The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   355,484 1,619 SH   SOLE 0 0 0 1,619
APPLE INC COM 037833100   542,705 2,131 SH   SOLE 0 0 0 2,131
AUTOZONE INC COM 053332102   437,604 102 SH   SOLE 0 0 0 102
CAPITAL GROUP CORE BALANCED SHS 14021D107   1,943,469 55,975 SH   SOLE 0 0 0 55,975
DTE ENERGY CO COM 233331107   283,521 2,005 SH   SOLE 0 0 0 2,005
ELI LILLY & CO COM 532457108   280,273 367 SH   SOLE 0 0 0 367
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   6,321,682 117,810 SH   SOLE 0 0 0 117,810
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   341,391 6,128 SH   SOLE 0 0 0 6,128
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   491,615 16,344 SH   SOLE 0 0 0 16,344
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   3,294,844 14,830 SH   SOLE 0 0 0 14,830
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206   9,381,117 256,595 SH   SOLE 0 0 0 256,595
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   6,124,928 173,609 SH   SOLE 0 0 0 173,609
FIDELITY COVINGTON TRUST FUNDAMENTAL LARG 316092360   15,436,521 296,628 SH   SOLE 0 0 0 296,628
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   10,942,787 236,652 SH   SOLE 0 0 0 236,652
FORD MTR CO COM 345370860   215,756 18,040 SH   SOLE 0 0 0 18,040
HOME DEPOT INC COM 437076102   245,957 607 SH   SOLE 0 0 0 607
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   9,108,278 86,779 SH   SOLE 0 0 0 86,779
INVESCO QQQ TR UNIT SER 1 46090E103   367,659 612 SH   SOLE 0 0 0 612
ISHARES GOLD TR ISHARES NEW 464285204   4,073,276 55,975 SH   SOLE 0 0 0 55,975
ISHARES TR MRGSTR MD CP GRW 464288307   229,254 2,771 SH   SOLE 0 0 0 2,771
ISHARES TR HIGH YLD SYSTM B 46435G250   1,551,396 32,425 SH   SOLE 0 0 0 32,425
ISHARES TR RUS 1000 GRW ETF 464287614   421,418 900 SH   SOLE 0 0 0 900
JOHNSON & JOHNSON COM 478160104   243,015 1,311 SH   SOLE 0 0 0 1,311
MICROSOFT CORP COM 594918104   1,215,583 2,347 SH   SOLE 0 0 0 2,347
NVIDIA CORPORATION COM 67066G104   361,370 1,937 SH   SOLE 0 0 0 1,937
PALANTIR TECHNOLOGIES INC CL A 69608A108   280,562 1,538 SH   SOLE 0 0 0 1,538
PIMCO ETF TR MULTISECTOR BD 72201R585   17,329,907 645,675 SH   SOLE 0 0 0 645,675
PIMCO ETF TR MUNI INCOME OPP 72201R635   623,012 13,750 SH   SOLE 0 0 0 13,750
PROCTER AND GAMBLE CO COM 742718109   305,083 1,986 SH   SOLE 0 0 0 1,986
SCHWAB STRATEGIC TR HIGH YIELD BD ET 808524631   7,451,201 278,758 SH   SOLE 0 0 0 278,758
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   203,915 8,759 SH   SOLE 0 0 0 8,759
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   16,429,010 514,855 SH   SOLE 0 0 0 514,855
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   542,918 20,643 SH   SOLE 0 0 0 20,643
SPDR GOLD TR GOLD SHS 78463V107   370,755 1,043 SH   SOLE 0 0 0 1,043
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   933,901 8,936 SH   SOLE 0 0 0 8,936
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   2,594,363 68,816 SH   SOLE 0 0 0 68,816
T ROWE PRICE ETF INC VALUE ETF 87283Q859   307,971 9,029 SH   SOLE 0 0 0 9,029
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   814,237 15,824 SH   SOLE 0 0 0 15,824
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   2,227,435 44,692 SH   SOLE 0 0 0 44,692
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   3,214,015 76,689 SH   SOLE 0 0 0 76,689
T ROWE PRICE ETF INC SMALL MID CAP 87283Q826   1,540,940 43,814 SH   SOLE 0 0 0 43,814
TESLA INC COM 88160R101   211,242 475 SH   SOLE 0 0 0 475
TRACTOR SUPPLY CO COM 892356106   284,350 5,000 SH   SOLE 0 0 0 5,000
VANGUARD INDEX FDS SML CP GRW ETF 922908595   709,988 2,386 SH   SOLE 0 0 0 2,386
VANGUARD INDEX FDS SMALL CP ETF 922908751   444,215 1,747 SH   SOLE 0 0 0 1,747
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,385,374 10,996 SH   SOLE 0 0 0 10,996
VANGUARD MALVERN FDS MULTI SECTOR 922020722   372,035 7,187 SH   SOLE 0 0 0 7,187
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   613,035 2,841 SH   SOLE 0 0 0 2,841
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   440,078 3,122 SH   SOLE 0 0 0 3,122
VANGUARD WORLD FD MEGA GRWTH IND 921910816   473,308 1,176 SH   SOLE 0 0 0 1,176
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,462,184 5,632 SH   SOLE 0 0 0 5,632
WALMART INC COM 931142103   316,599 3,072 SH   SOLE 0 0 0 3,072
WEC ENERGY GROUP INC COM 92939U106   341,656 2,982 SH   SOLE 0 0 0 2,982