The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   261,840 1,568 SH   SOLE   0 0 1,568
ALPHABET INC CAP STK CL C 02079K107   293,893 1,745 SH   SOLE   0 0 1,745
AMERICAN CENTY ETF TR US SML CP VALU 025072877   484,939 5,110 SH   SOLE   0 0 5,110
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   210,637 2,992 SH   SOLE   0 0 2,992
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   1,948,562 29,663 SH   SOLE   0 0 29,663
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   511,319 10,900 SH   SOLE   0 0 10,900
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   889,026 16,971 SH   SOLE   0 0 16,971
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,363,048 24,423 SH   SOLE   0 0 24,423
AMERICAN CENTY ETF TR AVANTIS ALL EQT 025072232   433,194 5,893 SH   SOLE   0 0 5,893
APPLE INC COM 037833100   1,299,350 5,744 SH   SOLE   0 0 5,744
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   366,843 802 SH   SOLE   0 0 802
CAMBRIA ETF TR GLB ASSET ALLO 132061607   1,500,983 50,676 SH   SOLE   0 0 50,676
DBX ETF TR XTRACK MSCI EAFE 233051630   365,143 13,640 SH   SOLE   0 0 13,640
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   6,269,141 159,439 SH   SOLE   0 0 159,439
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,459,302 77,826 SH   SOLE   0 0 77,826
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   2,047,456 74,237 SH   SOLE   0 0 74,237
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   1,532,041 36,116 SH   SOLE   0 0 36,116
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   1,097,729 25,340 SH   SOLE   0 0 25,340
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   6,830,008 140,593 SH   SOLE   0 0 140,593
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,495,213 58,751 SH   SOLE   0 0 58,751
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,615,772 164,849 SH   SOLE   0 0 164,849
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,981,971 105,370 SH   SOLE   0 0 105,370
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   8,522,908 250,600 SH   SOLE   0 0 250,600
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,112,178 26,639 SH   SOLE   0 0 26,639
FLEXSHARES TR STOXX GLOBR INF 33939L795   1,679,860 28,290 SH   SOLE   0 0 28,290
GLOBAL X FDS US PFD ETF 37954Y657   349,948 16,768 SH   SOLE   0 0 16,768
GLOBAL X FDS US INFR DEV ETF 37954Y673   821,740 20,062 SH   SOLE   0 0 20,062
INVESCO EXCHANGE TRADED FD T BLOOMBERG MVP MU 46137V712   236,464 4,883 SH   SOLE   0 0 4,883
ISHARES TR RUSSELL 2000 ETF 464287655   310,493 1,425 SH   SOLE   0 0 1,425
ISHARES TR 3 7 YR TREAS BD 464288661   1,882,315 15,745 SH   SOLE   0 0 15,745
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   1,631,956 57,953 SH   SOLE   0 0 57,953
MICROSOFT CORP COM 594918104   380,666 905 SH   SOLE   0 0 905
NVIDIA CORPORATION COM 67066G104   593,025 5,069 SH   SOLE   0 0 5,069
PIMCO EQUITY SER RAFI DYN MULTI 72202L371   1,507,942 47,035 SH   SOLE   0 0 47,035
PIMCO EQUITY SER RAFI DYN ML US 72202L363   5,271,647 105,161 SH   SOLE   0 0 105,161
PIMCO EQUITY SER RAFI DYN EMERG 72202L389   1,068,670 51,656 SH   SOLE   0 0 51,656
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   539,894 5,387 SH   SOLE   0 0 5,387
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   678,764 11,524 SH   SOLE   0 0 11,524
SIMPLIFY EXCHANGE TRADED FUN US EQT PLS CNVEX 82889N103   6,206,756 165,831 SH   SOLE   0 0 165,831
SPDR GOLD TR GOLD SHS 78463V107   203,365 828 SH   SOLE   0 0 828
SPDR S&P 500 ETF TR TR UNIT 78462F103   457,170 804 SH   SOLE   0 0 804
SPDR SER TR PORTFOLIO SH TSR 78468R101   5,468,960 186,463 SH   SOLE   0 0 186,463
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   8,717,418 95,314 SH   SOLE   0 0 95,314
SPDR SER TR PRTFLO S&P500 HI 78468R788   756,955 16,662 SH   SOLE   0 0 16,662
SPDR SER TR BLOOMBERG 3-12 M 78468R523   7,454,029 75,149 SH   SOLE   0 0 75,149
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   2,952,792 71,427 SH   SOLE   0 0 71,427
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   3,476,041 69,772 SH   SOLE   0 0 69,772
VANECK ETF TRUST REAL ASSETS ETF 92189F130   266,287 9,118 SH   SOLE   0 0 9,118
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   331,450 4,218 SH   SOLE   0 0 4,218
VANGUARD INDEX FDS VALUE ETF 922908744   210,505 1,209 SH   SOLE   0 0 1,209
VANGUARD INDEX FDS TOTAL STK MKT 922908769   373,928 1,333 SH   SOLE   0 0 1,333
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   556,282 4,677 SH   SOLE   0 0 4,677
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   285,693 5,448 SH   SOLE   0 0 5,448
VANGUARD WORLD FD INF TECH ETF 92204A702   1,333,998 2,333 SH   SOLE   0 0 2,333
WALMART INC COM 931142103   236,577 2,911 SH   SOLE   0 0 2,911
WISDOMTREE TR EMER MKT HIGH FD 97717W315   205,428 4,654 SH   SOLE   0 0 4,654
WISDOMTREE TR FUTRE STRAT FD 97717W125   350,871 9,906 SH   SOLE   0 0 9,906
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,655,998 50,408 SH   SOLE   0 0 50,408