The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   2,508,489 21,551 SH   SOLE   0 0 21,551
ALPHABET INC CAP STK CL C 02079K107   1,714,094 5,462 SH   SOLE   0 0 5,462
ALPHABET INC CAP STK CL A 02079K305   699,249 2,234 SH   SOLE   0 0 2,234
AMAZON COM INC COM 023135106   1,715,685 7,433 SH   SOLE   0 0 7,433
APPLE INC COM 037833100   3,517,597 12,939 SH   SOLE   0 0 12,939
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   225,187 448 SH   SOLE   0 0 448
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702   882,415 25,364 SH   SOLE   0 0 25,364
BROADCOM INC COM 11135F101   634,747 1,834 SH   SOLE   0 0 1,834
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   14,456,410 417,077 SH   SOLE   0 0 417,077
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,237,586 45,200 SH   SOLE   0 0 45,200
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   3,753,159 135,872 SH   SOLE   0 0 135,872
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   1,550,560 43,540 SH   SOLE   0 0 43,540
CAPITAL ONE FINL CORP COM 14040H105   287,439 1,186 SH   SOLE   0 0 1,186
CATERPILLAR INC COM 149123101   330,546 577 SH   SOLE   0 0 577
CHEVRON CORP NEW COM 166764100   273,355 1,830 SH   SOLE   0 0 1,830
CONOCOPHILLIPS COM 20825C104   259,112 2,785 SH   SOLE   0 0 2,785
EXXON MOBIL CORP COM 30231G102   532,625 4,426 SH   SOLE   0 0 4,426
META PLATFORMS INC CL A 30303M102   818,079 1,239 SH   SOLE   0 0 1,239
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   1,484,884 19,701 SH   SOLE   0 0 19,701
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   494,744 71,565 SH   SOLE   0 0 71,565
INVESCO QQQ TR UNIT SER 1 46090E103   282,627 460 SH   SOLE   0 0 460
ISHARES GOLD TR ISHARES NEW 464285204   232,309 2,862 SH   SOLE   0 0 2,862
ISHARES INC MSCI GBL MIN VOL 464286525   612,697 5,160 SH   SOLE   0 0 5,160
ISHARES TR CORE US AGGBD ET 464287226   1,402,914 14,086 SH   SOLE   0 0 14,086
ISHARES TR NEW YORK MUN ETF 464288323   59,892 17,379 SH   SOLE   0 0 17,379
ISHARES TR NATIONAL MUN ETF 464288414   691,868 6,459 SH   SOLE   0 0 6,459
ISHARES TR MSCI USA QLT FCT 46432F339   374,441 1,885 SH   SOLE   0 0 1,885
ISHARES TR CORE MSCI EAFE 46432F842   201,486 2,252 SH   SOLE   0 0 2,252
ISHARES INC MSCI GBL GOLD MN 46434G855   3,023,015 41,043 SH   SOLE   0 0 41,043
ISHARES INC EMNG MKTS EQT 46434G889   3,305,030 57,131 SH   SOLE   0 0 57,131
ISHARES TR U S EQUITY FACTR 46434V282   14,864,165 214,078 SH   SOLE   0 0 214,078
ISHARES TR US SML CAP EQT 46434V290   630,520 8,420 SH   SOLE   0 0 8,420
ISHARES TR GLOBAL EQUITY 46434V316   1,340,879 25,404 SH   SOLE   0 0 25,404
ISHARES TR 0-5YR HI YL CP 46434V407   438,362 12,750 SH   SOLE   0 0 12,750
ISHARES TR CORE UNIVRSL USD 46434V613   617,523 13,334 SH   SOLE   0 0 13,334
ISHARES TR CORE DIV GRWTH 46434V621   13,441,396 193,627 SH   SOLE   0 0 193,627
ISHARES TR INTL DIV GRWTH 46435G524   1,762,481 20,342 SH   SOLE   0 0 20,342
ISHARES TR 0-3 MNTH TREASRY 46436E718   966,226 9,626 SH   SOLE   0 0 9,626
JPMORGAN CHASE & CO. COM 46625H100   448,530 1,392 SH   SOLE   0 0 1,392
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   6,299,235 135,702 SH   SOLE   0 0 135,702
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   294,517 8,344 SH   SOLE   0 0 8,344
JOHNSON & JOHNSON COM 478160104   348,918 1,686 SH   SOLE   0 0 1,686
ELI LILLY & CO COM 532457108   252,550 235 SH   SOLE   0 0 235
MICROSOFT CORP COM 594918104   1,056,549 2,185 SH   SOLE   0 0 2,185
NVIDIA CORPORATION COM 67066G104   1,130,447 6,061 SH   SOLE   0 0 6,061
PG&E CORP COM 69331C108   163,866 10,197 SH   SOLE   0 0 10,197
PIMCO ETF TR MULTISECTOR BD 72201R585   6,106,554 227,666 SH   SOLE   0 0 227,666
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,720,349 19,491 SH   SOLE   0 0 19,491
RBB FUND TRUST FIRST EAGLE GBL 75526L886   10,755,457 233,345 SH   SOLE   0 0 233,345
SPDR S&P 500 ETF TR TR UNIT 78462F103   521,669 765 SH   SOLE   0 0 765
SPDR GOLD TR GOLD SHS 78463V107   520,751 1,314 SH   SOLE   0 0 1,314
SPDR SERIES TRUST STATE STREET SPD 78464A367   269,245 11,924 SH   SOLE   0 0 11,924
SPDR SERIES TRUST STATE STREET SPD 78464A409   402,793 3,775 SH   SOLE   0 0 3,775
SCHWAB STRATEGIC TR US TIPS ETF 808524870   669,796 25,302 SH   SOLE   0 0 25,302
VANECK ETF TRUST GOLD MINERS ETF 92189F106   408,669 4,765 SH   SOLE   0 0 4,765
VANECK ETF TRUST ALTERNATIVE ASSE 92189H649   2,031,199 74,814 SH   SOLE   0 0 74,814
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   616,314 2,804 SH   SOLE   0 0 2,804
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   293,022 659 SH   SOLE   0 0 659
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   9,663,913 130,570 SH   SOLE   0 0 130,570
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   452,301 7,240 SH   SOLE   0 0 7,240
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   2,245,972 24,560 SH   SOLE   0 0 24,560
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   669,055 9,972 SH   SOLE   0 0 9,972
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   252,344 3,237 SH   SOLE   0 0 3,237
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   694,870 2,414 SH   SOLE   0 0 2,414
VANGUARD WORLD FD INF TECH ETF 92204A702   290,959 386 SH   SOLE   0 0 386
VANGUARD NY TAX FREE FDS TAX EXEMPT BD 92204H400   869,713 0 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   248,220 3,113 SH   SOLE   0 0 3,113
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   1,567,577 20,667 SH   SOLE   0 0 20,667
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,095,869 21,801 SH   SOLE   0 0 21,801
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,851,930 2,953 SH   SOLE   0 0 2,953
VANGUARD INDEX FDS GROWTH ETF 922908736   10,577,680 21,682 SH   SOLE   0 0 21,682
VANGUARD INDEX FDS SMALL CP ETF 922908751   230,268 893 SH   SOLE   0 0 893
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,575,624 7,682 SH   SOLE   0 0 7,682
VISA INC COM CL A 92826C839   205,946 587 SH   SOLE   0 0 587
WALMART INC COM 931142103   652,457 5,856 SH   SOLE   0 0 5,856