The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   761,384 5,598 SH   SOLE 0 0 0 5,598
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   500,043 1,673 SH   SOLE 0 0 0 1,673
ALPHABET INC CAP STK CL A 02079K305   348,407 1,977 SH   SOLE 0 0 0 1,977
AMAZON COM INC COM 023135106   709,507 3,234 SH   SOLE 0 0 0 3,234
AMERICAN CENTY ETF TR US SML CP VALU 025072877   14,828,862 162,776 SH   SOLE 0 0 0 162,776
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   8,333,121 105,110 SH   SOLE 0 0 0 105,110
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,248,797 32,810 SH   SOLE 0 0 0 32,810
AMERICAN WTR WKS CO INC NEW COM 030420103   281,141 2,021 SH   SOLE 0 0 0 2,021
APPLE INC COM 037833100   2,016,411 9,828 SH   SOLE 0 0 0 9,828
AT&T INC COM 00206R102   744,482 25,725 SH   SOLE 0 0 0 25,725
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   647,531 1,333 SH   SOLE 0 0 0 1,333
BROADCOM INC COM 11135F101   433,873 1,574 SH   SOLE 0 0 0 1,574
CISCO SYS INC COM 17275R102   834,572 12,029 SH   SOLE 0 0 0 12,029
COCA COLA CO COM 191216100   330,686 4,674 SH   SOLE 0 0 0 4,674
COSTCO WHSL CORP NEW COM 22160K105   210,857 213 SH   SOLE 0 0 0 213
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   3,220,927 76,037 SH   SOLE 0 0 0 76,037
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   397,382 11,495 SH   SOLE 0 0 0 11,495
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   462,187 15,965 SH   SOLE 0 0 0 15,965
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   421,891 6,295 SH   SOLE 0 0 0 6,295
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   6,471,880 180,577 SH   SOLE 0 0 0 180,577
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   12,448,410 230,697 SH   SOLE 0 0 0 230,697
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,725,637 133,683 SH   SOLE 0 0 0 133,683
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,306,514 78,533 SH   SOLE 0 0 0 78,533
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   516,588 10,760 SH   SOLE 0 0 0 10,760
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   855,396 24,055 SH   SOLE 0 0 0 24,055
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,027,254 34,905 SH   SOLE 0 0 0 34,905
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,848,587 96,595 SH   SOLE 0 0 0 96,595
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,352,823 101,879 SH   SOLE 0 0 0 101,879
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   240,170 7,725 SH   SOLE 0 0 0 7,725
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,620,353 223,058 SH   SOLE 0 0 0 223,058
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,892,647 92,068 SH   SOLE 0 0 0 92,068
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   7,507,258 368,364 SH   SOLE 0 0 0 368,364
ELI LILLY & CO COM 532457108   658,703 845 SH   SOLE 0 0 0 845
FISERV INC COM 337738108   203,789 1,182 SH   SOLE 0 0 0 1,182
HOME DEPOT INC COM 437076102   1,230,077 3,355 SH   SOLE 0 0 0 3,355
INTERNATIONAL BUSINESS MACHS COM 459200101   205,167 696 SH   SOLE 0 0 0 696
ISHARES INC MSCI EMRG CHN 46434G764   223,200 3,535 SH   SOLE 0 0 0 3,535
ISHARES TR CORE MSCI INTL 46435G326   2,560,647 33,675 SH   SOLE 0 0 0 33,675
ISHARES TR MSCI INTL QUALTY 46434V456   1,897,358 43,900 SH   SOLE 0 0 0 43,900
ISHARES TR CORE S&P TTL STK 464287150   6,851,389 50,736 SH   SOLE 0 0 0 50,736
ISHARES TR MSCI USA MIN VOL 46429B697   251,665 2,681 SH   SOLE 0 0 0 2,681
ISHARES TR MSCI USA MMENTM 46432F396   304,726 1,268 SH   SOLE 0 0 0 1,268
ISHARES TR MSCI USA VALUE 46432F388   221,439 1,956 SH   SOLE 0 0 0 1,956
ISHARES TR MSCI USA QLT FCT 46432F339   4,724,983 25,845 SH   SOLE 0 0 0 25,845
JPMORGAN CHASE & CO. COM 46625H100   1,813,387 6,255 SH   SOLE 0 0 0 6,255
LAM RESEARCH CORP COM NEW 512807306   622,392 6,394 SH   SOLE 0 0 0 6,394
LOCKHEED MARTIN CORP COM 539830109   502,044 1,084 SH   SOLE 0 0 0 1,084
MARATHON PETE CORP COM 56585A102   991,178 5,967 SH   SOLE 0 0 0 5,967
MASTERCARD INCORPORATED CL A 57636Q104   754,685 1,343 SH   SOLE 0 0 0 1,343
META PLATFORMS INC CL A 30303M102   1,430,418 1,938 SH   SOLE 0 0 0 1,938
MICROSOFT CORP COM 594918104   1,199,753 2,412 SH   SOLE 0 0 0 2,412
NETFLIX INC COM 64110L106   527,617 394 SH   SOLE 0 0 0 394
NORTHROP GRUMMAN CORP COM 666807102   323,987 648 SH   SOLE 0 0 0 648
NVIDIA CORPORATION COM 67066G104   1,355,080 8,577 SH   SOLE 0 0 0 8,577
PACER FDS TR TRENDP US LAR CP 69374H105   279,180 5,500 SH   SOLE 0 0 0 5,500
PACER FDS TR US CASH COWS 100 69374H881   296,052 5,373 SH   SOLE 0 0 0 5,373
PALANTIR TECHNOLOGIES INC CL A 69608A108   403,644 2,961 SH   SOLE 0 0 0 2,961
PIMCO ETF TR 1-5 US TIP IDX 72201R205   573,346 10,655 SH   SOLE 0 0 0 10,655
ROPER TECHNOLOGIES INC COM 776696106   812,849 1,434 SH   SOLE 0 0 0 1,434
SCHWAB CHARLES CORP COM 808513105   774,719 8,491 SH   SOLE 0 0 0 8,491
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,292,689 44,255 SH   SOLE 0 0 0 44,255
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   628,441 22,712 SH   SOLE 0 0 0 22,712
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   229,941 8,677 SH   SOLE 0 0 0 8,677
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   435,247 8,311 SH   SOLE 0 0 0 8,311
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   261,080 1,031 SH   SOLE 0 0 0 1,031
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   300,177 2,227 SH   SOLE 0 0 0 2,227
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   271,485 6,705 SH   SOLE 0 0 0 6,705
STRYKER CORPORATION COM 863667101   417,785 1,056 SH   SOLE 0 0 0 1,056
TEXAS INSTRS INC COM 882508104   579,883 2,793 SH   SOLE 0 0 0 2,793
UNION PAC CORP COM 907818108   586,934 2,551 SH   SOLE 0 0 0 2,551
UNITEDHEALTH GROUP INC COM 91324P102   218,379 700 SH   SOLE 0 0 0 700
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,586,405 32,864 SH   SOLE 0 0 0 32,864
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,107,426 36,546 SH   SOLE 0 0 0 36,546
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   630,386 12,540 SH   SOLE 0 0 0 12,540
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,786,258 80,024 SH   SOLE 0 0 0 80,024
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,747,312 48,190 SH   SOLE 0 0 0 48,190
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   353,272 2,650 SH   SOLE 0 0 0 2,650
VISA INC COM CL A 92826C839   1,304,099 3,673 SH   SOLE 0 0 0 3,673
WALMART INC COM 931142103   270,264 2,764 SH   SOLE 0 0 0 2,764