The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLIANCEBERNSTEIN NATL MUN I COM 01864U106   116,287 10,698 SH   SOLE   0 0 10,698
EA SERIES TRUST ALPHA ARCH 1-3 02072L565   477,916 4,334 SH   SOLE   0 0 4,334
ALPHABET INC CAP STK CL C 02079K107   896,157 4,706 SH   SOLE   0 0 4,706
ALPHABET INC CAP STK CL A 02079K305   313,670 1,657 SH   SOLE   0 0 1,657
AMAZON COM INC COM 023135106   485,510 2,213 SH   SOLE   0 0 2,213
APPLE INC COM 037833100   1,021,762 4,080 SH   SOLE   0 0 4,080
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   282,393 623 SH   SOLE   0 0 623
BLACKROCK ETF TRUST II ISHARES LARG CAP 092528702   496,542 16,194 SH   SOLE   0 0 16,194
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   9,785,943 334,906 SH   SOLE   0 0 334,906
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201   1,003,526 37,278 SH   SOLE   0 0 37,278
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   2,230,738 81,772 SH   SOLE   0 0 81,772
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   4,213,159 142,144 SH   SOLE   0 0 142,144
EXXON MOBIL CORP COM 30231G102   356,487 3,314 SH   SOLE   0 0 3,314
META PLATFORMS INC CL A 30303M102   514,962 880 SH   SOLE   0 0 880
FIDELITY WISE ORIGIN BITCOIN SHS 315948109   1,580,613 19,375 SH   SOLE   0 0 19,375
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   362,007 15,185 SH   SOLE   0 0 15,185
HARTFORD FDS EXCHANGE TRADED SCHRDRS TAX BD 41653L404   2,205,417 113,916 SH   SOLE   0 0 113,916
INVESCO QQQ TR UNIT SER 1 46090E103   280,635 549 SH   SOLE   0 0 549
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   218,337 1,246 SH   SOLE   0 0 1,246
ISHARES INC MSCI GBL MIN VOL 464286525   569,418 5,214 SH   SOLE   0 0 5,214
ISHARES TR CORE US AGGBD ET 464287226   615,037 6,347 SH   SOLE   0 0 6,347
ISHARES TR SHRT NAT MUN ETF 464288158   927,707 8,795 SH   SOLE   0 0 8,795
ISHARES TR NEW YORK MUN ETF 464288323   855,850 16,081 SH   SOLE   0 0 16,081
ISHARES TR NATIONAL MUN ETF 464288414   1,407,988 13,214 SH   SOLE   0 0 13,214
ISHARES INC MSCI GBL GOLD MN 46434G855   964,737 34,320 SH   SOLE   0 0 34,320
ISHARES INC EMNG MKTS EQT 46434G889   1,878,579 41,537 SH   SOLE   0 0 41,537
ISHARES TR INTERNATIONAL SL 46434V266   224,613 6,958 SH   SOLE   0 0 6,958
ISHARES TR U S EQUITY FACTR 46434V282   3,626,241 60,087 SH   SOLE   0 0 60,087
ISHARES TR US SML CAP EQT 46434V290   2,624,810 38,886 SH   SOLE   0 0 38,886
ISHARES TR GLOBAL EQUITY 46434V316   4,489,077 103,512 SH   SOLE   0 0 103,512
ISHARES TR CORE DIV GRWTH 46434V621   10,359,471 168,886 SH   SOLE   0 0 168,886
ISHARES TR INTL DIV GRWTH 46435G524   2,697,706 39,695 SH   SOLE   0 0 39,695
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   3,705,797 81,232 SH   SOLE   0 0 81,232
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   2,734,681 55,628 SH   SOLE   0 0 55,628
ELI LILLY & CO COM 532457108   216,932 281 SH   SOLE   0 0 281
MICROSOFT CORP COM 594918104   572,006 1,357 SH   SOLE   0 0 1,357
NORFOLK SOUTHN CORP COM 655844108   245,966 1,048 SH   SOLE   0 0 1,048
NUVEEN CALIFORNIA AMT QLT MU COM 670651108   204,010 16,140 SH   SOLE   0 0 16,140
NUVEEN AMT FREE QLTY MUN INC COM 670657105   163,808 14,522 SH   SOLE   0 0 14,522
NVIDIA CORPORATION COM 67066G104   502,956 3,745 SH   SOLE   0 0 3,745
PIMCO ETF TR MULTISECTOR BD 72201R585   999,664 38,567 SH   SOLE   0 0 38,567
PIMCO ETF TR INTER MUN BD ACT 72201R866   307,548 5,945 SH   SOLE   0 0 5,945
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,243,076 2,121 SH   SOLE   0 0 2,121
SPDR SER TR PRTFLO S&P500 GW 78464A409   333,493 3,794 SH   SOLE   0 0 3,794
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   797,421 8,722 SH   SOLE   0 0 8,722
SCHWAB STRATEGIC TR MUN BD ETF 808524649   229,078 8,920 SH   SOLE   0 0 8,920
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,013,034 39,219 SH   SOLE   0 0 39,219
SHOPIFY INC CL A 82509L107   248,812 2,340 SH   SOLE   0 0 2,340
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   532,826 2,721 SH   SOLE   0 0 2,721
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,075,484 2,938 SH   SOLE   0 0 2,938
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,239,313 58,953 SH   SOLE   0 0 58,953
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   595,157 2,346 SH   SOLE   0 0 2,346
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   201,175 2,579 SH   SOLE   0 0 2,579
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,563,105 34,275 SH   SOLE   0 0 34,275
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,539,688 30,714 SH   SOLE   0 0 30,714
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,682,173 3,122 SH   SOLE   0 0 3,122
VANGUARD INDEX FDS GROWTH ETF 922908736   5,282,916 12,871 SH   SOLE   0 0 12,871
VANGUARD INDEX FDS VALUE ETF 922908744   217,685 1,286 SH   SOLE   0 0 1,286
VANGUARD INDEX FDS SMALL CP ETF 922908751   527,098 2,194 SH   SOLE   0 0 2,194
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,850,559 6,385 SH   SOLE   0 0 6,385
WALMART INC COM 931142103   266,984 2,955 SH   SOLE   0 0 2,955