ABBOTT LABS COM 002824100 427711 3145 SH SOLE 0 0 3145 ABBVIE INC COM 00287Y109 244342 1316 SH SOLE 0 0 1316 ALPHABET INC CAP STK CL A 02079K305 431551 2449 SH SOLE 0 0 2449 ALPHABET INC CAP STK CL C 02079K107 457711 2580 SH SOLE 0 0 2580 AMAZON COM INC COM 023135106 1345299 6132 SH SOLE 0 0 6132 APPLE INC COM 037833100 1339298 6528 SH SOLE 0 0 6528 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 810750 1669 SH SOLE 0 0 1669 BROADCOM INC COM 11135F101 401622 1457 SH SOLE 0 0 1457 CAPITAL ONE FINL CORP COM 14040H105 328714 1545 SH SOLE 0 0 1545 CARDINAL HEALTH INC COM 14149Y108 363384 2163 SH SOLE 0 0 2163 CARTER BANKSHARES INC COM NEW 146103106 252245 14547 SH SOLE 0 0 14547 CHEVRON CORP COM 166764100 304263 2125 SH SOLE 0 0 2125 CSX CORP COM 126408103 516076 15816 SH SOLE 0 0 15816 CVS HEALTH CORP COM 126650100 406154 5888 SH SOLE 0 0 5888 DANAHER CORPORATION COM 235851102 370388 1875 SH SOLE 0 0 1875 DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 421185 14549 SH SOLE 0 0 14549 DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 368031 12333 SH SOLE 0 0 12333 DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 408668 9542 SH SOLE 0 0 9542 DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 752660 21001 SH SOLE 0 0 21001 DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1026101 19016 SH SOLE 0 0 19016 DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 366374 12449 SH SOLE 0 0 12449 DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 798006 27171 SH SOLE 0 0 27171 EDWARDS LIFESCIENCES CORP COM 28176E108 905985 11584 SH SOLE 0 0 11584 EXXON MOBIL CORP COM 30231G102 1360759 12623 SH SOLE 0 0 12623 FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 1078734 4954 SH SOLE 0 0 4954 GE AEROSPACE COM NEW 369604301 657812 2556 SH SOLE 0 0 2556 GE VERNOVA INC COM 36828A101 488830 924 SH SOLE 0 0 924 HESS CORP COM 42809H107 622876 4496 SH SOLE 0 0 4496 ISHARES TR CORE INTL AGGR 46435G672 2940971 57565 SH SOLE 0 0 57565 ISHARES TR CORE MSCI EAFE 46432F842 742365 8893 SH SOLE 0 0 8893 ISHARES INC CORE MSCI EMKT 46434G103 208534 3474 SH SOLE 0 0 3474 ISHARES TR CORE S&P500 ETF 464287200 879326 1416 SH SOLE 0 0 1416 ISHARES TR CORE S&P MCP ETF 464287507 337061 5435 SH SOLE 0 0 5435 ISHARES TR CORE S&P SCP ETF 464287804 250738 2294 SH SOLE 0 0 2294 ISHARES TR CORE US AGGBD ET 464287226 562586 5671 SH SOLE 0 0 5671 ISHARES TR MSCI EAFE ETF 464287465 988680 11060 SH SOLE 0 0 11060 ISHARES TR EAFE SML CP ETF 464288273 3705960 50997 SH SOLE 0 0 50997 ISHARES TR MSCI EMG MKT ETF 464287234 258109 5351 SH SOLE 0 0 5351 ISHARES TR NATIONAL MUN ETF 464288414 4651098 44517 SH SOLE 0 0 44517 ISHARES TR RUS 1000 GRW ETF 464287614 1630540 3840 SH SOLE 0 0 3840 ISHARES TR RUS 1000 VAL ETF 464287598 806309 4151 SH SOLE 0 0 4151 ISHARES TR RUS 2000 VAL ETF 464287630 200422 1270 SH SOLE 0 0 1270 ISHARES TR RUSSELL 3000 ETF 464287689 214461 611 SH SOLE 0 0 611 ISHARES TR RUS MD CP GR ETF 464287481 471996 3403 SH SOLE 0 0 3403 ISHARES TR RUS MDCP VAL ETF 464287473 384527 2910 SH SOLE 0 0 2910 ISHARES TR S&P 500 GRWT ETF 464287309 395522 3592 SH SOLE 0 0 3592 ISHARES TR S&P 500 VAL ETF 464287408 267433 1369 SH SOLE 0 0 1369 ISHARES TR SHRT NAT MUN ETF 464288158 9724877 91451 SH SOLE 0 0 91451 ISHARES TR U S EQUITY FACTR 46434V282 1247257 19449 SH SOLE 0 0 19449 JOHNSON & JOHNSON COM 478160104 410831 2690 SH SOLE 0 0 2690 LOWES COS INC COM 548661107 521168 2349 SH SOLE 0 0 2349 MCDONALDS CORP COM 580135101 471023 1612 SH SOLE 0 0 1612 META PLATFORMS INC CL A 30303M102 455402 617 SH SOLE 0 0 617 MICROSOFT CORP COM 594918104 1277621 2569 SH SOLE 0 0 2569 NATIONAL BANKSHARES INC VA COM COM 634865109 435495 16011 SH SOLE 0 0 16011 NIKE INC CL B 654106103 566609 7976 SH SOLE 0 0 7976 NORFOLK SOUTHN CORP COM 655844108 2260983 8833 SH SOLE 0 0 8833 PFIZER INC COM 717081103 208568 8604 SH SOLE 0 0 8604 PHILIP MORRIS INTL INC COM 718172109 458057 2515 SH SOLE 0 0 2515 PROCTER AND GAMBLE CO COM 742718109 641005 4023 SH SOLE 0 0 4023 RTX CORPORATION COM 75513E101 227645 1559 SH SOLE 0 0 1559 SCHWAB STRATEGIC TR US AGGREGATE B 808524839 301791 12986 SH SOLE 0 0 12986 SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 230928 1600 SH SOLE 0 0 1600 SOUTHERN CO COM 842587107 219106 2386 SH SOLE 0 0 2386 SPDR SER TR PORTFOLIO AGRGTE 78464A649 2559610 99985 SH SOLE 0 0 99985 SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 11613089 286814 SH SOLE 0 0 286814 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 2964971 69372 SH SOLE 0 0 69372 SPDR SER TR PRTFLO S&P500 GW 78464A409 4122104 43245 SH SOLE 0 0 43245 SPDR SER TR PRTFLO S&P500 VL 78464A508 4074573 77848 SH SOLE 0 0 77848 SPDR SER TR PORTFOLIO SH TSR 78468R101 1401908 47863 SH SOLE 0 0 47863 SPDR S&P 500 ETF TR TR UNIT 78462F103 567503 919 SH SOLE 0 0 919 SPDR SER TR S&P 600 SMCP GRW 78464A201 1640362 18483 SH SOLE 0 0 18483 SPDR SER TR S&P 600 SMCP VAL 78464A300 2483412 31136 SH SOLE 0 0 31136 STEEL DYNAMICS INC COM 858119100 914375 7143 SH SOLE 0 0 7143 TESLA INC COM 88160R101 972357 3061 SH SOLE 0 0 3061 TEXAS PACIFIC LAND CORPORATION COM 88262P102 754262 714 SH SOLE 0 0 714 TRUIST FINL CORP COM 89832Q109 636596 14808 SH SOLE 0 0 14808 UDR INC COM 902653104 504985 12368 SH SOLE 0 0 12368 UNION PAC CORP COM 907818108 276096 1200 SH SOLE 0 0 1200 VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3115628 16167 SH SOLE 0 0 16167 VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1949144 28996 SH SOLE 0 0 28996 VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 14386757 107052 SH SOLE 0 0 107052 VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 44387624 778594 SH SOLE 0 0 778594 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 15129943 305905 SH SOLE 0 0 305905 VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1364200 29568 SH SOLE 0 0 29568 VANGUARD INDEX FDS GROWTH ETF 922908736 62300439 142109 SH SOLE 0 0 142109 VANGUARD BD INDEX FDS INTERMED TERM 921937819 1387993 17947 SH SOLE 0 0 17947 VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6663806 80364 SH SOLE 0 0 80364 VANGUARD INDEX FDS LARGE CAP ETF 922908637 2528707 8863 SH SOLE 0 0 8863 VANGUARD INDEX FDS MID CAP ETF 922908629 4003847 14308 SH SOLE 0 0 14308 VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 391864 1378 SH SOLE 0 0 1378 VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 221819 1349 SH SOLE 0 0 1349 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13653803 153331 SH SOLE 0 0 153331 VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 6030390 10616 SH SOLE 0 0 10616 VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 35325628 448864 SH SOLE 0 0 448864 VANGUARD INDEX FDS SM CP VAL ETF 922908611 19612757 100573 SH SOLE 0 0 100573 VANGUARD INDEX FDS SMALL CP ETF 922908751 1644911 6941 SH SOLE 0 0 6941 VANGUARD INDEX FDS SML CP GRW ETF 922908595 18435356 66568 SH SOLE 0 0 66568 VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 11678568 238192 SH SOLE 0 0 238192 VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 66269070 900028 SH SOLE 0 0 900028 VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 50519646 1020401 SH SOLE 0 0 1020401 VANGUARD STAR FDS VG TL INTL STK F 921909768 1323737 19160 SH SOLE 0 0 19160 VANGUARD INDEX FDS TOTAL STK MKT 922908769 10992791 36169 SH SOLE 0 0 36169 VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 2692442 20019 SH SOLE 0 0 20019 VANGUARD INDEX FDS VALUE ETF 922908744 53119125 300550 SH SOLE 0 0 300550 WALMART INC COM 931142103 609267 6231 SH SOLE 0 0 6231 WILLIAMS COS INC COM 969457100 254066 4045 SH SOLE 0 0 4045