The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARK ETF TR FINTECH INNOVA 00214Q708   360,505 10,839 SH   SOLE   10,839 0 0
ABBVIE INC COM 00287Y109   297,728 1,421 SH   SOLE   1,421 0 0
ALPHABET INC CAP STK CL C 02079K107   201,537 1,290 SH   SOLE   1,290 0 0
ALPHABET INC CAP STK CL A 02079K305   220,517 1,426 SH   SOLE   1,426 0 0
AMAZON COM INC COM 023135106   256,090 1,346 SH   SOLE   1,346 0 0
APPLE INC COM 037833100   1,438,136 6,474 SH   SOLE   6,474 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   455,888 856 SH   SOLE   856 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   1,237,373 23,623 SH   SOLE   23,623 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   5,170,657 106,043 SH   SOLE   106,043 0 0
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   697,139 11,503 SH   SOLE   11,503 0 0
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812   979,600 21,035 SH   SOLE   21,035 0 0
EXXON MOBIL CORP COM 30231G102   254,164 2,137 SH   SOLE   2,137 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   524,997 3,255 SH   SOLE   3,255 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   58,595,561 532,300 SH   SOLE   532,299 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   651,390 6,502 SH   SOLE   6,502 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233   1,415,161 30,751 SH   SOLE   30,751 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   1,469,654 15,883 SH   SOLE   15,883 0 0
ISHARES TR CORE S&P TTL STK 464287150   200,544 1,644 SH   SOLE   1,643 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,087,641 5,495 SH   SOLE   5,495 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   5,725,290 61,675 SH   SOLE   61,675 0 0
ISHARES TR S&P 500 VAL ETF 464287408   3,941,576 20,682 SH   SOLE   20,682 0 0
ISHARES TR RUS MD CP GR ETF 464287481   1,516,913 12,911 SH   SOLE   12,911 0 0
ISHARES TR U.S. TECH ETF 464287721   13,401,160 95,423 SH   SOLE   95,422 0 0
ISHARES TR CORE S&P SCP ETF 464287804   306,513 2,931 SH   SOLE   2,931 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,446,611 12,429 SH   SOLE   12,429 0 0
ISHARES TR JPMORGAN USD EMG 464288281   294,870 3,255 SH   SOLE   3,255 0 0
ISHARES TR ESG MSCI KLD 400 464288570   521,472 5,092 SH   SOLE   5,092 0 0
ISHARES TR MBS ETF 464288588   1,733,915 18,489 SH   SOLE   18,489 0 0
ISHARES TR EAFE VALUE ETF 464288877   3,930,635 66,689 SH   SOLE   66,688 0 0
ISHARES TR EAFE GRWTH ETF 464288885   2,468,582 24,686 SH   SOLE   24,685 0 0
ISHARES TR US TREAS BD ETF 46429B267   296,782 12,912 SH   SOLE   12,912 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   6,512,820 38,111 SH   SOLE   38,111 0 0
ISHARES TR CORE MSCI EAFE 46432F842   350,108 4,628 SH   SOLE   4,628 0 0
ISHARES INC CORE MSCI EMKT 46434G103   1,761,421 32,637 SH   SOLE   32,637 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,002,191 36,344 SH   SOLE   36,344 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   331,046 9,472 SH   SOLE   9,472 0 0
ISHARES TR CORE TOTAL USD 46434V613   4,287,832 93,052 SH   SOLE   93,051 0 0
ISHARES TR HDG MSCI EAFE 46434V803   874,843 24,107 SH   SOLE   24,107 0 0
ISHARES TR ULTRA SHORT-TERM 46434V878   271,397 5,353 SH   SOLE   5,353 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   442,106 19,172 SH   SOLE   19,172 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   2,468,936 20,252 SH   SOLE   20,252 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   550,056 11,585 SH   SOLE   11,585 0 0
ISHARES TR US INFRASTRUC 46435U713   3,579,234 79,415 SH   SOLE   79,415 0 0
ISHARES TR ESG EAFE ETF 46436E759   241,818 3,591 SH   SOLE   3,591 0 0
ISHARES TR ESG MSCI USA ETF 46436E767   568,347 12,178 SH   SOLE   12,178 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,058,239 20,811 SH   SOLE   20,811 0 0
ELI LILLY & CO COM 532457108   916,760 1,110 SH   SOLE   1,110 0 0
MASTERCARD INCORPORATED CL A 57636Q104   270,223 493 SH   SOLE   493 0 0
MICROSOFT CORP COM 594918104   959,581 2,556 SH   SOLE   2,556 0 0
NVIDIA CORPORATION COM 67066G104   382,473 3,529 SH   SOLE   3,529 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   301,456 3,851 SH   SOLE   3,851 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   258,245 6,378 SH   SOLE   6,378 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805   213,936 6,717 SH   SOLE   6,717 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870   410,977 18,525 SH   SOLE   18,525 0 0
ORACLE CORP COM 68389X105   5,587,087 39,962 SH   SOLE   39,962 0 0
OTTER TAIL CORP COM 689648103   255,094 3,174 SH   SOLE   3,174 0 0
PROCTER AND GAMBLE CO COM 742718109   328,740 1,929 SH   SOLE   1,929 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   57,504,157 874,455 SH   SOLE   874,454 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,526,424 152,264 SH   SOLE   152,263 0 0
TARGET CORP COM 87612E106   498,632 4,778 SH   SOLE   4,778 0 0
TESLA INC COM 88160R101   374,227 1,444 SH   SOLE   1,444 0 0
3M CO COM 88579Y101   716,923 4,882 SH   SOLE   4,881 0 0
UNITEDHEALTH GROUP INC COM 91324P102   298,014 569 SH   SOLE   569 0 0
WELLS FARGO CO NEW COM 949746101   253,109 3,526 SH   SOLE   3,525 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   925,751 14,958 SH   SOLE   14,958 0 0
XCEL ENERGY INC COM 98389B100   644,826 9,109 SH   SOLE   9,109 0 0
SEAGATE TECHNOLOGY HLDNGS PL PUT G7997R953   203,880 2,400 SH Put SOLE   2,400 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103   211,610 2,491 SH   SOLE   2,491 0 0