The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   3,057,375 13,936 SH   SOLE 0 0 0 13,935
CUBESMART COM REIT 229663109   7,769 183 SH   SOLE 0 0 0 182
PRUDENTIAL FINL INC COM Stock 744320102   1,479,749 13,773 SH   SOLE 0 0 0 13,772
INVESCO QQQ TRUST SERIES I ETF 46090E103   39,859 72 SH   SOLE 0 0 0 72
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   111,961 442 SH   SOLE 0 0 0 442
STARBUCKS CORP COM Stock 855244109   3,682 40 SH   SOLE 0 0 0 40
SEMPRA COM Stock 816851109   4,227 56 SH   SOLE 0 0 0 55
PUBLIC SVC ENTERPRISE GRP INC COM Stock 744573106   18,760 223 SH   SOLE 0 0 0 222
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ETF 381430107   2,486 63 SH   SOLE 0 0 0 62
ELEVANCE HEALTH INC COM Stock 036752103   173,061 445 SH   SOLE 0 0 0 444
ISHARES GOLD TRUST ETF ETF 464285204   624 10 SH   SOLE 0 0 0 10
JOHNSON & JOHNSON COM Stock 478160104   704,493 4,612 SH   SOLE 0 0 0 4,612
WASTE MGMT INC DEL COM Stock 94106L109   25,350 111 SH   SOLE 0 0 0 110
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   254,712 838 SH   SOLE 0 0 0 838
THOMSON REUTERS CORP COM Stock 884903808   23,162 115 SH   SOLE 0 0 0 115
ASCENDIS PHARMA A/S SPONSORED ADR ADR 04351P101   7,249 42 SH   SOLE 0 0 0 42
COSTCO WHSL CORP NEW COM Stock 22160K105   1,167,382 1,179 SH   SOLE 0 0 0 1,179
GOLDMAN SACHS GROUP INC COM Stock 38141G104   194,909 275 SH   SOLE 0 0 0 275
TOYOTA MOTOR CORP ADS ADR 892331307   37,552 218 SH   SOLE 0 0 0 217
SHELL PLC SPON ADS ADR 780259305   74,214 1,054 SH   SOLE 0 0 0 1,054
PROCTER AND GAMBLE CO COM Stock 742718109   1,380,766 8,667 SH   SOLE 0 0 0 8,666
COCA COLA CO COM Stock 191216100   994,015 14,050 SH   SOLE 0 0 0 14,049
GENERAL MILLS INC Stock 370334104   15,543 300 SH   SOLE 0 0 0 300
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   160,884 5,188 SH   SOLE 0 0 0 5,188
AMEREN CORP COM Stock 023608102   27,693 288 SH   SOLE 0 0 0 288
TRUIST FINL CORP COM Stock 89832Q109   401,871 9,348 SH   SOLE 0 0 0 9,348
UNITED PARCEL SERVICE INC CL B Stock 911312106   438,054 4,340 SH   SOLE 0 0 0 4,339
MARRIOTT INTL INC NEW CL A Stock 571903202   47,987 176 SH   SOLE 0 0 0 175
VANGUARD REAL ESTATE ETF ETF 922908553   34,423 387 SH   SOLE 0 0 0 386
VENTAS INC COM REIT 92276F100   68,363 1,083 SH   SOLE 0 0 0 1,082
INTEL CORP COM Stock 458140100   1,011 45 SH   SOLE 0 0 0 45
RELIANCE INC COM Stock 759509102   18,834 60 SH   SOLE 0 0 0 60
SELECTIVE INS GROUP INC COM Stock 816300107   152,504 1,760 SH   SOLE 0 0 0 1,760
MEDTRONIC PLC SHS Stock G5960L103   258,678 2,968 SH   SOLE 0 0 0 2,967
NETFLIX INC COM Stock 64110L106   233,009 174 SH   SOLE 0 0 0 174
PAYCHEX INC COM Stock 704326107   14,190 98 SH   SOLE 0 0 0 97
UNITED STATES 12 MONTH OIL FUND LP ETF 91288V103   58,537 1,667 SH   SOLE 0 0 0 1,667
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107   4,438 66 SH   SOLE 0 0 0 65
HESS CORP COM Stock 42809H107   41,644 301 SH   SOLE 0 0 0 300
MERCK & CO INC COM Stock 58933Y105   499,886 6,315 SH   SOLE 0 0 0 6,314
SPDR S&P 500 ETF TRUST ETF 78462F103   532,778 862 SH   SOLE 0 0 0 862
FIDELITY HIGH DIVIDEND ETF ETF 316092840   61,000 1,173 SH   SOLE 0 0 0 1,172
MCKESSON CORP COM Stock 58155Q103   1,779,671 2,429 SH   SOLE 0 0 0 2,428
THE TRADE DESK INC COM CL A Stock 88339J105   296,599 4,120 SH   SOLE 0 0 0 4,120
FIDELITY DIVIDEND ETF FOR RISING RATES ETF 316092832   752 14 SH   SOLE 0 0 0 13
AURORA CANNABIS INC COM Stock 05156X850   13 3 SH   SOLE 0 0 0 3
MASTERCARD INCORPORATED CL A Stock 57636Q104   21,595 38 SH   SOLE 0 0 0 38
ILLINOIS TOOL WKS INC COM Stock 452308109   532,360 2,153 SH   SOLE 0 0 0 2,153
EMERSON ELEC CO COM Stock 291011104   434,274 3,257 SH   SOLE 0 0 0 3,257
ALLSTATE CORP COM Stock 020002101   20,131 100 SH   SOLE 0 0 0 100
DIAGEO PLC SPON ADR NEW ADR 25243Q205   10,953 109 SH   SOLE 0 0 0 108
FIDELITY LOW VOLATILITY FACTOR ETF ETF 316092824   133,408 2,124 SH   SOLE 0 0 0 2,124
VERIZON COMMUNICATIONS INC COM Stock 92343V104   195,644 4,521 SH   SOLE 0 0 0 4,521
CHUBB LIMITED COM Stock H1467J104   1,603,055 5,533 SH   SOLE 0 0 0 5,533
FEDEX CORP COM Stock 31428X106   44,016 194 SH   SOLE 0 0 0 193
PEPSICO INC COM Stock 713448108   169,700 1,285 SH   SOLE 0 0 0 1,285
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   36,943 446 SH   SOLE 0 0 0 445
KIMBERLY-CLARK CORP COM Stock 494368103   30,217 234 SH   SOLE 0 0 0 234
MOLSON COORS BEVERAGE CO CL B Stock 60871R209   174,260 3,624 SH   SOLE 0 0 0 3,623
INTERPUBLIC GROUP COS INC COM Stock 460690100   1,679 69 SH   SOLE 0 0 0 68
HONEYWELL INTL INC COM Stock 438516106   287,455 1,234 SH   SOLE 0 0 0 1,234
FIRSTENERGY CORP COM Stock 337932107   128,678 3,196 SH   SOLE 0 0 0 3,196
FORD MTR CO COM Stock 345370860   1,266 117 SH   SOLE 0 0 0 116
BP PLC SPONSORED ADR ADR 055622104   18,287 611 SH   SOLE 0 0 0 611
SPDR BLOOMBERG CONVERTIBLE SECURITIES ETF ETF 78464A359   45,603 552 SH   SOLE 0 0 0 551
HOME DEPOT INC COM Stock 437076102   649,860 1,772 SH   SOLE 0 0 0 1,772
SUNCOR ENERGY INC NEW COM Stock 867224107   298,278 7,965 SH   SOLE 0 0 0 7,964
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   1,705,005 5,529 SH   SOLE 0 0 0 5,528
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   43,323 275 SH   SOLE 0 0 0 274
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   27,306 203 SH   SOLE 0 0 0 202
VERISK ANALYTICS INC COM Stock 92345Y106   23,363 75 SH   SOLE 0 0 0 75
SPDR GOLD SHARES ETF 78463V107   48,163 158 SH   SOLE 0 0 0 158
SOUTHERN CO COM Stock 842587107   80,277 874 SH   SOLE 0 0 0 874
SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607   17,103 676 SH   SOLE 0 0 0 676
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   22,927 54 SH   SOLE 0 0 0 54
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   71,422 2,997 SH   SOLE 0 0 0 2,997
FIRST TRUST NASDAQ CLEAN EDGE SMART GRID INFRASTRUCTURE INDEX ETF 33737A108   7,646 55 SH   SOLE 0 0 0 55
PINNACLE WEST CAP CORP COM Stock 723484101   5,159 58 SH   SOLE 0 0 0 57
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300   70,571 2,416 SH   SOLE 0 0 0 2,416
FS KKR CAP CORP COM CEF 302635206   66,548 3,207 SH   SOLE 0 0 0 3,207
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   460,510 948 SH   SOLE 0 0 0 948
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   115,162 1,449 SH   SOLE 0 0 0 1,448
ALPHABET INC CAP STK CL A Stock 02079K305   3,202,017 18,170 SH   SOLE 0 0 0 18,169
ERSHARES PRIVATE-PUBLIC CROSSOVER ETF ETF 293828877   4,123 216 SH   SOLE 0 0 0 216
PROGRESSIVE CORP COM Stock 743315103   57,171 214 SH   SOLE 0 0 0 214
JAMES HARDIE INDS PLC SPONSORED ADR ADR 47030M106   8,067 300 SH   SOLE 0 0 0 300
FISERV INC COM Stock 337738108   39,309 228 SH   SOLE 0 0 0 228
UNILEVER PLC SPON ADR NEW ADR 904767704   31,708 518 SH   SOLE 0 0 0 518
CSX CORP COM Stock 126408103   161,924 4,962 SH   SOLE 0 0 0 4,962
GRAPHIC PACKAGING HLDG CO COM Stock 388689101   3,750 178 SH   SOLE 0 0 0 178
MICROSOFT CORP COM Stock 594918104   6,715,551 13,501 SH   SOLE 0 0 0 13,501
VALERO ENERGY CORP COM Stock 91913Y100   2,420 18 SH   SOLE 0 0 0 18
COLUMBIA FINL INC COM Stock 197641103   232,160 16,000 SH   SOLE 0 0 0 16,000
CVS HEALTH CORP COM Stock 126650100   31,712 460 SH   SOLE 0 0 0 459
EVERGY INC COM Stock 30034W106   26,543 385 SH   SOLE 0 0 0 385
SPROTT PHYSICAL GOLD TRUST CEF CEF 85207H104   10,013 395 SH   SOLE 0 0 0 395
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   40,678 375 SH   SOLE 0 0 0 374
MASCO CORP COM Stock 574599106   6,436 100 SH   SOLE 0 0 0 100
ISHARES FUTURE AI & TECH ETF ETF 46435U556   293 7 SH   SOLE 0 0 0 7
READY CAPITAL CORP COM REIT 75574U101   188 43 SH   SOLE 0 0 0 43
VANGUARD SMALL-CAP ETF ETF 922908751   29,544 125 SH   SOLE 0 0 0 124
VANGUARD LARGE-CAP ETF ETF 922908637   243,989 855 SH   SOLE 0 0 0 855
NEXTERA ENERGY INC COM Stock 65339F101   70,573 1,017 SH   SOLE 0 0 0 1,016
NIKE INC CL B Stock 654106103   39,922 562 SH   SOLE 0 0 0 561
JPMORGAN U.S. QUALITY FACTOR ETF ETF 46641Q761   18,968 316 SH   SOLE 0 0 0 315
TESLA INC COM Stock 88160R101   171,854 541 SH   SOLE 0 0 0 541
LINDE PLC SHS Stock G54950103   105,720 225 SH   SOLE 0 0 0 225
HILTON WORLDWIDE HLDGS INC COM Stock 43300A203   20,242 76 SH   SOLE 0 0 0 76
VANGUARD HEALTH CARE ETF ETF 92204A504   32,391 130 SH   SOLE 0 0 0 130
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   49,396 943 SH   SOLE 0 0 0 943
VIRTUS INFRACAP U.S. PREFERRED STOCK ETF ETF 26923G822   21,787 1,046 SH   SOLE 0 0 0 1,045
ALERIAN MLP ETF ETF 00162Q452   183,984 3,766 SH   SOLE 0 0 0 3,765
VANGUARD INDUSTRIALS ETF ETF 92204A603   36,208 129 SH   SOLE 0 0 0 129
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   109,460 165 SH   SOLE 0 0 0 165
FIDELITY SMALL-MID MULTIFACTOR ETF ETF 316092527   824,999 19,894 SH   SOLE 0 0 0 19,893
STANLEY BLACK & DECKER INC Stock 854502101   93,237 1,376 SH   SOLE 0 0 0 1,376
WELLTOWER INC COM REIT 95040Q104   30,110 196 SH   SOLE 0 0 0 195
UNITED AIRLS HLDGS INC COM Stock 910047109   26,278 330 SH   SOLE 0 0 0 330
LYONDELLBASELL INDUSTRIES N V SHS - A - Stock N53745100   241,808 4,179 SH   SOLE 0 0 0 4,179
VANGUARD S&P 500 ETF ETF 922908363   164,966 290 SH   SOLE 0 0 0 290
UBER TECHNOLOGIES INC COM Stock 90353T100   68,855 738 SH   SOLE 0 0 0 738
CONSOLIDATED EDISON INC COM Stock 209115104   3,837 38 SH   SOLE 0 0 0 38
CROWDSTRIKE HLDGS INC CL A Stock 22788C105   77,415 152 SH   SOLE 0 0 0 152
ISHARES U.S. EQUITY FACTOR ROTATION ACTIVE ETF ETF 09290C103   390,797 7,176 SH   SOLE 0 0 0 7,175
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   82,193 452 SH   SOLE 0 0 0 452
ISHARES SELF-DRIVING EV & TECH ETF ETF 46435U366   3,089 101 SH   SOLE 0 0 0 101
INVESCO CURRENCYSHARES EURO TRUST ETF 46138K103   15,583 143 SH   SOLE 0 0 0 143
VANECK GOLD MINERS ETF ETF 92189F106   40,661 781 SH   SOLE 0 0 0 781
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   5,815 52 SH   SOLE 0 0 0 51
ISHARES CYBERSECURITY & TECH ETF ETF 46435U135   96,286 1,810 SH   SOLE 0 0 0 1,809
ELI LILLY & CO COM Stock 532457108   145,537 187 SH   SOLE 0 0 0 186
AIR PRODS & CHEMS INC COM Stock 009158106   15,818 56 SH   SOLE 0 0 0 56
SCHWAB U.S. MID-CAP ETF ETF 808524508   38,541 1,374 SH   SOLE 0 0 0 1,374
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680   196,524 1,800 SH   SOLE 0 0 0 1,799
ISHARES RUSSELL MID-CAP VALUE ETF ETF 464287473   23,389 177 SH   SOLE 0 0 0 177
ISHARES RUSSELL 2000 ETF ETF 464287655   137,139 636 SH   SOLE 0 0 0 635
TWILIO INC CL A Stock 90138F102   18,281 147 SH   SOLE 0 0 0 147
ISHARES CORE HIGH DIVIDEND ETF ETF 46429B663   41,506 354 SH   SOLE 0 0 0 354
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   1,226,273 10,392 SH   SOLE 0 0 0 10,392
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   62,041 294 SH   SOLE 0 0 0 294
DIGITAL RLTY TR INC COM REIT 253868103   54,914 315 SH   SOLE 0 0 0 315
MICRON TECHNOLOGY Stock 595112103   48,866 396 SH   SOLE 0 0 0 396
AFLAC INC COM Stock 001055102   839,485 7,960 SH   SOLE 0 0 0 7,960
FREEPORT-MCMORAN INC CL B Stock 35671D857   8,670 200 SH   SOLE 0 0 0 200
SYSCO CORP COM Stock 871829107   11,150 147 SH   SOLE 0 0 0 147
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   778,138 4,125 SH   SOLE 0 0 0 4,124
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   46,397 637 SH   SOLE 0 0 0 637
WARNER MUSIC GROUP CORP COM CL A Stock 934550203   1,120 41 SH   SOLE 0 0 0 41
LEGEND BIOTECH CORP SPONSORED ADS ADR 52490G102   5,288 149 SH   SOLE 0 0 0 149
INVESCO S&P MIDCAP QUALITY ETF ETF 46137V472   210,094 2,139 SH   SOLE 0 0 0 2,138
FIDELITY BLUE CHIP GROWTH ETF ETF 316092352   4,366,392 90,514 SH   SOLE 0 0 0 90,513
ISHARES SELECT DIVIDEND ETF ETF 464287168   49,229 371 SH   SOLE 0 0 0 370
AMERICAN ELEC PWR CO INC COM Stock 025537101   10,584 102 SH   SOLE 0 0 0 102
STAR GROUP L P UNIT LTD PARTNR Stock 85512C105   113,793 9,726 SH   SOLE 0 0 0 9,725
MARATHON PETE CORP COM Stock 56585A102   2,694 16 SH   SOLE 0 0 0 16
SNOWFLAKE INC CL A Stock 833445109   448 2 SH   SOLE 0 0 0 2
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108   41,992 308 SH   SOLE 0 0 0 308
REGENERON PHARMACEUTICALS COM Stock 75886F107   4,733 9 SH   SOLE 0 0 0 9
NEW JERSEY RES CORP COM Stock 646025106   22,347 499 SH   SOLE 0 0 0 498
FIRST SOLAR INC COM Stock 336433107   1,986 12 SH   SOLE 0 0 0 12
ISHARES MSCI EAFE VALUE ETF ETF 464288877   2,206 35 SH   SOLE 0 0 0 34
AIRBNB INC COM CL A Stock 009066101   794 6 SH   SOLE 0 0 0 6
VANGUARD MID-CAP GROWTH ETF ETF 922908538   31,283 110 SH   SOLE 0 0 0 110
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   52,256 1,972 SH   SOLE 0 0 0 1,971
HIMS & HERS HEALTH INC COM CL A Stock 433000106   3,888 78 SH   SOLE 0 0 0 78
PATRIA INVESTMENTS LIMITED COM CL A Stock G69451105   65,450 4,655 SH   SOLE 0 0 0 4,655
COUPANG INC CL A Stock 22266T109   6,741 225 SH   SOLE 0 0 0 225
BLUE OWL CAPITAL INC COM CL A Stock 09581B103   7,012 365 SH   SOLE 0 0 0 365
VISA INC COM CL A Stock 92826C839   3,720,096 10,478 SH   SOLE 0 0 0 10,477
INSMED INC COM PAR $.01 Stock 457669307   1,510 15 SH   SOLE 0 0 0 15
DOXIMITY INC CL A Stock 26622P107   6,134 100 SH   SOLE 0 0 0 100
HERTZ GLOBAL HLDGS INC COM NEW Stock 42806J700   6,830 1,000 SH   SOLE 0 0 0 1,000
ROBINHOOD MKTS INC COM CL A Stock 770700102   12,172 130 SH   SOLE 0 0 0 130
ISHARES MSCI USA MIN VOL FACTOR ETF ETF 46429B697   443,490 4,725 SH   SOLE 0 0 0 4,724
TOAST INC CL A Stock 888787108   92,345 2,085 SH   SOLE 0 0 0 2,085
GITLAB INC CLASS A COM Stock 37637K108   1,714 38 SH   SOLE 0 0 0 38
VANGUARD VALUE ETF ETF 922908744   677,065 3,831 SH   SOLE 0 0 0 3,830
VANGUARD GROWTH ETF ETF 922908736   208,830 476 SH   SOLE 0 0 0 476
RIVIAN AUTOMOTIVE INC COM CL A Stock 76954A103   206 15 SH   SOLE 0 0 0 15
GRAB HOLDINGS LIMITED CLASS A ORD Stock G4124C109   3,773 750 SH   SOLE 0 0 0 750
L3HARRIS TECHNOLOGIES INC COM Stock 502431109   36,706 146 SH   SOLE 0 0 0 146
VANECK SEMICONDUCTOR ETF ETF 92189F676   21,474 77 SH   SOLE 0 0 0 77
PHILLIPS 66 COM Stock 718546104   12,730 107 SH   SOLE 0 0 0 106
AMERICAN TOWER CORP NEW COM REIT 03027X100   29,928 135 SH   SOLE 0 0 0 135
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   7,437 55 SH   SOLE 0 0 0 55
META PLATFORMS INC CL A Stock 30303M102   455,655 617 SH   SOLE 0 0 0 617
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF ETF 14019W109   31,417 1,158 SH   SOLE 0 0 0 1,158
BCE INC COM NEW Stock 05534B760   6,562 296 SH   SOLE 0 0 0 296
FIDELITY CRYPTO INDUSTRY AND DIGITAL PAYMENTS ETF ETF 316092196   2,884 81 SH   SOLE 0 0 0 81
JPMORGAN NASDAQ EQUITY PREMIUM INCOME ETF ETF 46654Q203   51,626 949 SH   SOLE 0 0 0 949
PALO ALTO NETWORKS INC COM Stock 697435105   154,708 756 SH   SOLE 0 0 0 756
MONDELEZ INTL INC CL A Stock 609207105   122,745 1,820 SH   SOLE 0 0 0 1,820
DELEK US HLDGS INC NEW COM Stock 24665A103   21,465 1,013 SH   SOLE 0 0 0 1,013
WP CAREY INC COM REIT 92936U109   64,318 1,031 SH   SOLE 0 0 0 1,031
BROADCOM INC COM Stock 11135F101   187,253 679 SH   SOLE 0 0 0 679
WORKDAY INC CL A Stock 98138H101   18,000 75 SH   SOLE 0 0 0 75
JOHNSON CTLS INTL PLC SHS Stock G51502105   14,583 138 SH   SOLE 0 0 0 138
METLIFE INC COM Stock 59156R108   275,884 3,431 SH   SOLE 0 0 0 3,430
CANADIAN PACIFIC KANSAS CITY COM Stock 13646K108   59,275 748 SH   SOLE 0 0 0 747
MARTIN MARIETTA MATERIALS INC Stock 573284106   72,142 131 SH   SOLE 0 0 0 131
NEWAMSTERDAM PHARMA COMPANY NV ORDINARY SHARES Stock N62509109   4,781 264 SH   SOLE 0 0 0 264
HSBC HLDGS PLC SPON ADR NEW ADR 404280406   10,221 168 SH   SOLE 0 0 0 168
ING GROEP N.V. SPONSORED ADR ADR 456837103   36,543 1,671 SH   SOLE 0 0 0 1,670
NOVARTIS AG SPONSORED ADR ADR 66987V109   449,892 3,718 SH   SOLE 0 0 0 3,717
ISHARES CORE MSCI EAFE ETF ETF 46432F842   73,228 877 SH   SOLE 0 0 0 877
ROYAL BK CDA COM Stock 780087102   44,571 339 SH   SOLE 0 0 0 338
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   187,853 3,060 SH   SOLE 0 0 0 3,060
KINDER MORGAN INC DEL COM Stock 49456B101   82,325 2,800 SH   SOLE 0 0 0 2,800
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   149,467 500 SH   SOLE 0 0 0 500
ENBRIDGE INC COM Stock 29250N105   406,153 8,962 SH   SOLE 0 0 0 8,961
NVIDIA CORPORATION COM Stock 67066G104   1,351,544 8,555 SH   SOLE 0 0 0 8,554
MOSAIC CO NEW COM Stock 61945C103   11,812 324 SH   SOLE 0 0 0 323
ABBVIE INC COM Stock 00287Y109   663,528 3,575 SH   SOLE 0 0 0 3,574
INTERACTIVE BROKERS GROUP INC COM CL A Stock 45841N107   1,323 24 SH   SOLE 0 0 0 23
SPDR S&P METALS & MINING ETF ETF 78464A755   9,641 143 SH   SOLE 0 0 0 143
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   486 8 SH   SOLE 0 0 0 8
ISHARES FLEXIBLE INCOME ACTIVE ETF ETF 092528603   300,373 5,685 SH   SOLE 0 0 0 5,684
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   188,552 832 SH   SOLE 0 0 0 832
INVESCO S&P SMALLCAP LOW VOLATILITY ETF ETF 46138G102   7,467 164 SH   SOLE 0 0 0 163
INTEGER HLDGS CORP COM Stock 45826H109   6,149 50 SH   SOLE 0 0 0 50
BLACKSTONE INC COM Stock 09260D107   23,620 158 SH   SOLE 0 0 0 157
INVESCO S&P MIDCAP LOW VOLATILITY ETF ETF 46138E198   18,695 303 SH   SOLE 0 0 0 303
JACOBS SOLUTIONS INC COM Stock 46982L108   14,722 112 SH   SOLE 0 0 0 112
STRYKER CORPORATION COM Stock 863667101   22,590 57 SH   SOLE 0 0 0 57
QUALCOMM INC COM Stock 747525103   13,887 87 SH   SOLE 0 0 0 87
GENERAL DYNAMICS CORP COM Stock 369550108   395,782 1,357 SH   SOLE 0 0 0 1,356
INTUITIVE SURGICAL INC Stock 46120E602   20,650 38 SH   SOLE 0 0 0 38
LITHIUM AMERS CORP NEW COM SHS Stock 53681J103   249 93 SH   SOLE 0 0 0 93
LAZARD INC COM Stock 52110M109   49,635 1,034 SH   SOLE 0 0 0 1,034
MCDONALDS CORP COM Stock 580135101   1,037,493 3,551 SH   SOLE 0 0 0 3,550
GLOBAL X MSCI ARGENTINA ETF ETF 37950E259   2,966 35 SH   SOLE 0 0 0 35
SAREPTA THERAPEUTICS INC COM Stock 803607100   513 30 SH   SOLE 0 0 0 30
QUEST DIAGNOSTICS INC COM Stock 74834L100   9,274 52 SH   SOLE 0 0 0 51
FIDELITY ENHANCED LARGE CAP CORE ETF ETF 316092113   183,259 5,313 SH   SOLE 0 0 0 5,313
FIDELITY ENHANCED LARGE CAP VALUE ETF ETF 31609A107   313,404 9,865 SH   SOLE 0 0 0 9,864
CISCO SYS INC COM Stock 17275R102   11,795 170 SH   SOLE 0 0 0 170
CAPITAL ONE FINL CORP COM Stock 14040H105   217,030 1,020 SH   SOLE 0 0 0 1,020
ISHARES RUSSELL MIDCAP ETF ETF 464287499   76,402 831 SH   SOLE 0 0 0 830
ISHARES LARGE CAP VALUE ACTIVE ETF ETF 09290C871   186,143 5,422 SH   SOLE 0 0 0 5,422
ISHARES BITCOIN TRUST ETF ETF 46438F101   3,489 57 SH   SOLE 0 0 0 57
VANECK JUNIOR GOLD MINERS ETF ETF 92189F791   7,976 118 SH   SOLE 0 0 0 118
AT&T INC COM Stock 00206R102   48,498 1,676 SH   SOLE 0 0 0 1,675
WISDOMTREE U.S. MIDCAP DIVIDEND FUND ETF 97717W505   15,826 316 SH   SOLE 0 0 0 315
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   453,397 5,346 SH   SOLE 0 0 0 5,346
SOLVENTUM CORP COM SHS Stock 83444M101   531 7 SH   SOLE 0 0 0 7
RUBRIK INC. CL A Stock 781154109   3,046 34 SH   SOLE 0 0 0 34
LOAR HOLDINGS INC COM SHS Stock 53947R105   25,851 300 SH   SOLE 0 0 0 300
GE AEROSPACE COM NEW Stock 369604301   83,137 323 SH   SOLE 0 0 0 323
NANO NUCLEAR ENERGY INC COM Stock 63010H108   1,862 54 SH   SOLE 0 0 0 54
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   28,631 157 SH   SOLE 0 0 0 156
PENSKE AUTOMOTIVE GRP INC COM Stock 70959W103   14,658 85 SH   SOLE 0 0 0 85
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   29,877 137 SH   SOLE 0 0 0 137
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   106,171 720 SH   SOLE 0 0 0 719
FIDELITY HEDGED EQUITY ETF ETF 31624J745   60,771 2,109 SH   SOLE 0 0 0 2,108
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   3,296 19 SH   SOLE 0 0 0 19
ISHARES US FINANCIAL SERVICES ETF ETF 464287770   25,822 302 SH   SOLE 0 0 0 301
ISHARES SEMICONDUCTOR ETF ETF 464287523   77,960 327 SH   SOLE 0 0 0 326
FIDELITY MSCI UTILITIES INDEX ETF ETF 316092865   73,318 1,394 SH   SOLE 0 0 0 1,393
FIDELITY MSCI CONSUMER DISCRETIONARY INDEX ETF ETF 316092204   12,542 133 SH   SOLE 0 0 0 133
FIDELITY MSCI ENERGY INDEX ETF ETF 316092402   577,041 24,607 SH   SOLE 0 0 0 24,607
FIDELITY MSCI HEALTH CARE INDEX ETF ETF 316092600   1,721,500 26,919 SH   SOLE 0 0 0 26,919
FIDELITY MSCI INDUSTRIAL INDEX ETF ETF 316092709   1,136,593 14,660 SH   SOLE 0 0 0 14,660
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501   588,184 7,944 SH   SOLE 0 0 0 7,944
FIDELITY MSCI CONSUMER STAPLES INDEX ETF ETF 316092303   2,875,275 56,213 SH   SOLE 0 0 0 56,212
CRITEO S A SPONS ADS ADR 226718104   3,594 150 SH   SOLE 0 0 0 150
ADMA BIOLOGICS INC COM Stock 000899104   4,316 237 SH   SOLE 0 0 0 237
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   20,875 106 SH   SOLE 0 0 0 105
ISHARES S&P 500 VALUE ETF ETF 464287408   51,227 262 SH   SOLE 0 0 0 262
AMENTUM HOLDINGS INC COM Stock 023939101   2,786 118 SH   SOLE 0 0 0 118
SOUTH BOW CORP COM Stock 83671M105   29,733 1,148 SH   SOLE 0 0 0 1,147
ISHARES S&P 500 GROWTH ETF ETF 464287309   63,803 579 SH   SOLE 0 0 0 579
ISHARES CORE S&P 500 ETF ETF 464287200   3,197,547 5,150 SH   SOLE 0 0 0 5,149
ENI S P A SPONSORED ADR ADR 26874R108   973 30 SH   SOLE 0 0 0 30
UBS GROUP AG SHS Stock H42097107   6,942 205 SH   SOLE 0 0 0 205
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108   15,428 138 SH   SOLE 0 0 0 138
FIDELITY BLUE CHIP VALUE ETF ETF 316092345   135,268 4,132 SH   SOLE 0 0 0 4,131
MFS ACTIVE GROWTH ETF ETF 55286W207   142,041 5,358 SH   SOLE 0 0 0 5,358
WELLS FARGO CO NEW COM Stock 949746101   2,381,734 29,727 SH   SOLE 0 0 0 29,727
UNION PAC CORP COM Stock 907818108   57,061 248 SH   SOLE 0 0 0 248
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   1,473 48 SH   SOLE 0 0 0 48
SALESFORCE INC COM Stock 79466L302   839,040 3,077 SH   SOLE 0 0 0 3,076
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   86,148 212 SH   SOLE 0 0 0 212
VANGUARD MID-CAP VALUE ETF ETF 922908512   27,139 165 SH   SOLE 0 0 0 165
LOCKHEED MARTIN CORP COM Stock 539830109   1,506,075 3,252 SH   SOLE 0 0 0 3,251
JPMORGAN CHASE & CO. COM Stock 46625H100   2,314,897 7,985 SH   SOLE 0 0 0 7,984
CHEVRON CORP NEW COM Stock 166764100   887,973 6,201 SH   SOLE 0 0 0 6,201
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   16,314 156 SH   SOLE 0 0 0 156
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   42,615 747 SH   SOLE 0 0 0 747
M & T BK CORP COM Stock 55261F104   108,967 562 SH   SOLE 0 0 0 561
BANK AMERICA CORP COM Stock 060505104   118,237 2,499 SH   SOLE 0 0 0 2,498
WALMART INC COM Stock 931142103   2,059,663 21,064 SH   SOLE 0 0 0 21,064
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   2,431,723 8,249 SH   SOLE 0 0 0 8,249
ORACLE CORP COM Stock 68389X105   238,404 1,090 SH   SOLE 0 0 0 1,090
RTX CORPORATION COM Stock 75513E101   1,208,307 8,275 SH   SOLE 0 0 0 8,274
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   15,158 306 SH   SOLE 0 0 0 306
TEXAS INSTRS INC COM Stock 882508104   59,977 289 SH   SOLE 0 0 0 288
TARGET CORP Stock 87612E106   10,073 102 SH   SOLE 0 0 0 102
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   2,993 22 SH   SOLE 0 0 0 22
PFIZER INC COM Stock 717081103   192,617 7,946 SH   SOLE 0 0 0 7,946
MORGAN STANLEY COM NEW Stock 617446448   52,152 370 SH   SOLE 0 0 0 370
3M CO COM Stock 88579Y101   19,982 131 SH   SOLE 0 0 0 131
GILEAD SCIENCES INC COM Stock 375558103   108,018 974 SH   SOLE 0 0 0 974
CATERPILLAR INC COM Stock 149123101   1,273,350 3,280 SH   SOLE 0 0 0 3,280
ALPHABET INC CAP STK CL C Stock 02079K107   86,689 489 SH   SOLE 0 0 0 488
AMERICAN EXPRESS CO COM Stock 025816109   45,588 143 SH   SOLE 0 0 0 142
AMGEN INC COM Stock 031162100   601,530 2,154 SH   SOLE 0 0 0 2,154
APPLIED MATLS INC COM Stock 038222105   7,323 40 SH   SOLE 0 0 0 40
ANALOG DEVICES INC COM Stock 032654105   280,759 1,180 SH   SOLE 0 0 0 1,179
ARISTA NETWORKS INC COM SHS Stock 040413205   15,960 156 SH   SOLE 0 0 0 156
MAIN STR CAP CORP COM CEF 56035L104   24,973 423 SH   SOLE 0 0 0 422
ISHARES CORE S&P U.S. GROWTH ETF ETF 464287671   58,365 388 SH   SOLE 0 0 0 388
ISHARES CORE S&P US VALUE ETF ETF 464287663   284,383 3,005 SH   SOLE 0 0 0 3,005
HDFC BANK LTD SPONSORED ADS ADR 40415F101   30,208 394 SH   SOLE 0 0 0 394
TC ENERGY CORP COM Stock 87807B107   281,887 5,778 SH   SOLE 0 0 0 5,777
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   995,636 4,865 SH   SOLE 0 0 0 4,864
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273   2,035 28 SH   SOLE 0 0 0 28
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   816,399 12,768 SH   SOLE 0 0 0 12,768
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   28,422 391 SH   SOLE 0 0 0 391
CANOPY GROWTH CORP COM NEW Stock 138035704   20 16 SH   SOLE 0 0 0 16
CITIZENS FINL GROUP INC COM Stock 174610105   14,648 327 SH   SOLE 0 0 0 327
CYBERARK SOFTWARE LTD SHS Stock M2682V108   17,496 43 SH   SOLE 0 0 0 43
DELTA AIR LINES INC DEL COM NEW Stock 247361702   22,173 451 SH   SOLE 0 0 0 450
LAM RESEARCH CORP COM NEW Stock 512807306   50,504 519 SH   SOLE 0 0 0 518
PHILIP MORRIS INTL INC COM Stock 718172109   342,077 1,878 SH   SOLE 0 0 0 1,878
PARKER-HANNIFIN CORP COM Stock 701094104   154,228 221 SH   SOLE 0 0 0 220
PERFORMANCE FOOD GROUP CO COM Stock 71377A103   7,085 81 SH   SOLE 0 0 0 81
FIDELITY LIMITED TERM BOND ETF ETF 316188200   77,797 1,544 SH   SOLE 0 0 0 1,543
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282   8,629 212 SH   SOLE 0 0 0 211
ROPER TECHNOLOGIES INC COM Stock 776696106   999,719 1,764 SH   SOLE 0 0 0 1,763
PNC FINL SVCS GROUP INC COM Stock 693475105   222,641 1,194 SH   SOLE 0 0 0 1,194
EQUINIX INC COM REIT 29444U700   267,717 337 SH   SOLE 0 0 0 336
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   42,441 917 SH   SOLE 0 0 0 916
REALTY INCOME CORP COM REIT 756109104   11,522 200 SH   SOLE 0 0 0 200
ALTRIA GROUP INC COM Stock 02209S103   331,594 5,656 SH   SOLE 0 0 0 5,655
DOMINION ENERGY INC COM Stock 25746U109   18,988 336 SH   SOLE 0 0 0 335
CADENCE DESIGN SYSTEM INC COM Stock 127387108   2,773 9 SH   SOLE 0 0 0 9
SUMMIT THERAPEUTICS INC COM Stock 86627R102   3,979 187 SH   SOLE 0 0 0 187
EXXON MOBIL CORP COM Stock 30231G102   81,981 760 SH   SOLE 0 0 0 760
LOWES COS INC COM Stock 548661107   1,458,417 6,573 SH   SOLE 0 0 0 6,573
DEERE & CO COM Stock 244199105   93,014 183 SH   SOLE 0 0 0 182
INVESCO S&P 500 EX-RATE SENSITIVE LOW VOLATILITY ETF ETF 46138E388   47,726 867 SH   SOLE 0 0 0 866
COLGATE PALMOLIVE CO COM Stock 194162103   41,048 452 SH   SOLE 0 0 0 451
U.S. GLOBAL JETS ETF ETF 26922A842   63,305 2,756 SH   SOLE 0 0 0 2,756
SHOPIFY INC CL A SUB VTG SHS Stock 82509L107   7,959 69 SH   SOLE 0 0 0 69
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308   2,200 206 SH   SOLE 0 0 0 206
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   8,962 110 SH   SOLE 0 0 0 109
NATERA INC COM Stock 632307104   135,152 800 SH   SOLE 0 0 0 800
FIRST TRUST NASDAQ CYBERSECURITY ETF ETF 33734X846   37,199 492 SH   SOLE 0 0 0 492
SCHWAB CHARLES CORP COM Stock 808513105   20,676 227 SH   SOLE 0 0 0 226
CAMECO CORP COM Stock 13321L108   2,524 34 SH   SOLE 0 0 0 34
CROWN CASTLE INC COM REIT 22822V101   43,962 428 SH   SOLE 0 0 0 427
AUTOZONE INC COM Stock 053332102   103,942 28 SH   SOLE 0 0 0 28
BLACKROCK INC COM Stock 09290D101   780,031 743 SH   SOLE 0 0 0 743
ISHARES CORE S&P MID-CAP ETF ETF 464287507   49,817 803 SH   SOLE 0 0 0 803
ISHARES MSCI EAFE ETF ETF 464287465   48,825 546 SH   SOLE 0 0 0 546
APPLE INC COM Stock 037833100   2,868,974 13,983 SH   SOLE 0 0 0 13,983
TR ACTIVEBETA US LARGE CAP EQUITY ETF ETF 381430503   20,821 172 SH   SOLE 0 0 0 171
ABBOTT LABS COM Stock 002824100   256,076 1,883 SH   SOLE 0 0 0 1,882
BOOKING HOLDINGS INC COM Stock 09857L108   46,881 8 SH   SOLE 0 0 0 8
FIDELITY NASDAQ COMPOSITE INDEX ETF ETF 315912808   3,181,427 39,718 SH   SOLE 0 0 0 39,718
ISHARES RUSSELL 1000 ETF ETF 464287622   120,355 354 SH   SOLE 0 0 0 354
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   776,705 3,999 SH   SOLE 0 0 0 3,998