The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR BLOC FIN INN ETF 00214Q708   493,500 10,839 SH   SOLE   10,839 0 0
ABBOTT LABORATORIES COM 002824100   245,197 2,481 SH   SOLE   2,481 0 0
ABBVIE INC COM 00287Y109   459,090 1,755 SH   SOLE   1,755 0 0
ALPHABET INC CAP STK CL C 02079K107   454,206 1,333 SH   SOLE   1,333 0 0
ALPHABET INC CAP STK CL A 02079K305   684,031 1,988 SH   SOLE   1,988 0 0
AMAZON COM INC COM 023135106   544,642 2,186 SH   SOLE   2,186 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,947,658 31,351 SH   SOLE   31,351 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   25,530,866 216,786 SH   SOLE   216,785 0 0
APPLE INC COM 037833100   2,669,553 8,016 SH   SOLE   8,016 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   471,559 947 SH   SOLE   947 0 0
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603   470,671 9,267 SH   SOLE   9,267 0 0
BLACKROCK ETF TRUST II ISHAR BACKE ETF 092528793   258,193 5,504 SH   SOLE   5,504 0 0
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835   1,571,437 31,366 SH   SOLE   31,366 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   11,329,192 163,575 SH   SOLE   163,574 0 0
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509   1,150,240 14,084 SH   SOLE   14,084 0 0
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665   2,045,328 68,497 SH   SOLE   68,497 0 0
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764   7,051,982 194,002 SH   SOLE   194,002 0 0
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780   5,420,149 114,858 SH   SOLE   114,858 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806   3,213,185 73,060 SH   SOLE   73,060 0 0
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855   3,532,502 72,151 SH   SOLE   72,150 0 0
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   2,449,519 57,799 SH   SOLE   57,798 0 0
BROADCOM INC COM 11135F101   340,303 969 SH   SOLE   969 0 0
CATERPILLAR INC COM 149123101   469,762 579 SH   SOLE   579 0 0
CORNING INC COM 219350105   201,118 1,308 SH   SOLE   1,308 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108   598,283 3,676 SH   SOLE   3,676 0 0
META PLATFORMS INC CL A 30303M102   311,102 429 SH   SOLE   429 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   930,438 3,101 SH   SOLE   3,100 0 0
FIDELITY COVINGTON TRUST ENH MID COR ETF 31609A503   29,490,726 730,330 SH   SOLE   730,330 0 0
GLOBAL X FDS DEFENSE TECH ETF 37960A529   3,262,471 54,302 SH   SOLE   54,302 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   78,276,381 539,688 SH   SOLE   539,688 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   2,162,846 21,605 SH   SOLE   21,604 0 0
GRAIL INC COM 384747101   406,908 2,904 SH   SOLE   2,904 0 0
INTEL CORP COM 458140100   464,448 3,863 SH   SOLE   3,863 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   252,387 341 SH   SOLE   341 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   254,376 3,999 SH   SOLE   3,999 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   4,091,762 26,994 SH   SOLE   26,994 0 0
ISHARES GOLD TR ISHARES NEW 464285204   8,162,309 104,511 SH   SOLE   104,511 0 0
ISHARES TR CORE S&P500 ETF 464287200   5,163,361 6,742 SH   SOLE   6,742 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   10,783,040 75,798 SH   SOLE   75,798 0 0
ISHARES TR S&P 500 VAL ETF 464287408   9,649,229 42,269 SH   SOLE   42,269 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,168,352 8,486 SH   SOLE   8,486 0 0
ISHARES TR U.S. TECH ETF 464287721   11,185,147 42,224 SH   SOLE   42,224 0 0
ISHARES TR CORE S&P SCP ETF 464287804   332,890 2,447 SH   SOLE   2,447 0 0
ISHARES TR MSCI ACWI EX US 464288240   6,801,833 89,948 SH   SOLE   89,947 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,957,890 12,332 SH   SOLE   12,332 0 0
ISHARES TR NATIONAL MUN ETF 464288414   698,298 6,907 SH   SOLE   6,907 0 0
ISHARES TR ESG MSCI KLD ETF 464288570   830,010 5,678 SH   SOLE   5,678 0 0
ISHARES TR MBS ETF 464288588   2,034,168 22,698 SH   SOLE   22,697 0 0
ISHARES TR EAFE VALUE ETF 464288877   529,407 6,690 SH   SOLE   6,689 0 0
ISHARES TR EAFE GRWTH ETF 464288885   355,321 2,965 SH   SOLE   2,965 0 0
ISHARES TR CORE 80 20 ETF 464289859   355,036 3,650 SH   SOLE   3,650 0 0
ISHARES TR US TREAS BD ETF 46429B267   2,641,460 120,780 SH   SOLE   120,780 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   1,764,141 7,938 SH   SOLE   7,938 0 0
ISHARES TR CORE MSCI EAFE 46432F842   463,861 4,788 SH   SOLE   4,788 0 0
ISHARES INC CORE MSCI EMKT 46434G103   527,702 6,502 SH   SOLE   6,502 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   589,802 10,890 SH   SOLE   10,890 0 0
ISHARES TR INTL EQTY FACTOR 46434V274   200,452 4,829 SH   SOLE   4,829 0 0
ISHARES TR CORE UNIVRSL USD 46434V613   6,632,251 150,425 SH   SOLE   150,425 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   262,987 5,218 SH   SOLE   5,218 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   650,779 29,655 SH   SOLE   29,655 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   396,792 16,242 SH   SOLE   16,242 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   3,505,088 21,014 SH   SOLE   21,013 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   916,720 20,259 SH   SOLE   20,259 0 0
ISHARES TR SYSTEMATIC BD ET 46435U796   371,085 4,403 SH   SOLE   4,403 0 0
ISHARES TR ESG AWR MSCI USA 46436E221   392,587 10,827 SH   SOLE   10,827 0 0
ISHARES TR ESG EAFE ETF 46436E759   298,391 3,525 SH   SOLE   3,525 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   610,839 8,975 SH   SOLE   8,975 0 0
JPMORGAN CHASE & CO COM 46625H100   310,626 939 SH   SOLE   938 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   348,396 6,891 SH   SOLE   6,890 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   36,566,061 715,299 SH   SOLE   715,298 0 0
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724   10,456,655 151,173 SH   SOLE   151,173 0 0
JOHNSON & JOHNSON COM 478160104   360,576 1,362 SH   SOLE   1,362 0 0
ELI LILLY & CO COM 532457108   578,540 500 SH Put SOLE   500 0 0
ELI LILLY & CO COM 532457108   1,204,520 1,041 SH   SOLE   1,041 0 0
LOCKHEED MARTIN CORP COM 539830109   257,681 506 SH   SOLE   506 0 0
MARVELL TECHNOLOGY INC COM 573874104   226,956 859 SH   SOLE   859 0 0
MASTERCARD INCORPORATED CL A 57636Q104   299,448 543 SH   SOLE   543 0 0
MICROSOFT CORP COM 594918104   2,308,348 4,501 SH   SOLE   4,500 0 0
MICRON TECHNOLOGY INC COM 595112103   206,631 194 SH   SOLE   194 0 0
NVIDIA CORPORATION COM 67066G104   1,316,839 5,766 SH   SOLE   5,766 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   328,109 2,886 SH   SOLE   2,886 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   293,313 5,571 SH   SOLE   5,571 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   294,728 7,422 SH   SOLE   7,422 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   385,336 18,202 SH   SOLE   18,202 0 0
ORACLE CORP COM 68389X105   4,725,180 34,415 SH   SOLE   34,415 0 0
OTTER TAIL CORP COM 689648103   278,559 3,164 SH   SOLE   3,164 0 0
PROCTER & GAMBLE CO COM 742718109   284,313 1,957 SH   SOLE   1,957 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   331,193 434 SH   SOLE   434 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854   84,691,276 943,530 SH   SOLE   943,530 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,601,561 208,215 SH   SOLE   208,215 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100   549,709 1,205 SH   SOLE   1,205 0 0
TARGET CORP COM 87612E106   636,945 4,065 SH   SOLE   4,065 0 0
TESLA INC COM 88160R101   534,344 1,506 SH   SOLE   1,506 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   204,540 303 SH   SOLE   303 0 0
3M CO COM 88579Y101   675,942 4,118 SH   SOLE   4,117 0 0
UNITEDHEALTH GROUP INC COM 91324P102   724,616 1,974 SH   SOLE   1,974 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   220,771 315 SH   SOLE   315 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769   356,034 951 SH   SOLE   951 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   205,589 4,482 SH   SOLE   4,482 0 0
WELLS FARGO & CO COM 949746101   295,039 3,686 SH   SOLE   3,685 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   778,984 9,479 SH   SOLE   9,479 0 0
XCEL ENERGY INC COM 98389B100   505,342 7,170 SH   SOLE   7,170 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   368,936 400 SH Put SOLE   400 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   509,132 552 SH   SOLE   552 0 0