The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   2,734,916 12,466 SH   SOLE 0 12,466 0 0
ISHARES MORNINGSTAR MID-CAP GROWTH ETF ETF 464288307   1,791,960 23,725 SH   SOLE 0 23,725 0 0
ISHARES SHORT MATURITY MUNICIPAL BOND ACTIVE ETF ETF 46431W838   407,273 8,154 SH   SOLE 0 8,153 0 0
HUBBELL INC COM Stock 443510607   202,743 484 SH   SOLE 0 484 0 0
JOHNSON & JOHNSON COM Stock 478160104   496,486 3,433 SH   SOLE 0 3,433 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   230,215 402 SH   SOLE 0 402 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107   679,100 7,603 SH   SOLE 0 7,603 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   434,308 2,591 SH   SOLE 0 2,590 0 0
COCA COLA CO COM Stock 191216100   233,000 3,742 SH   SOLE 0 3,742 0 0
MEDTRONIC PLC SHS Stock G5960L103   226,685 2,838 SH   SOLE 0 2,837 0 0
NETFLIX INC COM Stock 64110L106   433,182 486 SH   SOLE 0 486 0 0
FORTIS INC COM Stock 349553107   956,775 23,016 SH   SOLE 0 23,016 0 0
MERCK & CO INC COM Stock 58933Y105   521,734 5,245 SH   SOLE 0 5,244 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   547,441 5,190 SH   SOLE 0 5,190 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   413,357 785 SH   SOLE 0 785 0 0
BANK NEW YORK MELLON CORP COM Stock 064058100   506,244 6,589 SH   SOLE 0 6,589 0 0
INTERPUBLIC GROUP COS INC COM Stock 460690100   282,097 10,068 SH   SOLE 0 10,067 0 0
HONEYWELL INTL INC COM Stock 438516106   229,082 1,014 SH   SOLE 0 1,014 0 0
HOME DEPOT INC COM Stock 437076102   247,460 636 SH   SOLE 0 636 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   10,879,891 588,102 SH   SOLE 0 588,102 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   14,447,987 623,295 SH   SOLE 0 623,295 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   11,257,500 403,929 SH   SOLE 0 403,928 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   2,629,913 22,825 SH   SOLE 0 22,825 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   541,216 1,194 SH   SOLE 0 1,194 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706   2,033,757 76,371 SH   SOLE 0 76,370 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   372,212 4,637 SH   SOLE 0 4,637 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   829,670 4,383 SH   SOLE 0 4,382 0 0
CONSTELLATION BRANDS INC CL A Stock 21036P108   218,648 989 SH   SOLE 0 989 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888   3,544,159 103,238 SH   SOLE 0 103,237 0 0
COMCAST CORP NEW CL A Stock 20030N101   329,809 8,788 SH   SOLE 0 8,787 0 0
MICROSOFT CORP COM Stock 594918104   3,511,920 8,332 SH   SOLE 0 8,331 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   388,435 1,617 SH   SOLE 0 1,616 0 0
VANGUARD MID-CAP ETF ETF 922908629   427,626 1,619 SH   SOLE 0 1,619 0 0
JPMORGAN U.S. QUALITY FACTOR ETF ETF 46641Q761   486,744 8,499 SH   SOLE 0 8,499 0 0
TESLA INC COM Stock 88160R101   1,080,272 2,675 SH   SOLE 0 2,675 0 0
ISHARES ESG AWARE US AGGREGATE BOND ETF ETF 46435U549   242,556 5,223 SH   SOLE 0 5,223 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF ETF 46434G764   1,870,576 33,734 SH   SOLE 0 33,734 0 0
ISHARES MSCI USA QUALITY GARP ETF ETF 46436E403   540,604 9,611 SH   SOLE 0 9,610 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866   2,917,882 56,406 SH   SOLE 0 56,406 0 0
JPMORGAN MUNICIPAL ETF ETF 46641Q647   1,377,470 27,467 SH   SOLE 0 27,467 0 0
ISHARES IBONDS 2025 TERM HIGH YIELD & INCOME ETF ETF 46435U168   224,826 9,691 SH   SOLE 0 9,690 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   204,095 2,108 SH   SOLE 0 2,107 0 0
ELI LILLY & CO COM Stock 532457108   967,382 1,253 SH   SOLE 0 1,253 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   2,398,938 86,573 SH   SOLE 0 86,572 0 0
VANGUARD S&P SMALL-CAP 600 VALUE ETF ETF 921932778   2,481,324 26,587 SH   SOLE 0 26,587 0 0
ISHARES ESG ADVANCED TOTAL USD BOND MARKET ETF ETF 46436E619   237,251 5,585 SH   SOLE 0 5,585 0 0
VANGUARD ESG U.S. CORPORATE BOND ETF ETF 921910691   242,195 3,907 SH   SOLE 0 3,907 0 0
CHEMED CORP NEW COM Stock 16359R103   264,588 499 SH   SOLE 0 499 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   319,237 1,258 SH   SOLE 0 1,258 0 0
BOWMAN CONSULTING GROUP LTD COM Stock 103002101   485,702 19,467 SH   SOLE 0 19,467 0 0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND ETF 72201R775   5,611,359 62,059 SH   SOLE 0 62,058 0 0
VANGUARD SMALL-CAP GROWTH ETF ETF 922908595   720,188 2,572 SH   SOLE 0 2,571 0 0
VANGUARD VALUE ETF ETF 922908744   6,778,234 40,037 SH   SOLE 0 40,036 0 0
META PLATFORMS INC CL A Stock 30303M102   1,135,304 1,939 SH   SOLE 0 1,939 0 0
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   284,407 9,240 SH   SOLE 0 9,240 0 0
JPMORGAN ACTIVE VALUE ETF ETF 46641Q167   925,066 14,614 SH   SOLE 0 14,614 0 0
SERVICENOW INC COM Stock 81762P102   304,254 287 SH   SOLE 0 287 0 0
JPMORGAN ACTIVE GROWTH ETF ETF 46654Q609   995,129 12,281 SH   SOLE 0 12,281 0 0
BROADCOM INC COM Stock 11135F101   598,843 2,583 SH   SOLE 0 2,583 0 0
NVIDIA CORPORATION COM Stock 67066G104   3,319,752 24,721 SH   SOLE 0 24,720 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   738,810 3,741 SH   SOLE 0 3,741 0 0
QUALCOMM INC COM Stock 747525103   233,301 1,519 SH   SOLE 0 1,518 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   271,419 520 SH   SOLE 0 520 0 0
CISCO SYS INC COM Stock 17275R102   642,705 10,857 SH   SOLE 0 10,856 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771   563,276 23,787 SH   SOLE 0 23,787 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755   517,711 15,589 SH   SOLE 0 15,589 0 0
ISHARES SHORT DURATION BOND ACTIVE ETF ETF 46431W507   2,883,299 57,095 SH   SOLE 0 57,095 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   875,361 1,487 SH   SOLE 0 1,486 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   334,734 12,781 SH   SOLE 0 12,781 0 0
VANGUARD MID-CAP VALUE ETF ETF 922908512   1,584,246 9,793 SH   SOLE 0 9,793 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   644,291 1,326 SH   SOLE 0 1,325 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   1,213,591 5,063 SH   SOLE 0 5,062 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,665,483 15,631 SH   SOLE 0 15,631 0 0
PIMCO ENHANCED LOW DURATION ACTIVE ETF ETF 72201R718   2,623,229 27,616 SH   SOLE 0 27,615 0 0
WALMART INC COM Stock 931142103   249,650 2,763 SH   SOLE 0 2,763 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   221,796 1,009 SH   SOLE 0 1,008 0 0
ORACLE CORP COM Stock 68389X105   348,644 2,092 SH   SOLE 0 2,092 0 0
KLA CORP COM NEW Stock 482480100   214,272 340 SH   SOLE 0 340 0 0
SCHWAB FUNDAMENTAL U.S. BROAD MARKET ETF ETF 808524789   336,898 14,484 SH   SOLE 0 14,484 0 0
GILEAD SCIENCES INC COM Stock 375558103   602,282 6,520 SH   SOLE 0 6,520 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   530,185 2,784 SH   SOLE 0 2,784 0 0
AMGEN INC COM Stock 031162100   383,100 1,470 SH   SOLE 0 1,469 0 0
APPLIED MATLS INC COM Stock 038222105   315,255 1,938 SH   SOLE 0 1,938 0 0
ANALOG DEVICES INC COM Stock 032654105   268,535 1,264 SH   SOLE 0 1,263 0 0
WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND ETF 97717X594   206,398 4,748 SH   SOLE 0 4,748 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF ETF 46434V613   5,677,210 125,602 SH   SOLE 0 125,601 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   503,010 6,964 SH   SOLE 0 6,964 0 0
FIDELITY TOTAL BOND ETF ETF 316188309   6,182,757 137,793 SH   SOLE 0 137,792 0 0
ALTRIA GROUP INC COM Stock 02209S103   270,258 5,168 SH   SOLE 0 5,168 0 0
EXXON MOBIL CORP COM Stock 30231G102   560,023 5,206 SH   SOLE 0 5,206 0 0
EVERCORE INC CLASS A Stock 29977A105   264,863 956 SH   SOLE 0 955 0 0
SCHWAB CHARLES CORP COM Stock 808513105   403,798 5,456 SH   SOLE 0 5,455 0 0
BLACKROCK INC COM Stock 09290D101   478,937 467 SH   SOLE 0 467 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   1,650,731 32,929 SH   SOLE 0 32,929 0 0
APPLE INC COM Stock 037833100   5,397,843 21,555 SH   SOLE 0 21,555 0 0