708 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   296,837 12,599 SH   SOLE   12,599 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   201,033 8,566 SH   SOLE   8,566 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   204,195 8,790 SH   SOLE   8,790 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   211,420 9,310 SH   SOLE   9,310 0 0
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445   208,649 9,705 SH   SOLE   9,705 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W791   236,148 9,420 SH   SOLE   9,420 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   543,469 7,477 SH   SOLE   7,477 0 0
SSGA ACTIVE TR SPDR SSGA MY2026 78470P820   257,406 10,259 SH   SOLE   10,259 0 0
ISHARES TR CORE MSCI INTL 46435G326   388,957 5,115 SH   SOLE   5,115 0 0