The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS Equities 922908736   201,212 420 SH   SOLE   0 0 420
FIRST TRUST MF Closed and MF Open 33739G103   203,226 4,173 SH   SOLE   0 0 4,173
VISA INC Common Stock 92826C839   203,754 597 SH   SOLE   0 0 597
ISHARES RUSSELL MF Closed and MF Open 464287689   204,628 540 SH   SOLE   0 0 540
SCHWAB US DIVIDEND EQUITY ETF Equities 808524797   206,323 7,558 SH   SOLE   0 0 7,558
VANGUARD MID MF Closed and MF Open 922908512   206,527 1,183 SH   SOLE   0 0 1,183
VANGUARD SMALL MF Closed and MF Open 922908751   209,159 823 SH   SOLE   0 0 823
ISHARES RUSSELL MF Closed and MF Open 464287614   211,253 451 SH   SOLE   0 0 451
GARMIN LTD Common Stock H2906T109   216,498 879 SH   SOLE   0 0 879
FIRST TRUST MF Closed and MF Open 33734X846   216,777 2,852 SH   SOLE   0 0 2,852
INVESCO EXCH TRD SLF IDX FD TR RAFI STRATGIC US Equities 46138J742   219,763 3,980 SH   SOLE   0 0 3,980
FIRST TRUST MF Closed and MF Open 33738D796   220,835 10,402 SH   SOLE   0 0 10,402
DIMENSIONAL US MF Closed and MF Open 25434V500   225,918 3,300 SH   SOLE   0 0 3,300
JPMORGAN CHASE Common Stock 46625H100   234,264 743 SH   SOLE   0 0 743
ISHARES S&P MF Closed and MF Open 464287408   236,454 1,145 SH   SOLE   0 0 1,145
SPDR GOLD Common Stock 78463V107   237,098 667 SH   SOLE   0 0 667
PENNANTPARK FLOATING MF Closed and MF Open 70806A106   240,935 27,102 SH   SOLE   0 0 27,102
CAPITAL GROUP MF Closed and MF Open 14020Y805   246,578 9,750 SH   SOLE   0 0 9,750
FIRST TRUST MF Closed and MF Open 33733E823   251,909 7,015 SH   SOLE   0 0 7,015
INVESCO QQQ TR UNIT SER 1 Equities 46090E103   257,559 429 SH   SOLE   0 0 429
ISHARES INTL MF Closed and MF Open 09290C848   259,690 9,280 SH   SOLE   0 0 9,280
WISDOMTREE EQUITY MF Closed and MF Open 97717X560   261,175 7,850 SH   SOLE   0 0 7,850
INVESCO S&P MF Closed and MF Open 46137V472   265,170 2,526 SH   SOLE   0 0 2,526
MCDONALDS CORP Common Stock 580135101   278,972 918 SH   SOLE   0 0 918
ISHARES SILVER Common Stock 46428Q109   281,887 6,653 SH   SOLE   0 0 6,653
MARSH & MCLENNAN Common Stock 571748102   287,388 1,426 SH   SOLE   0 0 1,426
FEDEX CORP Common Stock 31428X106   298,300 1,265 SH   SOLE   0 0 1,265
INVESCO S&P MF Closed and MF Open 46138E297   299,095 11,237 SH   SOLE   0 0 11,237
GLOBAL X MF Closed and MF Open 37954Y483   299,227 17,591 SH   SOLE   0 0 17,591
SPDR DEVELOPED MF Closed and MF Open 78463X889   299,404 6,997 SH   SOLE   0 0 6,997
FIDELITY TOTAL MF Closed and MF Open 316188309   300,560 6,500 SH   SOLE   0 0 6,500
ISHARES ADVANTAGE MF Closed and MF Open 09290C863   305,535 9,626 SH   SOLE   0 0 9,626
ISHARES INTL MF Closed and MF Open 46435G524   310,355 3,896 SH   SOLE   0 0 3,896
ISHARES AEROSPACE MF Closed and MF Open 464288760   315,146 1,506 SH   SOLE   0 0 1,506
VANGUARD INDEX FUNDS S&P 500 ETF USD Equities 922908363   315,797 516 SH   SOLE   0 0 516
VANGUARD INDEX FUNDS S&P 500 ETF USD Equities 922908363   315,988 516 SH   SOLE   0 0 516
AXON ENTERPRISE Common Stock 05464C101   322,938 450 SH   SOLE   0 0 450
AVANTIS INTL MF Closed and MF Open 025072802   323,475 3,633 SH   SOLE   0 0 3,633
ISHARES CORE MF Closed and MF Open 464287804   345,914 2,911 SH   SOLE   0 0 2,911
ISHARES BROAD MF Closed and MF Open 464288620   347,525 6,655 SH   SOLE   0 0 6,655
JPMORGAN MF Closed and MF Open 46654Q203   350,204 6,088 SH   SOLE   0 0 6,088
FIRST TRUST MF Closed and MF Open 33738R118   363,205 3,684 SH   SOLE   0 0 3,684
TECHNOLOGY SELECT MF Closed and MF Open 81369Y803   369,721 1,312 SH   SOLE   0 0 1,312
ISHARES CORE MF Closed and MF Open 464287507   383,750 5,880 SH   SOLE   0 0 5,880
WALT DISNEY Common Stock 254687106   385,199 3,364 SH   SOLE   0 0 3,364
PIMCO ACTIVE MF Closed and MF Open 72201R775   390,671 4,185 SH   SOLE   0 0 4,185
AUTOMATIC DATA Common Stock 053015103   393,877 1,342 SH   SOLE   0 0 1,342
SCHWAB FUNDAMENTAL MF Closed and MF Open 808524755   397,314 9,249 SH   SOLE   0 0 9,249
CAPITAL GROUP MF Closed and MF Open 14020X104   400,985 11,735 SH   SOLE   0 0 11,735
CAPITAL GROUP MF Closed and MF Open 14020Y201   401,163 14,700 SH   SOLE   0 0 14,700
DARDEN RESTAURANTS Common Stock 237194105   404,515 2,125 SH   SOLE   0 0 2,125
SPDR S&P MF Closed and MF Open 78462F103   406,304 610 SH   SOLE   0 0 610
VANGUARD SHORT MF Closed and MF Open 92206C102   409,173 6,953 SH   SOLE   0 0 6,953
ISHARES MBS MF Closed and MF Open 464288588   411,719 4,327 SH   SOLE   0 0 4,327
VANGUARD FTSE MF Closed and MF Open 921943858   416,862 6,957 SH   SOLE   0 0 6,957
FIRST TRUST MF Closed and MF Open 33734H106   417,674 9,033 SH   SOLE   0 0 9,033
SPDR PORTFOLIO MF Closed and MF Open 78464A805   419,247 5,198 SH   SOLE   0 0 5,198
JOHNSON & JOHNSON Common Stock 478160104   420,307 2,267 SH   SOLE   0 0 2,267
FIRST TRUST MF Closed and MF Open 33733E104   446,384 4,767 SH   SOLE   0 0 4,767
ALPHABET INC Common Stock 02079K305   461,434 1,898 SH   SOLE   0 0 1,898
BERKSHIRE HATHAWAY Common Stock 084670702   463,525 922 SH   SOLE   0 0 922
ISHARES AAA MF Closed and MF Open 46429B291   474,457 9,789 SH   SOLE   0 0 9,789
TESLA INC Common Stock 88160R101   488,301 1,098 SH   SOLE   0 0 1,098
CAPITAL GROUP MF Closed and MF Open 14021L109   502,426 14,500 SH   SOLE   0 0 14,500
CHECK POINT Common Stock M22465104   506,930 2,450 SH   SOLE   0 0 2,450
ISHARES CORE MF Closed and MF Open 46435G672   507,435 9,905 SH   SOLE   0 0 9,905
ISHARES CONV MF Closed and MF Open 46435G102   512,328 5,121 SH   SOLE   0 0 5,121
ISHARES HIGH MF Closed and MF Open 092528843   517,982 10,530 SH   SOLE   0 0 10,530
ISHARES SHORT MF Closed and MF Open 464288158   552,784 5,177 SH   SOLE   0 0 5,177
FIRST TRUST MF Closed and MF Open 33738D788   559,324 26,247 SH   SOLE   0 0 26,247
INVESCO S&P MF Closed and MF Open 46138E198   563,204 8,861 SH   SOLE   0 0 8,861
QUALCOMM INC Common Stock 747525103   580,355 3,489 SH   SOLE   0 0 3,489
SPDR PORTFOLIO MF Closed and MF Open 78468R853   639,078 13,797 SH   SOLE   0 0 13,797
UNITEDHEALTH GROUP Common Stock 91324P102   651,096 1,886 SH   SOLE   0 0 1,886
WISDOMTREE FLOATING MF Closed and MF Open 97717Y527   654,748 13,025 SH   SOLE   0 0 13,025
INVESCO S&P MF Closed and MF Open 46138E354   698,757 9,510 SH   SOLE   0 0 9,510
CAPITAL GROUP MF Closed and MF Open 14020U100   700,811 23,275 SH   SOLE   0 0 23,275
VANGUARD EXTENDED MF Closed and MF Open 922908652   721,176 3,445 SH   SOLE   0 0 3,445
VANGUARD MEGA MF Closed and MF Open 921910840   764,458 5,550 SH   SOLE   0 0 5,550
FIRST TRUST MF Closed and MF Open 33738R506   777,057 11,553 SH   SOLE   0 0 11,553
XTRACKERS MSCI MF Closed and MF Open 233051200   791,158 17,043 SH   SOLE   0 0 17,043
ISHARES RUSSELL MF Closed and MF Open 464287622   801,815 2,194 SH   SOLE   0 0 2,194
VANGUARD MEGA MF Closed and MF Open 921910816   803,232 1,996 SH   SOLE   0 0 1,996
FIRST TRUST MF Closed and MF Open 33740F755   819,390 24,518 SH   SOLE   0 0 24,518
ISHARES MSCI MF Closed and MF Open 464288885   830,051 7,289 SH   SOLE   0 0 7,289
ISHARES CORE MF Closed and MF Open 464287663   893,491 8,939 SH   SOLE   0 0 8,939
MICROSOFT CORP Common Stock 594918104   922,375 1,781 SH   SOLE   0 0 1,781
JPMORGAN MF Closed and MF Open 46641Q647   922,743 18,283 SH   SOLE   0 0 18,283
ELI LILLY Common Stock 532457108   943,543 1,237 SH   SOLE   0 0 1,237
CAPITAL GROUP MF Closed and MF Open 14021D107   969,208 27,915 SH   SOLE   0 0 27,915
ALPHABET INC Common Stock 02079K107   996,880 4,093 SH   SOLE   0 0 4,093
META PLATFORMS Common Stock 30303M102   1,021,548 1,391 SH   SOLE   0 0 1,391
INVESCO NATIONAL MF Closed and MF Open 46138E537   1,052,548 45,585 SH   SOLE   0 0 45,585
CAPITAL GROUP MF Closed and MF Open 14020Y508   1,306,275 49,145 SH   SOLE   0 0 49,145
FIRST TRUST MF Closed and MF Open 33739P301   1,329,075 27,975 SH   SOLE   0 0 27,975
APPLE INC Common Stock 037833100   1,366,930 5,368 SH   SOLE   0 0 5,368
VANGUARD TOTAL MF Closed and MF Open 921937835   1,407,304 18,923 SH   SOLE   0 0 18,923
ISHARES S&P MF Closed and MF Open 464287309   1,497,614 12,406 SH   SOLE   0 0 12,406
INVESCO QQQ MF Closed and MF Open 46090E103   1,510,507 2,516 SH   SOLE   0 0 2,516
VANGUARD VALUE MF Closed and MF Open 922908744   1,543,576 8,277 SH   SOLE   0 0 8,277
ISHARES NATIONAL MF Closed and MF Open 464288414   1,749,675 16,430 SH   SOLE   0 0 16,430
ISHARES CORE MF Closed and MF Open 46432F842   2,233,655 25,583 SH   SOLE   0 0 25,583
GLOBAL X MF Closed and MF Open 37960A529   2,295,345 32,679 SH   SOLE   0 0 32,679
INVESCO S&P MF Closed and MF Open 46138E339   2,493,798 20,600 SH   SOLE   0 0 20,600
INVESCO RAFI MF Closed and MF Open 46138J742   2,527,970 45,788 SH   SOLE   0 0 45,788
SCHWAB US MF Closed and MF Open 808524797   2,568,302 94,077 SH   SOLE   0 0 94,077
NORTHERN LTS FD TR IV MAIN SECTR ROTN 66538H591   2,651,377 42,072 SH   SOLE   0 0 42,072
AMAZON COM Common Stock 023135106   2,718,277 12,380 SH   SOLE   0 0 12,380
CAPITAL GROUP MF Closed and MF Open 14020Y300   2,801,336 100,949 SH   SOLE   0 0 100,949
NVIDIA CORP Common Stock 67066G104   2,845,999 15,254 SH   SOLE   0 0 15,254
CAPITAL GROUP MF Closed and MF Open 14020G101   3,211,342 73,118 SH   SOLE   0 0 73,118
VANGUARD TOTAL MF Closed and MF Open 922908769   3,476,108 10,592 SH   SOLE   0 0 10,592
ISHARES U S MF Closed and MF Open 09290C806   3,603,497 95,179 SH   SOLE   0 0 95,179
FIRST TRUST MF Closed and MF Open 33739P855   3,784,502 195,683 SH   SOLE   0 0 195,683
ISHARES MSCI MF Closed and MF Open 464288877   3,913,135 57,690 SH   SOLE   0 0 57,690
SPDR PORTFOLIO MF Closed and MF Open 78464A854   4,024,263 51,369 SH   SOLE   0 0 51,369
GLOBAL X MF Closed and MF Open 37954Y574   4,031,199 86,673 SH   SOLE   0 0 86,673
FIRST TRUST MF Closed and MF Open 33733F101   4,217,598 26,270 SH   SOLE   0 0 26,270
ISHARES GOLD Common Stock 464285204   4,361,178 59,931 SH   SOLE   0 0 59,931
ISHARES FLEXIBLE MF Closed and MF Open 092528603   4,573,593 85,905 SH   SOLE   0 0 85,905
ISHARES A I MF Closed and MF Open 09290C780   4,809,083 140,781 SH   SOLE   0 0 140,781
SPDR PORTFOLIO MF Closed and MF Open 78468R101   4,887,807 166,706 SH   SOLE   0 0 166,706
FIRST TRUST MF Closed and MF Open 33740F888   6,343,369 251,837 SH   SOLE   0 0 251,837
CAPITAL GROUP MF Closed and MF Open 14020W106   6,498,892 154,625 SH   SOLE   0 0 154,625
ISHARES S&P MF Closed and MF Open 464287101   7,284,393 21,886 SH   SOLE   0 0 21,886
ISHARES CORE MF Closed and MF Open 46434G103   7,972,287 120,939 SH   SOLE   0 0 120,939
SPDR PORTFOLIO MF Closed and MF Open 78464A508   8,035,333 145,226 SH   SOLE   0 0 145,226
SPDR INTERMEDIATE MF Closed and MF Open 78464A672   8,749,884 302,762 SH   SOLE   0 0 302,762
INVESCO S&P MF Closed and MF Open 46137V241   9,004,672 122,864 SH   SOLE   0 0 122,864
SPDR PORTFOLIO MF Closed and MF Open 78464A409   11,007,638 105,326 SH   SOLE   0 0 105,326
ISHARES U S MF Closed and MF Open 09290C103   11,999,023 202,686 SH   SOLE   0 0 202,686
ISHARES CORE MF Closed and MF Open 464287200   14,494,607 21,656 SH   SOLE   0 0 21,656
VANGUARD GROWTH MF Closed and MF Open 922908736   20,239,649 42,200 SH   SOLE   0 0 42,200
VANGUARD S&P MF Closed and MF Open 922908363   24,313,604 39,703 SH   SOLE   0 0 39,703