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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   313,199 1,687 SH   SOLE 0 0 0 1,687
AEROVIRONMENT INC COM 008073108   206,019 723 SH   SOLE 0 0 0 723
ALPHABET INC CAP STK CL A 02079K305   511,342 2,902 SH   SOLE 0 0 0 2,902
ALTRIA GROUP INC COM 02209S103   664,286 11,330 SH   SOLE 0 0 0 11,330
AMAZON COM INC COM 023135106   1,676,131 7,640 SH   SOLE 0 0 0 7,640
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   664,827 12,892 SH   SOLE 0 0 0 12,892
APPLE INC COM 037833100   2,238,488 10,910 SH   SOLE 0 0 0 10,910
ASTRAZENECA PLC SPONSORED ADR 046353108   284,145 4,066 SH   SOLE 0 0 0 4,066
AT&T INC COM 00206R102   563,598 19,475 SH   SOLE 0 0 0 19,475
BANK AMERICA CORP COM 060505104   438,166 9,260 SH   SOLE 0 0 0 9,260
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   310,690 640 SH   SOLE 0 0 0 640
CATERPILLAR INC COM 149123101   207,180 534 SH   SOLE 0 0 0 534
CERAGON NETWORKS LTD ORD M22013102   26,430 10,744 SH   SOLE 0 0 0 10,744
CHEVRON CORP NEW COM 166764100   211,213 1,475 SH   SOLE 0 0 0 1,475
COCA COLA CO COM 191216100   201,441 2,847 SH   SOLE 0 0 0 2,847
COLUMBIA ETF TR I RESH ENHNC COR 19761L706   1,222,929 33,241 SH   SOLE 0 0 0 33,241
DIGITAL RLTY TR INC COM 253868103   271,337 1,556 SH   SOLE 0 0 0 1,556
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   3,038,940 87,907 SH   SOLE 0 0 0 87,907
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   2,929,027 69,277 SH   SOLE 0 0 0 69,277
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,100,564 17,275 SH   SOLE 0 0 0 17,275
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   973,402 23,034 SH   SOLE 0 0 0 23,034
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,682,090 46,933 SH   SOLE 0 0 0 46,933
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   573,270 16,121 SH   SOLE 0 0 0 16,121
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   745,862 13,822 SH   SOLE 0 0 0 13,822
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   543,921 12,840 SH   SOLE 0 0 0 12,840
EXXON MOBIL CORP COM 30231G102   545,015 5,056 SH   SOLE 0 0 0 5,056
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   3,464,014 66,590 SH   SOLE 0 0 0 66,590
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404   434,398 13,061 SH   SOLE 0 0 0 13,061
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113   341,028 9,888 SH   SOLE 0 0 0 9,888
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   5,573,264 121,820 SH   SOLE 0 0 0 121,820
FIRST TR EXCHNG TRADED FD VI SMITH UNCONSTRAI 33740F888   300,359 12,067 SH   SOLE 0 0 0 12,067
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   622,353 19,571 SH   SOLE 0 0 0 19,571
FRANKLIN TEMPLETON ETF TR US MID CP MLTFCT 35473P884   327,103 6,023 SH   SOLE 0 0 0 6,023
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   201,275 12,038 SH   SOLE 0 0 0 12,038
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   573,741 4,727 SH   SOLE 0 0 0 4,727
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619   539,524 9,338 SH   SOLE 0 0 0 9,338
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,505,857 8,286 SH   SOLE 0 0 0 8,286
INVESCO EXCHANGE TRADED FD T HIG YLD EQ DIV 46137V563   1,352,131 66,248 SH   SOLE 0 0 0 66,248
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   351,684 3,580 SH   SOLE 0 0 0 3,580
INVESCO QQQ TR UNIT SER 1 46090E103   1,073,612 1,946 SH   SOLE 0 0 0 1,946
IRON MTN INC DEL COM 46284V101   412,873 4,025 SH   SOLE 0 0 0 4,025
ISHARES INC CORE MSCI EMKT 46434G103   570,123 9,497 SH   SOLE 0 0 0 9,497
ISHARES TR CORE US AGGBD ET 464287226   2,093,769 21,107 SH   SOLE 0 0 0 21,107
ISHARES TR RUS MID CAP ETF 464287499   2,639,764 28,702 SH   SOLE 0 0 0 28,702
ISHARES TR CORE S&P MCP ETF 464287507   3,266,273 52,665 SH   SOLE 0 0 0 52,665
ISHARES TR ESG AWR MSCI USA 46435G425   1,002,777 7,412 SH   SOLE 0 0 0 7,412
ISHARES TR PFD AND INCM SEC 464288687   225,428 7,348 SH   SOLE 0 0 0 7,348
ISHARES TR S&P MC 400GR ETF 464287606   1,253,533 13,778 SH   SOLE 0 0 0 13,778
ISHARES TR S&P MC 400VL ETF 464287705   1,433,299 11,598 SH   SOLE 0 0 0 11,598
ISHARES TR EAFE GRWTH ETF 464288885   1,811,169 16,171 SH   SOLE 0 0 0 16,171
ISHARES TR ISHS 5-10YR INVT 464288638   772,795 14,502 SH   SOLE 0 0 0 14,502
ISHARES TR IBOXX HI YD ETF 464288513   868,983 10,775 SH   SOLE 0 0 0 10,775
ISHARES TR INTL SEL DIV ETF 464288448   1,192,997 34,570 SH   SOLE 0 0 0 34,570
ISHARES TR MSCI USA MMENTM 46432F396   237,194 987 SH   SOLE 0 0 0 987
ISHARES TR CORE S&P TTL STK 464287150   296,248 2,194 SH   SOLE 0 0 0 2,194
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,562,502 25,449 SH   SOLE 0 0 0 25,449
ISHARES TR RUS 1000 VAL ETF 464287598   577,070 2,971 SH   SOLE 0 0 0 2,971
ISHARES TR CORE S&P500 ETF 464287200   467,721 753 SH   SOLE 0 0 0 753
ISHARES TR CORE S&P SCP ETF 464287804   1,145,477 10,481 SH   SOLE 0 0 0 10,481
ISHARES TR MSCI EAFE ETF 464287465   1,063,646 11,899 SH   SOLE 0 0 0 11,899
ISHARES TR CORE MSCI EAFE 46432F842   250,424 3,000 SH   SOLE 0 0 0 3,000
ISHARES TR TIPS BD ETF 464287176   367,124 3,336 SH   SOLE 0 0 0 3,336
ISHARES TR S&P SML 600 GWT 464287887   353,786 2,659 SH   SOLE 0 0 0 2,659
ISHARES TR SP SMCP600VL ETF 464287879   469,252 4,717 SH   SOLE 0 0 0 4,717
ISHARES TR CORE S&P US GWT 464287671   1,058,707 7,039 SH   SOLE 0 0 0 7,039
ISHARES TR RUSSELL 2000 ETF 464287655   246,420 1,142 SH   SOLE 0 0 0 1,142
ISHARES TR RUS MD CP GR ETF 464287481   232,301 1,675 SH   SOLE 0 0 0 1,675
ISHARES TR IBOXX INV CP ETF 464287242   512,897 4,679 SH   SOLE 0 0 0 4,679
ISHARES TR 1 3 YR TREAS BD 464287457   1,113,935 13,444 SH   SOLE 0 0 0 13,444
ISHARES TR S&P 500 GRWT ETF 464287309   3,313,384 30,094 SH   SOLE 0 0 0 30,094
ISHARES TR S&P 500 VAL ETF 464287408   3,740,670 19,142 SH   SOLE 0 0 0 19,142
ISHARES TR 7-10 YR TRSY BD 464287440   1,028,003 10,734 SH   SOLE 0 0 0 10,734
ISHARES TR RUS 1000 GRW ETF 464287614   985,548 2,321 SH   SOLE 0 0 0 2,321
ISHARES TR EAFE VALUE ETF 464288877   1,309,811 20,633 SH   SOLE 0 0 0 20,633
ISHARES TR ESG OPTIMIZED 464288802   275,355 2,172 SH   SOLE 0 0 0 2,172
ISHARES TR US AER DEF ETF 464288760   335,775 1,780 SH   SOLE 0 0 0 1,780
ISHARES TR NATIONAL MUN ETF 464288414   277,355 2,655 SH   SOLE 0 0 0 2,655
ISHARES TR US TREAS BD ETF 46429B267   243,236 10,585 SH   SOLE 0 0 0 10,585
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   1,096,721 12,742 SH   SOLE 0 0 0 12,742
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   627,939 13,557 SH   SOLE 0 0 0 13,557
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   634,915 13,492 SH   SOLE 0 0 0 13,492
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   468,160 7,481 SH   SOLE 0 0 0 7,481
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   747,114 13,142 SH   SOLE 0 0 0 13,142
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   341,119 6,872 SH   SOLE 0 0 0 6,872
JPMORGAN CHASE & CO. COM 46625H100   615,197 2,122 SH   SOLE 0 0 0 2,122
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505   709,341 21,792 SH   SOLE 0 0 0 21,792
MCDONALDS CORP COM 580135101   377,515 1,292 SH   SOLE 0 0 0 1,292
META PLATFORMS INC CL A 30303M102   512,903 695 SH   SOLE 0 0 0 695
METLIFE INC COM 59156R108   225,079 2,799 SH   SOLE 0 0 0 2,799
MICROSOFT CORP COM 594918104   984,914 1,980 SH   SOLE 0 0 0 1,980
NVIDIA CORPORATION COM 67066G104   673,102 4,260 SH   SOLE 0 0 0 4,260
PALANTIR TECHNOLOGIES INC CL A 69608A108   314,468 2,307 SH   SOLE 0 0 0 2,307
PFIZER INC COM 717081103   280,041 11,553 SH   SOLE 0 0 0 11,553
PHILIP MORRIS INTL INC COM 718172109   217,732 1,195 SH   SOLE 0 0 0 1,195
QUALCOMM INC COM 747525103   478,654 3,005 SH   SOLE 0 0 0 3,005
ROYAL BK CDA COM 780087102   210,875 1,603 SH   SOLE 0 0 0 1,603
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   3,855,003 145,472 SH   SOLE 0 0 0 145,472
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   353,036 12,086 SH   SOLE 0 0 0 12,086
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   487,361 5,968 SH   SOLE 0 0 0 5,968
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,933,241 4,747 SH   SOLE 0 0 0 4,747
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   808,797 18,986 SH   SOLE 0 0 0 18,986
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   2,500,549 47,775 SH   SOLE 0 0 0 47,775
SPDR SERIES TRUST S&P DIVID ETF 78464A763   1,306,075 9,623 SH   SOLE 0 0 0 9,623
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   263,230 2,706 SH   SOLE 0 0 0 2,706
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   247,045 5,940 SH   SOLE 0 0 0 5,940
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   245,648 1,085 SH   SOLE 0 0 0 1,085
TESLA INC COM 88160R101   365,204 1,150 SH   SOLE 0 0 0 1,150
TEXAS INSTRS INC COM 882508104   496,559 2,392 SH   SOLE 0 0 0 2,392
UNITEDHEALTH GROUP INC COM 91324P102   499,957 1,603 SH   SOLE 0 0 0 1,603
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   1,072,822 36,640 SH   SOLE 0 0 0 36,640
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   1,539,138 3,881 SH   SOLE 0 0 0 3,881
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   441,445 5,995 SH   SOLE 0 0 0 5,995
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   412,942 8,341 SH   SOLE 0 0 0 8,341
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,604,522 9,867 SH   SOLE 0 0 0 9,867
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   264,269 2,967 SH   SOLE 0 0 0 2,967
VANGUARD INDEX FDS GROWTH ETF 922908736   3,404,279 7,765 SH   SOLE 0 0 0 7,765
VANGUARD INDEX FDS TOTAL STK MKT 922908769   392,906 1,293 SH   SOLE 0 0 0 1,293
VANGUARD INDEX FDS VALUE ETF 922908744   533,164 3,017 SH   SOLE 0 0 0 3,017
VANGUARD INDEX FDS MID CAP ETF 922908629   251,367 898 SH   SOLE 0 0 0 898
VANGUARD INDEX FDS SM CP VAL ETF 922908611   587,081 3,011 SH   SOLE 0 0 0 3,011
VANGUARD INDEX FDS SML CP GRW ETF 922908595   492,002 1,777 SH   SOLE 0 0 0 1,777
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   544,035 10,999 SH   SOLE 0 0 0 10,999
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   234,963 4,792 SH   SOLE 0 0 0 4,792
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   633,083 10,585 SH   SOLE 0 0 0 10,585
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,198,201 15,072 SH   SOLE 0 0 0 15,072
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   587,776 7,601 SH   SOLE 0 0 0 7,601
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   580,846 7,005 SH   SOLE 0 0 0 7,005
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   1,235,066 11,310 SH   SOLE 0 0 0 11,310
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   658,913 7,733 SH   SOLE 0 0 0 7,733
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,166,354 15,471 SH   SOLE 0 0 0 15,471
VANGUARD STAR FDS VG TL INTL STK F 921909768   552,533 7,997 SH   SOLE 0 0 0 7,997
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,254,294 22,001 SH   SOLE 0 0 0 22,001
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   5,365,536 66,977 SH   SOLE 0 0 0 66,977
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,971,830 14,791 SH   SOLE 0 0 0 14,791
VERIZON COMMUNICATIONS INC COM 92343V104   1,176,725 27,195 SH   SOLE 0 0 0 27,195
VICTORY PORTFOLIOS II CORE INTERMEDIAT 92647N527   2,857,326 60,704 SH   SOLE 0 0 0 60,704
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824   832,248 13,063 SH   SOLE 0 0 0 13,063
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   250,358 4,926 SH   SOLE 0 0 0 4,926
WELLS FARGO CO NEW COM 949746101   525,226 6,555 SH   SOLE 0 0 0 6,555
WISDOMTREE TR EMER MKT HIGH FD 97717W315   2,365,751 52,236 SH   SOLE 0 0 0 52,236
WISDOMTREE TR US QTLY DIV GRT 97717X669   5,692,036 67,973 SH   SOLE 0 0 0 67,973
WISDOMTREE TR INTL QULTY DIV 97717X131   219,551 5,539 SH   SOLE 0 0 0 5,539
WISDOMTREE TR ITL HIGH DIV FD 97717W802   319,231 6,890 SH   SOLE 0 0 0 6,890
WISDOMTREE TR US HIGH DIVIDEND 97717W208   1,233,128 13,808 SH   SOLE 0 0 0 13,808
WISDOMTREE TR US SMALLCAP DIVD 97717W604   201,495 6,344 SH   SOLE 0 0 0 6,344
WISDOMTREE TR FUTRE STRAT FD 97717W125   401,522 11,373 SH   SOLE 0 0 0 11,373
WP CAREY INC COM 92936U109   478,195 7,666 SH   SOLE 0 0 0 7,666