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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   382,627 4,171 SH   SOLE   4,171 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   307,492 1,489 SH   SOLE   1,489 0 0
EXCHANGE TRADED CONCEPTS TRU EMQQ THE EMERGIN 301505889   741,729 19,437 SH   SOLE   19,437 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,198,915 4,689 SH   SOLE   4,689 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,066,483 6,156 SH   SOLE   6,156 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   7,362,687 185,505 SH   SOLE   184,758 0 746
ISHARES TR MSCI USA MIN VOL 46429B697   467,901 4,996 SH   SOLE   4,996 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   14,109,961 504,648 SH   SOLE   503,462 0 1,186
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,484,533 20,228 SH   SOLE   20,155 0 73
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,759,122 6,987 SH   SOLE   6,977 0 10
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577   2,399,458 129,490 SH   SOLE   129,490 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460   2,247,913 135,498 SH   SOLE   135,498 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2031 CP 46138J429   2,140,387 131,232 SH   SOLE   131,232 0 0
SPDR SER TR S&P KENSHO CLEAN 78468R655   628,872 12,490 SH   SOLE   12,403 0 87
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,692,343 22,690 SH   SOLE   22,680 0 10
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,947,023 99,389 SH   SOLE   99,389 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   2,245,213 110,330 SH   SOLE   110,330 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   954,589 10,429 SH   SOLE   10,366 0 63
ISHARES TR CORE DIV GRWTH 46434V621   1,225,903 19,843 SH   SOLE   19,843 0 0
SPDR SER TR FACTST INV ETF 78464A110   491,769 3,073 SH   SOLE   3,073 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,453,923 13,173 SH   SOLE   13,152 0 20
ISHARES TR MRGSTR MD CP ETF 464288208   624,578 8,431 SH   SOLE   8,431 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   468,469 5,174 SH   SOLE   5,174 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,429,588 6,447 SH   SOLE   6,447 0 0
WISDOMTREE TR EM EX ST-OWNED 97717X578   503,361 16,306 SH   SOLE   16,306 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   289,000 3,538 SH   SOLE   3,538 0 0
ISHARES TR ESG AWARE MSCI 46435U663   251,320 6,543 SH   SOLE   6,543 0 0
ISHARES TR MSCI USA ESG SLC 464288802   466,050 4,057 SH   SOLE   4,057 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   571,840 32,509 SH   SOLE   32,509 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,840,603 6,835 SH   SOLE   6,835 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,141,851 6,682 SH   SOLE   6,682 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   617,953 12,157 SH   SOLE   12,157 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   1,521,043 5,881 SH   SOLE   5,881 0 0
ISHARES TR MSCI USA SMCP MN 46435G433   313,738 7,569 SH   SOLE   7,569 0 0
NVIDIA CORPORATION COM 67066G104   609,547 5,624 SH   SOLE   5,624 0 0
SPDR SER TR S&P 500 ESG ETF 78468R531   454,858 8,502 SH   SOLE   8,502 0 0
SPDR SER TR S&P KENSHO NEW 78468R648   395,514 8,507 SH   SOLE   8,428 0 80
VANGUARD INDEX FDS TOTAL STK MKT 922908769   880,732 3,205 SH   SOLE   3,205 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2032 46139W858   1,853,185 90,976 SH   SOLE   90,976 0 0
ISHARES TR MSCI ACWI EX US 464288240   299,769 5,406 SH   SOLE   5,406 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649   817,459 32,007 SH   SOLE   32,007 0 0
ISHARES TR MRGSTR SM CP ETF 464288505   454,263 8,385 SH   SOLE   8,385 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,187,823 28,880 SH   SOLE   28,880 0 0
SPDR SER TR BLOOMBERG SHT TE 78468R408   768,661 30,551 SH   SOLE   30,551 0 0
SPDR SER TR MSCI USA STRTGIC 78468R812   524,554 3,348 SH   SOLE   3,348 0 0
SPDR SER TR BLOOMBERG 3-12 M 78468R523   645,677 6,490 SH   SOLE   6,490 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   591,489 9,751 SH   SOLE   9,751 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,315,541 6,452 SH   SOLE   6,452 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   541,058 13,274 SH   SOLE   13,274 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   615,773 1,154 SH   SOLE   1,154 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   238,581 3,193 SH   SOLE   3,193 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431   332,704 3,331 SH   SOLE   3,331 0 0
ISHARES TR MSCI USA MMENTM 46432F396   241,588 1,195 SH   SOLE   1,195 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   337,992 7,119 SH   SOLE   7,119 0 0
SPDR SER TR SPDR S&P1500VL 78464A128   537,385 2,923 SH   SOLE   2,923 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W825   1,004,660 48,093 SH   SOLE   48,093 0 0
ISHARES TR INTL DIV GRWTH 46435G524   369,934 5,107 SH   SOLE   5,107 0 0
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722   569,237 21,145 SH   SOLE   21,145 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,574,483 76,136 SH   SOLE   76,136 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   2,077,625 106,654 SH   SOLE   106,654 0 0
SPDR SER TR BLOOMBERG INVT 78468R200   354,637 11,507 SH   SOLE   11,507 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847   375,073 7,329 SH   SOLE   7,329 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHARES 203 46139W783   214,374 10,465 SH   SOLE   10,465 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   730,358 1,970 SH   SOLE   1,970 0 0
AMAZON COM INC COM 023135106   4,681,182 24,604 SH   SOLE   24,604 0 0
APPLE INC COM 037833100   736,760 3,317 SH   SOLE   3,317 0 0
AT&T INC COM 00206R102   266,565 9,426 SH   SOLE   9,426 0 0
META PLATFORMS INC CL A 30303M102   326,357 566 SH   SOLE   566 0 0
MICROSOFT CORP COM 594918104   505,702 1,347 SH   SOLE   1,347 0 0
NETFLIX INC COM 64110L106   278,826 299 SH   SOLE   299 0 0
TESLA INC COM 88160R101   234,281 904 SH   SOLE   904 0 0
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   220,069 2,280 SH   SOLE   2,280 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   287,856 3,646 SH   SOLE   3,646 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   922,042 4,777 SH   SOLE   4,777 0 0
ISHARES TR COHEN STEER REIT 464287564   312,895 5,085 SH   SOLE   5,021 0 65
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   654,275 8,908 SH   SOLE   8,908 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   266,325 2,698 SH   SOLE   2,698 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   374,881 7,420 SH   SOLE   7,420 0 0
ISHARES TR CORE S&P SCP ETF 464287804   724,424 6,928 SH   SOLE   6,928 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   267,524 741 SH   SOLE   741 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 32 MUN 46139W833   212,382 8,633 SH   SOLE   8,633 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 MUNI 46138J510   295,373 12,510 SH   SOLE   12,510 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 MUNI 46138J494   200,469 8,512 SH   SOLE   8,512 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2028 MUNI 46138J486   202,452 8,736 SH   SOLE   8,736 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2029 MUNI 46138J478   210,447 9,254 SH   SOLE   9,254 0 0
INVESCO EXCH TRD SLF IDX FD INVSC 30 MUNI BD 46138J445   208,144 9,645 SH   SOLE   9,645 0 0
INVESCO EXCH TRD SLF IDX FD INVESCO BULLETSH 46139W791   236,414 9,337 SH   SOLE   9,337 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   490,212 7,455 SH   SOLE   7,455 0 0
SSGA ACTIVE TR SPDR SSGA MY2026 78470P820   379,355 15,126 SH   SOLE   15,126 0 0
ISHARES TR CORE MSCI INTL 46435G326   346,375 5,028 SH   SOLE   5,028 0 0