The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR FINTECH INNOVA 00214Q708   615,655 10,839 SH   SOLE   10,839 0 0
ABBOTT LABS COM 002824100   204,259 1,525 SH   SOLE   1,525 0 0
ABBVIE INC COM 00287Y109   389,682 1,683 SH   SOLE   1,683 0 0
ALPHABET INC CAP STK CL C 02079K107   314,180 1,290 SH   SOLE   1,290 0 0
ALPHABET INC CAP STK CL A 02079K305   412,055 1,695 SH   SOLE   1,695 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   590,150 2,500 SH   SOLE   2,500 0 0
AMAZON COM INC COM 023135106   373,049 1,699 SH   SOLE   1,699 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   22,750,448 228,579 SH   SOLE   228,578 0 0
APPLE INC COM 037833100   1,753,733 6,887 SH   SOLE   6,887 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   450,958 897 SH   SOLE   897 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   1,384,453 26,004 SH   SOLE   26,004 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   7,189,662 121,447 SH   SOLE   121,447 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   844,381 11,634 SH   SOLE   11,634 0 0
BLACKROCK ETF TRUST ISHARES A I INNO 09290C780   1,482,681 43,404 SH   SOLE   43,404 0 0
BLACKROCK ETF TRUST ISHARES US THEMA 09290C806   3,093,692 81,714 SH   SOLE   81,714 0 0
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   2,448,122 52,501 SH   SOLE   52,501 0 0
BROADCOM INC COM 11135F101   251,391 762 SH   SOLE   762 0 0
CATERPILLAR INC COM 149123101   288,249 604 SH   SOLE   604 0 0
EXXON MOBIL CORP COM 30231G102   394,522 3,499 SH   SOLE   3,499 0 0
META PLATFORMS INC CL A 30303M102   265,111 361 SH   SOLE   361 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   723,434 3,256 SH   SOLE   3,256 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   70,976,829 544,802 SH   SOLE   544,802 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   305,190 3,045 SH   SOLE   3,044 0 0
HOME DEPOT INC COM 437076102   227,312 561 SH   SOLE   561 0 0
HONEYWELL INTL INC COM 438516106   264,178 1,255 SH   SOLE   1,255 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   3,394,600 59,016 SH   SOLE   59,016 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   2,107,776 17,411 SH   SOLE   17,411 0 0
ISHARES GOLD TR ISHARES NEW 464285204   8,184,151 112,466 SH   SOLE   112,466 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,845,798 5,746 SH   SOLE   5,746 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   6,962,888 57,678 SH   SOLE   57,678 0 0
ISHARES TR S&P 500 VAL ETF 464287408   5,266,625 25,503 SH   SOLE   25,503 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,671,466 11,737 SH   SOLE   11,737 0 0
ISHARES TR U.S. TECH ETF 464287721   12,479,354 63,716 SH   SOLE   63,715 0 0
ISHARES TR CORE S&P SCP ETF 464287804   343,903 2,894 SH   SOLE   2,894 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,704,776 12,332 SH   SOLE   12,332 0 0
ISHARES TR JPMORGAN USD EMG 464288281   350,299 3,680 SH   SOLE   3,680 0 0
ISHARES TR NATIONAL MUN ETF 464288414   463,232 4,350 SH   SOLE   4,350 0 0
ISHARES TR ESG MSCI KLD 400 464288570   625,846 4,969 SH   SOLE   4,969 0 0
ISHARES TR MBS ETF 464288588   1,872,711 19,682 SH   SOLE   19,681 0 0
ISHARES TR EAFE VALUE ETF 464288877   7,873,980 116,084 SH   SOLE   116,084 0 0
ISHARES TR EAFE GRWTH ETF 464288885   3,062,646 26,894 SH   SOLE   26,893 0 0
ISHARES TR US TREAS BD ETF 46429B267   290,457 12,563 SH   SOLE   12,563 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   9,124,066 46,910 SH   SOLE   46,910 0 0
ISHARES TR CORE MSCI EAFE 46432F842   404,071 4,628 SH   SOLE   4,628 0 0
ISHARES INC CORE MSCI EMKT 46434G103   5,043,348 76,507 SH   SOLE   76,507 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   398,552 9,179 SH   SOLE   9,179 0 0
ISHARES TR CORE TOTAL USD 46434V613   3,920,577 83,934 SH   SOLE   83,934 0 0
ISHARES TR ULTRA SHORT DUR 46434V878   271,665 5,353 SH   SOLE   5,353 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   534,247 22,676 SH   SOLE   22,676 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   2,976,416 20,442 SH   SOLE   20,442 0 0
ISHARES TR CORE INTL AGGR 46435G672   1,097,705 21,427 SH   SOLE   21,427 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   569,540 11,858 SH   SOLE   11,858 0 0
ISHARES TR US INFRASTRUC 46435U713   207,002 3,919 SH   SOLE   3,919 0 0
ISHARES TR ESG ADV TTL USD 46436E619   206,819 4,709 SH   SOLE   4,709 0 0
ISHARES TR ESG EAFE ETF 46436E759   271,376 3,583 SH   SOLE   3,583 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   501,978 8,759 SH   SOLE   8,759 0 0
JPMORGAN CHASE & CO. COM 46625H100   264,460 838 SH   SOLE   838 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   695,318 13,623 SH   SOLE   13,623 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716   34,549,043 637,907 SH   SOLE   637,907 0 0
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   9,774,765 150,381 SH   SOLE   150,381 0 0
JOHNSON & JOHNSON COM 478160104   232,146 1,252 SH   SOLE   1,252 0 0
ELI LILLY & CO COM 532457108   888,132 1,164 SH   SOLE   1,164 0 0
LOCKHEED MARTIN CORP COM 539830109   224,145 449 SH   SOLE   449 0 0
MASTERCARD INCORPORATED CL A 57636Q104   294,644 518 SH   SOLE   518 0 0
MICROSOFT CORP COM 594918104   1,568,004 3,027 SH   SOLE   3,027 0 0
NVIDIA CORPORATION COM 67066G104   986,075 5,285 SH   SOLE   5,285 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   359,611 3,616 SH   SOLE   3,616 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   279,529 6,378 SH   SOLE   6,378 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   247,163 6,570 SH   SOLE   6,570 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   428,846 19,098 SH   SOLE   19,098 0 0
ORACLE CORP COM 68389X105   9,672,969 34,394 SH   SOLE   34,394 0 0
ORACLE CORP PUT 68389X955   566,544 2,400 SH Put SOLE   2,400 0 0
OTTER TAIL CORP COM 689648103   259,353 3,164 SH   SOLE   3,164 0 0
PROCTER AND GAMBLE CO COM 742718109   311,602 2,028 SH   SOLE   2,028 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   221,172 332 SH   SOLE   332 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   62,324,168 795,560 SH   SOLE   795,559 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,764,064 160,378 SH   SOLE   160,377 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   333,472 1,194 SH   SOLE   1,194 0 0
TARGET CORP COM 87612E106   426,882 4,759 SH   SOLE   4,759 0 0
TESLA INC COM 88160R101   671,972 1,511 SH   SOLE   1,511 0 0
3M CO COM 88579Y101   735,872 4,742 SH   SOLE   4,742 0 0
UNITEDHEALTH GROUP INC COM 91324P102   231,006 669 SH   SOLE   669 0 0
WELLS FARGO CO NEW COM 949746101   304,240 3,630 SH   SOLE   3,629 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   966,863 12,647 SH   SOLE   12,647 0 0
XCEL ENERGY INC COM 98389B100   735,528 9,120 SH   SOLE   9,120 0 0