The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   712,596 5,372 SH   SOLE 0 0 0 5,372
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   715,508 2,293 SH   SOLE 0 0 0 2,293
ALPHABET INC CAP STK CL A 02079K305   1,041,810 6,737 SH   SOLE 0 0 0 6,737
AMAZON COM INC COM 023135106   2,611,889 13,728 SH   SOLE 0 0 0 13,728
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,332,465 72,645 SH   SOLE 0 0 0 72,645
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   5,053,360 72,460 SH   SOLE 0 0 0 72,460
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   653,145 10,855 SH   SOLE 0 0 0 10,855
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   412,779 6,330 SH   SOLE 0 0 0 6,330
AMERICAN ELEC PWR CO INC COM 025537101   635,951 5,820 SH   SOLE 0 0 0 5,820
AMERICAN WTR WKS CO INC NEW COM 030420103   403,467 2,735 SH   SOLE 0 0 0 2,735
APPLE INC COM 037833100   3,454,344 15,551 SH   SOLE 0 0 0 15,551
AT&T INC COM 00206R102   727,503 25,725 SH   SOLE 0 0 0 25,725
BANK AMERICA CORP COM 060505104   206,438 4,947 SH   SOLE 0 0 0 4,947
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   630,042 1,183 SH   SOLE 0 0 0 1,183
BROADCOM INC COM 11135F101   462,442 2,762 SH   SOLE 0 0 0 2,762
CISCO SYS INC COM 17275R102   710,097 11,507 SH   SOLE 0 0 0 11,507
COCA COLA CO COM 191216100   334,752 4,674 SH   SOLE 0 0 0 4,674
CONSTELLATION BRANDS INC CL A 21036P108   220,958 1,204 SH   SOLE 0 0 0 1,204
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,906,525 75,612 SH   SOLE 0 0 0 75,612
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   380,722 6,295 SH   SOLE 0 0 0 6,295
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   5,368,034 162,717 SH   SOLE 0 0 0 162,717
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,505,994 165,197 SH   SOLE 0 0 0 165,197
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,082,083 129,118 SH   SOLE 0 0 0 129,118
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   2,060,971 78,663 SH   SOLE 0 0 0 78,663
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   276,566 5,820 SH   SOLE 0 0 0 5,820
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   3,331,067 100,515 SH   SOLE 0 0 0 100,515
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,204,961 42,805 SH   SOLE 0 0 0 42,805
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   2,731,716 101,400 SH   SOLE 0 0 0 101,400
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,463,497 84,598 SH   SOLE 0 0 0 84,598
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   319,216 11,495 SH   SOLE 0 0 0 11,495
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,734,768 178,941 SH   SOLE 0 0 0 178,941
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,042,953 73,840 SH   SOLE 0 0 0 73,840
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   8,098,743 416,602 SH   SOLE 0 0 0 416,602
ELI LILLY & CO COM 532457108   1,324,760 1,604 SH   SOLE 0 0 0 1,604
EXXON MOBIL CORP COM 30231G102   214,669 1,805 SH   SOLE 0 0 0 1,805
FISERV INC COM 337738108   933,669 4,228 SH   SOLE 0 0 0 4,228
HOME DEPOT INC COM 437076102   1,229,574 3,355 SH   SOLE 0 0 0 3,355
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   113,266 10,095 SH   SOLE 0 0 0 10,095
ISHARES TR CORE MSCI INTL 46435G326   2,989,482 43,395 SH   SOLE 0 0 0 43,395
ISHARES TR CORE S&P TTL STK 464287150   4,445,556 36,436 SH   SOLE 0 0 0 36,436
ISHARES TR MSCI USA MIN VOL 46429B697   255,692 2,730 SH   SOLE 0 0 0 2,730
ISHARES TR MSCI USA MMENTM 46432F396   256,301 1,268 SH   SOLE 0 0 0 1,268
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   288,814 3,914 SH   SOLE 0 0 0 3,914
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399   1,871,610 18,551 SH   SOLE 0 0 0 18,551
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   394,520 6,209 SH   SOLE 0 0 0 6,209
JOHNSON & JOHNSON COM 478160104   207,134 1,249 SH   SOLE 0 0 0 1,249
JPMORGAN CHASE & CO. COM 46625H100   1,566,241 6,385 SH   SOLE 0 0 0 6,385
LAM RESEARCH CORP COM NEW 512807306   820,201 11,282 SH   SOLE 0 0 0 11,282
LOCKHEED MARTIN CORP COM 539830109   484,234 1,084 SH   SOLE 0 0 0 1,084
MARATHON PETE CORP COM 56585A102   869,332 5,967 SH   SOLE 0 0 0 5,967
MASTERCARD INCORPORATED CL A 57636Q104   1,324,258 2,416 SH   SOLE 0 0 0 2,416
META PLATFORMS INC CL A 30303M102   1,825,908 3,168 SH   SOLE 0 0 0 3,168
MICROSOFT CORP COM 594918104   1,488,421 3,965 SH   SOLE 0 0 0 3,965
NETFLIX INC COM 64110L106   361,822 388 SH   SOLE 0 0 0 388
NORTHROP GRUMMAN CORP COM 666807102   331,782 648 SH   SOLE 0 0 0 648
NVIDIA CORPORATION COM 67066G104   1,722,700 15,895 SH   SOLE 0 0 0 15,895
PACER FDS TR TRENDP US LAR CP 69374H105   282,975 5,500 SH   SOLE 0 0 0 5,500
PACER FDS TR US CASH COWS 100 69374H881   294,225 5,373 SH   SOLE 0 0 0 5,373
PALANTIR TECHNOLOGIES INC CL A 69608A108   347,559 4,118 SH   SOLE 0 0 0 4,118
PIMCO ETF TR 1-5 US TIP IDX 72201R205   575,583 10,655 SH   SOLE 0 0 0 10,655
PRUDENTIAL FINL INC COM 744320102   296,510 2,655 SH   SOLE 0 0 0 2,655
ROPER TECHNOLOGIES INC COM 776696106   845,458 1,434 SH   SOLE 0 0 0 1,434
SCHWAB CHARLES CORP COM 808513105   664,675 8,491 SH   SOLE 0 0 0 8,491
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,705,875 68,126 SH   SOLE 0 0 0 68,126
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   603,685 22,712 SH   SOLE 0 0 0 22,712
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   242,609 8,677 SH   SOLE 0 0 0 8,677
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   413,971 8,311 SH   SOLE 0 0 0 8,311
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   212,881 1,031 SH   SOLE 0 0 0 1,031
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   402,404 2,756 SH   SOLE 0 0 0 2,756
STRYKER CORPORATION COM 863667101   869,204 2,335 SH   SOLE 0 0 0 2,335
TEXAS INSTRS INC COM 882508104   577,915 3,216 SH   SOLE 0 0 0 3,216
UNION PAC CORP COM 907818108   602,648 2,551 SH   SOLE 0 0 0 2,551
UNITEDHEALTH GROUP INC COM 91324P102   956,891 1,827 SH   SOLE 0 0 0 1,827
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,008,792 25,662 SH   SOLE 0 0 0 25,662
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,148,446 22,371 SH   SOLE 0 0 0 22,371
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   497,004 9,960 SH   SOLE 0 0 0 9,960
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   4,203,347 70,763 SH   SOLE 0 0 0 70,763
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   341,744 2,650 SH   SOLE 0 0 0 2,650
VISA INC COM CL A 92826C839   1,502,772 4,288 SH   SOLE 0 0 0 4,288
WALMART INC COM 931142103   307,704 3,505 SH   SOLE 0 0 0 3,505