The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   282,919 804 SH   SOLE 0 0 0 804
AMAZON COM INC COM 023135106   270,947 1,235 SH   SOLE 0 0 0 1,235
AMGEN INC COM 031162100   860,894 3,303 SH   SOLE 0 0 0 3,303
APPLE INC COM 037833100   602,546 2,406 SH   SOLE 0 0 0 2,406
AUTOZONE INC COM 053332102   323,402 101 SH   SOLE 0 0 0 101
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   1,853,889 35,638 SH   SOLE 0 0 0 35,638
CAPITAL GROUP CORE BALANCED SHS 14021D107   488,156 15,611 SH   SOLE 0 0 0 15,611
CATERPILLAR INC COM 149123101   265,903 733 SH   SOLE 0 0 0 733
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   214,213 3,849 SH   SOLE 0 0 0 3,849
DTE ENERGY CO COM 233331107   236,327 1,957 SH   SOLE 0 0 0 1,957
ELEVANCE HEALTH INC COM 036752103   377,385 1,023 SH   SOLE 0 0 0 1,023
ELI LILLY & CO COM 532457108   269,854 350 SH   SOLE 0 0 0 350
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   2,895,611 62,594 SH   SOLE 0 0 0 62,594
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543   277,051 10,981 SH   SOLE 0 0 0 10,981
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   2,235,199 12,090 SH   SOLE 0 0 0 12,090
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206   6,930,276 214,228 SH   SOLE 0 0 0 214,228
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   4,425,361 160,747 SH   SOLE 0 0 0 160,747
FIDELITY COVINGTON TRUST FUNDAMENTAL LARG 316092360   10,575,534 230,454 SH   SOLE 0 0 0 230,454
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   12,043,166 268,401 SH   SOLE 0 0 0 268,401
FORD MTR CO COM 345370860   105,182 10,624 SH   SOLE 0 0 0 10,624
HOME DEPOT INC COM 437076102   239,229 615 SH   SOLE 0 0 0 615
INTERNATIONAL BUSINESS MACHS COM 459200101   374,370 1,703 SH   SOLE 0 0 0 1,703
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   7,381,300 74,960 SH   SOLE 0 0 0 74,960
INVESCO QQQ TR UNIT SER 1 46090E103   317,711 621 SH   SOLE 0 0 0 621
ISHARES GOLD TR ISHARES NEW 464285204   2,699,071 54,516 SH   SOLE 0 0 0 54,516
ISHARES TR MRGSTR MD CP GRW 464288307   254,555 3,370 SH   SOLE 0 0 0 3,370
ISHARES TR IBOXX HI YD ETF 464288513   228,636 2,907 SH   SOLE 0 0 0 2,907
ISHARES TR HIGH YLD SYSTM B 46435G250   7,820,389 166,356 SH   SOLE 0 0 0 166,356
ISHARES TR RUS 1000 GRW ETF 464287614   360,217 897 SH   SOLE 0 0 0 897
JOHNSON & JOHNSON COM 478160104   654,124 4,523 SH   SOLE 0 0 0 4,523
JPMORGAN CHASE & CO. COM 46625H100   448,731 1,872 SH   SOLE 0 0 0 1,872
MCDONALDS CORP COM 580135101   239,651 827 SH   SOLE 0 0 0 827
MICROSOFT CORP COM 594918104   975,783 2,315 SH   SOLE 0 0 0 2,315
NVIDIA CORPORATION COM 67066G104   250,522 1,866 SH   SOLE 0 0 0 1,866
PEPSICO INC COM 713448108   229,094 1,507 SH   SOLE 0 0 0 1,507
PIMCO ETF TR MULTISECTOR BD 72201R585   11,459,051 442,093 SH   SOLE 0 0 0 442,093
PIMCO ETF TR MUNI INCOME OPP 72201R635   292,935 6,501 SH   SOLE 0 0 0 6,501
POLARIS INC COM 731068102   416,881 7,235 SH   SOLE 0 0 0 7,235
PROCTER AND GAMBLE CO COM 742718109   337,479 2,013 SH   SOLE 0 0 0 2,013
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   222,555 12,030 SH   SOLE 0 0 0 12,030
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   12,818,528 459,940 SH   SOLE 0 0 0 459,940
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   465,529 19,659 SH   SOLE 0 0 0 19,659
SPDR GOLD TR GOLD SHS 78463V107   263,680 1,089 SH   SOLE 0 0 0 1,089
SPDR SER TR PRTFLO S&P500 GW 78464A409   859,011 9,773 SH   SOLE 0 0 0 9,773
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   481,654 9,318 SH   SOLE 0 0 0 9,318
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   2,463,261 74,039 SH   SOLE 0 0 0 74,039
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   1,080,064 21,788 SH   SOLE 0 0 0 21,788
T ROWE PRICE ETF INC SMALL MID CAP 87283Q826   777,236 24,104 SH   SOLE 0 0 0 24,104
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   1,391,459 37,638 SH   SOLE 0 0 0 37,638
TRACTOR SUPPLY CO COM 892356106   265,300 5,000 SH   SOLE 0 0 0 5,000
VANGUARD INDEX FDS SML CP GRW ETF 922908595   259,472 926 SH   SOLE 0 0 0 926
VANGUARD INDEX FDS SMALL CP ETF 922908751   443,614 1,846 SH   SOLE 0 0 0 1,846
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,785,738 14,037 SH   SOLE 0 0 0 14,037
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   234,492 1,234 SH   SOLE 0 0 0 1,234
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   741,100 14,784 SH   SOLE 0 0 0 14,784
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   600,237 3,065 SH   SOLE 0 0 0 3,065
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   426,272 3,341 SH   SOLE 0 0 0 3,341
VANGUARD WORLD FD MEGA GRWTH IND 921910816   418,825 1,220 SH   SOLE 0 0 0 1,220
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,200,207 4,731 SH   SOLE 0 0 0 4,731
WALMART INC COM 931142103   270,056 2,989 SH   SOLE 0 0 0 2,989
WEC ENERGY GROUP INC COM 92939U106   273,468 2,908 SH   SOLE 0 0 0 2,908