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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   274,312 1,868 SH   SOLE 0 0 0 1,868
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   229,957 3,470 SH   SOLE 0 0 0 3,470
APPLE INC COM 037833100   2,183,982 9,832 SH   SOLE 0 0 0 9,832
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   220,488 414 SH   SOLE 0 0 0 414
CHEVRON CORP NEW COM 166764100   238,746 1,427 SH   SOLE 0 0 0 1,427
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   507,072 16,237 SH   SOLE 0 0 0 16,237
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,580,386 128,930 SH   SOLE 0 0 0 128,930
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   314,168 8,173 SH   SOLE 0 0 0 8,173
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   1,323,808 21,585 SH   SOLE 0 0 0 21,585
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,152,044 34,921 SH   SOLE 0 0 0 34,921
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   958,270 16,038 SH   SOLE 0 0 0 16,038
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   259,730 7,253 SH   SOLE 0 0 0 7,253
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   291,345 11,120 SH   SOLE 0 0 0 11,120
ISHARES TR 0-3 MNTH TREASRY 46436E718   14,364,231 142,686 SH   SOLE 0 0 0 142,686
ISHARES TR CORE 1 5 YR USD 46432F859   882,146 18,245 SH   SOLE 0 0 0 18,245
ISHARES TR CORE S&P TTL STK 464287150   1,701,118 13,942 SH   SOLE 0 0 0 13,942
ISHARES TR CORE S&P500 ETF 464287200   638,880 1,137 SH   SOLE 0 0 0 1,137
ISHARES TR ESG AW MSCI EAFE 46435G516   340,647 4,170 SH   SOLE 0 0 0 4,170
ISHARES TR NATIONAL MUN ETF 464288414   285,319 2,706 SH   SOLE 0 0 0 2,706
ISHARES TR SHRT NAT MUN ETF 464288158   557,282 5,277 SH   SOLE 0 0 0 5,277
LOCKHEED MARTIN CORP COM 539830109   893,420 2,000 SH   SOLE 0 0 0 2,000
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   525,851 26,585 SH   SOLE 0 0 0 26,585
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   314,876 14,625 SH   SOLE 0 0 0 14,625
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,095,609 11,944 SH   SOLE 0 0 0 11,944
SPDR SER TR PORTFOLI S&P1500 78464A805   2,809,833 41,315 SH   SOLE 0 0 0 41,315
SPDR SER TR PORTFOLIO SH TSR 78468R101   4,934,349 168,753 SH   SOLE 0 0 0 168,753
SPDR SER TR S&P DIVID ETF 78464A763   708,792 5,224 SH   SOLE 0 0 0 5,224
TARGET CORP COM 87612E106   208,681 2,000 SH   SOLE 0 0 0 2,000
TRAVELERS COMPANIES INC COM 89417E109   587,660 2,222 SH   SOLE 0 0 0 2,222
US BANCORP DEL COM NEW 902973304   249,466 5,909 SH   SOLE 0 0 0 5,909
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   894,702 11,430 SH   SOLE 0 0 0 11,430
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,271,270 4,946 SH   SOLE 0 0 0 4,946
VANGUARD INDEX FDS MID CAP ETF 922908629   1,047,152 4,049 SH   SOLE 0 0 0 4,049
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,059,539 22,747 SH   SOLE 0 0 0 22,747
VANGUARD INDEX FDS TOTAL STK MKT 922908769   21,771,910 79,217 SH   SOLE 0 0 0 79,217
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   659,853 10,878 SH   SOLE 0 0 0 10,878
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   458,523 10,131 SH   SOLE 0 0 0 10,131
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   927,311 18,583 SH   SOLE 0 0 0 18,583
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   13,335,282 224,500 SH   SOLE 0 0 0 224,500
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,896,635 202,703 SH   SOLE 0 0 0 202,703
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   990,300 5,105 SH   SOLE 0 0 0 5,105
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,371,336 22,083 SH   SOLE 0 0 0 22,083
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,670,766 32,870 SH   SOLE 0 0 0 32,870
VANGUARD WORLD FD MEGA CAP INDEX 921910873   1,567,743 7,785 SH   SOLE 0 0 0 7,785
WELLS FARGO CO NEW COM 949746101   466,077 6,492 SH   SOLE 0 0 0 6,492