The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ASML HLDG NV N Y REGISTRY SHS N07059210   346,163 174 SH   SOLE   0 0 174
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   262,664 550 SH   SOLE   0 0 550
BANCO SANTANDER SA ADR 05964H105   142,816 10,349 SH   SOLE   0 0 10,349
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109   106,903 11,159 SH   SOLE   0 0 11,159
EOG RES INC COM 26875P101   220,541 1,700 SH   SOLE   0 0 1,700
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   337,763 675 SH   SOLE   0 0 675
HEWLETT PACKARD ENTERPRISE C COM 42824C109   207,777 4,606 SH   SOLE   0 0 4,606
DRAFTKINGS INC NEW COM CL A 26142V105   217,766 8,621 SH   SOLE   0 0 8,621
BRISTOL-MYERS SQUIBB CO COM 110122108   323,709 5,618 SH   SOLE   0 0 5,618
VISA INC COM CL A 92826C839   202,012 589 SH   SOLE   0 0 589
BROADCOM INC COM 11135F101   1,358,969 3,598 SH   SOLE   0 0 3,598
AIRBNB INC COM CL A 009066101   457,205 3,195 SH   SOLE   0 0 3,195
MOHAWK INDS INC COM 608190104   225,067 1,855 SH   SOLE   0 0 1,855
AMAZON COM INC COM 023135106   2,381,732 9,993 SH   SOLE   0 0 9,993
GENERAL MILLS INC COM 370334104   214,194 6,155 SH   SOLE   0 0 6,155
ROSS STORES INC COM 778296103   204,336 960 SH   SOLE   0 0 960
CHEVRON CORPORATION COM 166764100   503,413 3,037 SH   SOLE   0 0 3,037
FORTINET INC COM 34959E109   439,200 2,859 SH   SOLE   0 0 2,859
CUMMINS INC COM 231021106   240,352 337 SH   SOLE   0 0 337
LOCKHEED MARTIN CORP COM 539830109   236,420 464 SH   SOLE   0 0 464
META PLATFORMS INC CL A 30303M102   695,098 1,234 SH   SOLE   0 0 1,234
PROCTER & GAMBLE CO COM 742718109   274,950 1,875 SH   SOLE   0 0 1,875
BANK OF AMER CORP COM 060505104   329,882 5,789 SH   SOLE   0 0 5,789
EXXON MOBIL CORP COM 30231G102   463,754 3,392 SH   SOLE   0 0 3,392
UNITED AIRLS HLDGS INC COM 910047109   245,326 1,804 SH   SOLE   0 0 1,804
GE AEROSPACE COM NEW 369604301   448,850 1,201 SH   SOLE   0 0 1,201
ALPHABET INC CAP STK CL A 02079K305   1,172,556 3,281 SH   SOLE   0 0 3,281
VERISIGN INC COM 92343E102   231,938 922 SH   SOLE   0 0 922
NETFLIX INC. COM 64110L106   259,253 3,631 SH   SOLE   0 0 3,631
LUMENTUM HLDGS INC COM 55024U109   214,515 250 SH   SOLE   0 0 250
WALMART INC COM 931142103   499,857 4,413 SH   SOLE   0 0 4,413
ABBOTT LABORATORIES COM 002824100   206,161 2,272 SH   SOLE   0 0 2,272
ORACLE CORP COM 68389X105   207,661 1,417 SH   SOLE   0 0 1,417
NVIDIA CORPORATION COM 67066G104   2,771,656 13,852 SH   SOLE   0 0 13,852
PNC FINL SVCS GROUP INC COM 693475105   298,172 1,211 SH   SOLE   0 0 1,211
MOLINA HEALTHCARE INC COM 60855R100   338,019 1,478 SH   SOLE   0 0 1,478
SNOWFLAKE INC COM SHS 833445109   270,534 1,063 SH   SOLE   0 0 1,063
MICROSOFT CORP COM 594918104   1,703,903 4,568 SH   SOLE   0 0 4,568
TESLA INC COM 88160R101   544,677 1,295 SH   SOLE   0 0 1,295
WESTERN DIGITAL CORP COM 958102105   662,353 1,037 SH   SOLE   0 0 1,037
VERTIV HOLDINGS CO COM CL A 92537N108   380,021 1,135 SH   SOLE   0 0 1,135
CONOCOPHILLIPS COM 20825C104   234,638 2,257 SH   SOLE   0 0 2,257
PG&E CORP COM 69331C108   370,343 22,018 SH   SOLE   0 0 22,018
ALPHABET INC CAP STK CL C 02079K107   2,215,269 6,270 SH   SOLE   0 0 6,270
JPMORGAN CHASE & CO COM 46625H100   734,201 2,243 SH   SOLE   0 0 2,243
SANDISK CORP COM 80004C200   529,779 233 SH   SOLE   0 0 233
PHILLIPS 66 COM 718546104   268,113 1,586 SH   SOLE   0 0 1,586
NORFOLK SOUTHN CORP COM 655844108   299,490 952 SH   SOLE   0 0 952
ELI LILLY & CO COM 532457108   578,154 482 SH   SOLE   0 0 482
MICRON TECHNOLOGY INC COM 595112103   1,613,094 1,397 SH   SOLE   0 0 1,397
CATERPILLAR INC COM 149123101   683,666 642 SH   SOLE   0 0 642
DANAHER CORP DEL COM 235851102   220,957 1,160 SH   SOLE   0 0 1,160
EMCOR GROUP INC COM 29084Q100   324,483 391 SH   SOLE   0 0 391
EDISON INTL COM 281020107   302,118 4,058 SH   SOLE   0 0 4,058
CENTENE CORP DEL COM 15135B101   528,476 8,233 SH   SOLE   0 0 8,233
COMFORT SYS USA INC COM 199908104   610,441 308 SH   SOLE   0 0 308
CAPITAL ONE FINL CORP COM 14040H105   404,651 2,017 SH   SOLE   0 0 2,017
INTUIT COM 461202103   470,322 1,802 SH   SOLE   0 0 1,802
CITIGROUP INC COM NEW 172967424   264,944 1,893 SH   SOLE   0 0 1,893
JOHNSON & JOHNSON COM 478160104   264,383 1,041 SH   SOLE   0 0 1,041
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   213,983 856 SH   SOLE   0 0 856
T-MOBILE US INC COM 872590104   293,528 1,750 SH   SOLE   0 0 1,750
ADVANCED MICRO DEVICES INC COM 007903107   802,818 1,382 SH   SOLE   0 0 1,382
APPLE INC COM 037833100   4,987,464 17,236 SH   SOLE   0 0 17,236
GE VERNOVA INC COM 36828A101   587,430 500 SH   SOLE   0 0 500
SYNOPSYS INC COM 871607107   201,624 452 SH   SOLE   0 0 452
TJX COS INC NEW COM 872540109   272,246 1,797 SH   SOLE   0 0 1,797
HUNT J B TRANS SVCS INC COM 445658107   339,212 1,172 SH   SOLE   0 0 1,172
APPLIED MATLS INC COM 038222105   274,740 380 SH   SOLE   0 0 380
GENERAL DYNAMICS CORP COM 369550108   256,116 723 SH   SOLE   0 0 723
COSTCO WHOLESALE CORPORATION COM 22160K105   471,477 504 SH   SOLE   0 0 504
CARPENTER TECHNOLOGY CORP COM 144285103   235,016 381 SH   SOLE   0 0 381
TERADYNE INC COM 880770102   400,136 827 SH   SOLE   0 0 827
BLACKROCK INC COM 09290D101   413,471 430 SH   SOLE   0 0 430
GENERAL MTRS CO COM 37045V100   211,662 2,746 SH   SOLE   0 0 2,746
FREEPORT MCMORAN INC CL B 35671D857   246,466 3,919 SH   SOLE   0 0 3,919
PHILIP MORRIS INTL INC COM 718172109   282,220 1,560 SH   SOLE   0 0 1,560
EVERSOURCE ENERGY COM 30040W108   265,303 3,671 SH   SOLE   0 0 3,671
SHOPIFY INC CL A SUB VTG SHS 82509L107   235,553 2,063 SH   SOLE   0 0 2,063
WASTE CONNECTIONS INC COM 94106B101   274,372 1,646 SH   SOLE   0 0 1,646
AON PLC SHS CL A G0403H108   295,204 890 SH   SOLE   0 0 890
CHUBB LIMITED COM H1467J104   286,903 842 SH   SOLE   0 0 842
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   261,040 10,040 SH   SOLE   0 0 10,040
TECHNIPFMC PLC COM G87110105   251,675 3,796 SH   SOLE   0 0 3,796
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   515,310 534 SH   SOLE   0 0 534
VIKING HOLDINGS LTD ORD SHS G93A5A101   315,999 3,019 SH   SOLE   0 0 3,019
NEBIUS GROUP N.V. SHS CLASS A N97284108   559,244 2,025 SH   SOLE   0 0 2,025
MID-AMER APT CMNTYS INC COM 59522J103   254,677 1,833 SH   SOLE   0 0 1,833
VANGUARD INDEX FDS MID CAP ETF 922908629   207,720 2,578 SH   SOLE   0 0 2,578
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   1,529,769 40,783 SH   SOLE   0 0 40,783
ISHARES TR CORE UNIVRSL USD 46434V613   624,379 13,529 SH   SOLE   0 0 13,529
SSGA ACTIVE TR SST BRIDGEWATER 78470P630   1,178,849 40,275 SH   SOLE   0 0 40,275
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,024,165 20,248 SH   SOLE   0 0 20,248
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,287,304 24,473 SH   SOLE   0 0 24,473
SCHWAB STRATEGIC TR US TIPS ETF 808524870   369,051 13,926 SH   SOLE   0 0 13,926
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   249,712 3,219 SH   SOLE   0 0 3,219
VANECK ETF TRUST GOLD MINERS ETF 92189F106   370,966 4,917 SH   SOLE   0 0 4,917
ISHARES TR CORE MSCI EAFE 46432F842   219,208 2,270 SH   SOLE   0 0 2,270
ISHARES TR CORE DIV GRWTH 46434V621   17,629,866 232,615 SH   SOLE   0 0 232,615
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104   22,728,649 536,940 SH   SOLE   0 0 536,940
ISHARES TR 0-3 MTH TREASURY 46436E718   514,608 5,112 SH   SOLE   0 0 5,112
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   5,458,262 118,529 SH   SOLE   0 0 118,529
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   676,254 2,858 SH   SOLE   0 0 2,858
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   449,965 6,692 SH   SOLE   0 0 6,692
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,848,445 7,698 SH   SOLE   0 0 7,698
ISHARES TR CORE US AGGBD ET 464287226   1,252,450 12,654 SH   SOLE   0 0 12,654
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,169,993 27,323 SH   SOLE   0 0 27,323
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   487,079 25,392 SH   SOLE   0 0 25,392
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   213,091 325 SH   SOLE   0 0 325
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   1,579,709 20,993 SH   SOLE   0 0 20,993
SPDR SERIES TRUST ST STR P500GRW 78464A409   470,488 3,954 SH   SOLE   0 0 3,954
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,628,313 117,536 SH   SOLE   0 0 117,536
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   204,006 3,319 SH   SOLE   0 0 3,319
ISHARES INC EMNG MKTS EQT 46434G889   5,116,107 69,835 SH   SOLE   0 0 69,835
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   330,958 5,860 SH   SOLE   0 0 5,860
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   588,455 788 SH   SOLE   0 0 788
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   226,726 4,788 SH   SOLE   0 0 4,788
ISHARES TR NEW YORK MUN ETF 464288323   232,734 4,317 SH   SOLE   0 0 4,317
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   4,311,744 157,766 SH   SOLE   0 0 157,766
PIMCO ETF TR MULTISECTOR BD 72201R585   7,103,820 267,867 SH   SOLE   0 0 267,867
ISHARES TR MSCI USA MIN ETF 46429B697   522,853 5,420 SH   SOLE   0 0 5,420
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860   2,245,796 51,006 SH   SOLE   0 0 51,006
ISHARES TR ESG AW MSCI EAFE 46435G516   225,565 2,194 SH   SOLE   0 0 2,194
ISHARES TR GLOBAL EQUITY 46434V316   1,428,415 24,288 SH   SOLE   0 0 24,288
ISHARES TR MSCI USA QLT FCT 46432F339   418,717 1,908 SH   SOLE   0 0 1,908
SPDR SERIES TRUST ST LONG BD ETF 78464A367   261,049 11,654 SH   SOLE   0 0 11,654
INVESCO QQQ TR UNIT SER 1 46090E103   745,508 1,012 SH   SOLE   0 0 1,012
ISHARES INC MSCI GBL MIN VOL 464286525   600,373 4,994 SH   SOLE   0 0 4,994
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   557,875 7,830 SH   SOLE   0 0 7,830
ISHARES TR US SML CAP EQT 46434V290   722,931 8,110 SH   SOLE   0 0 8,110
ISHARES TR NATIONAL MUN ETF 464288414   508,937 4,729 SH   SOLE   0 0 4,729
AMERICAN CENTY ETF TR US SML CP VALU 025072877   211,669 1,697 SH   SOLE   0 0 1,697
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   6,335,974 54,112 SH   SOLE   0 0 54,112
AMPLIFY ETF TR CWP INTL ENHANCE 032108722   265,125 6,313 SH   SOLE   0 0 6,313
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   288,118 3,487 SH   SOLE   0 0 3,487
RBB FUND TRUST FIRST EAGLE GBL 75526L886   16,557,739 338,466 SH   SOLE   0 0 338,466
VANGUARD INDEX FDS GROWTH ETF 922908736   10,741,721 124,701 SH   SOLE   0 0 124,701
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702   900,618 24,372 SH   SOLE   0 0 24,372
PIMCO ETF TR SR LN ACTIVE ETF 72201R627   841,385 17,063 SH   SOLE   0 0 17,063
VANGUARD NY TAX FREE FDS TAX EXEMPT BD 92204H400   887,784 8,536 SH   SOLE   0 0 8,536
VANGUARD INDEX FDS SMALL CP ETF 922908751   270,590 893 SH   SOLE   0 0 893
GLOBAL X FDS GLBL X MLP ETF 37954Y343   214,378 4,039 SH   SOLE   0 0 4,039
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   2,955,809 31,654 SH   SOLE   0 0 31,654
ISHARES TR U S EQUITY FACTR 46434V282   22,375,848 295,859 SH   SOLE   0 0 295,859
BLACKROCK ETF TRUST ISHARES US LARG 09290C863   338,272 9,999 SH   SOLE   0 0 9,999
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   989,400 19,381 SH   SOLE   0 0 19,381
SPDR GOLD TR GOLD SHS 78463V107   484,051 1,314 SH   SOLE   0 0 1,314
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,022,257 2,944 SH   SOLE   0 0 2,944
ISHARES TR INTL DIV GRWTH 46435G524   2,537,732 28,861 SH   SOLE   0 0 28,861
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201   901,195 32,807 SH   SOLE   0 0 32,807
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA 35473P769   2,040,295 57,360 SH   SOLE   0 0 57,360
ISHARES INC MSCI GBL GOLD MN 46434G855   629,125 9,739 SH   SOLE   0 0 9,739
ISHARES TR MSCI EMG MKT ETF 464287234   388,842 5,684 SH   SOLE   0 0 5,684
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   721,810 2,414 SH   SOLE   0 0 2,414
ISHARES GOLD TR ISHARES NEW 464285204   284,975 3,774 SH   SOLE   0 0 3,774