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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   206,287 847 SH   SOLE   0 0 847
AMAZON COM INC COM 023135106   904,628 4,120 SH   SOLE   0 0 4,120
APPLE INC COM 037833100   702,786 2,760 SH   SOLE   0 0 2,760
AUTODESK INC COM 052769106   342,131 1,077 SH   SOLE   0 0 1,077
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   260,922 519 SH   SOLE   0 0 519
CAPITAL ONE FINL CORP COM 14040H105   1,972,156 9,277 SH   SOLE   0 0 9,277
CARPENTER TECHNOLOGY CORP COM 144285103   532,085 2,167 SH   SOLE   0 0 2,167
COSTCO WHSL CORP NEW COM 22160K105   283,822 307 SH   SOLE   0 0 307
COSTAR GROUP INC COM 22160N109   238,261 2,824 SH   SOLE   0 0 2,824
EXXON MOBIL CORP COM 30231G102   4,154,725 36,963 SH   SOLE   0 0 36,963
INVESCO QQQ TR UNIT SER 1 46090E103   414,829 691 SH   SOLE   0 0 691
ISHARES TR CORE S&P TTL STK 464287150   2,391,864 16,422 SH   SOLE   0 0 16,422
ISHARES TR SELECT DIVID ETF 464287168   219,914 1,548 SH   SOLE   0 0 1,548
ISHARES TR CORE S&P500 ETF 464287200   773,172 1,155 SH   SOLE   0 0 1,155
ISHARES TR CORE US AGGBD ET 464287226   408,868 4,078 SH   SOLE   0 0 4,078
ISHARES TR RUS 1000 VAL ETF 464287598   217,434 1,068 SH   SOLE   0 0 1,068
ISHARES TR RUSSELL 2000 ETF 464287655   250,078 1,034 SH   SOLE   0 0 1,034
ISHARES TR CORE MSCI TOTAL 46432F834   6,202,581 75,110 SH   SOLE   0 0 75,110
ISHARES TR CORE MSCI EAFE 46432F842   387,569 4,439 SH   SOLE   0 0 4,439
ISHARES TR CORE MSCI INTL 46435G326   757,366 9,447 SH   SOLE   0 0 9,447
JPMORGAN CHASE & CO. COM 46625H100   204,343 648 SH   SOLE   0 0 648
LOWES COS INC COM 548661107   241,006 959 SH   SOLE   0 0 959
MICROSOFT CORP COM 594918104   1,127,863 2,178 SH   SOLE   0 0 2,178
MICRON TECHNOLOGY INC COM 595112103   203,371 1,215 SH   SOLE   0 0 1,215
NETFLIX INC COM 64110L106   444,799 371 SH   SOLE   0 0 371
NVIDIA CORPORATION COM 67066G104   13,863,462 74,303 SH   SOLE   0 0 74,303
ORACLE CORP COM 68389X105   820,439 2,917 SH   SOLE   0 0 2,917
SPDR S&P 500 ETF TR TR UNIT 78462F103   905,803 1,360 SH   SOLE   0 0 1,360
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   204,750 4,785 SH   SOLE   0 0 4,785
SCHWAB CHARLES CORP COM 808513105   286,410 3,000 SH   SOLE   0 0 3,000
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   289,258 9,065 SH   SOLE   0 0 9,065
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   266,953 6,214 SH   SOLE   0 0 6,214
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   837,149 35,960 SH   SOLE   0 0 35,960
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   209,209 4,597 SH   SOLE   0 0 4,597
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   753,245 2,697 SH   SOLE   0 0 2,697
UBER TECHNOLOGIES INC COM 90353T100   458,402 4,679 SH   SOLE   0 0 4,679
UNION PAC CORP COM 907818108   208,393 882 SH   SOLE   0 0 882
VANGUARD STAR FDS VG TL INTL STK F 921909768   24,552,488 336,260 SH   SOLE   0 0 336,260
VANGUARD BD INDEX FDS INTERMED TERM 921937819   3,134,762 40,143 SH   SOLE   0 0 40,143
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   5,791,467 73,393 SH   SOLE   0 0 73,393
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   5,786,035 78,058 SH   SOLE   0 0 78,058
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,846,599 97,573 SH   SOLE   0 0 97,573
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   497,064 3,527 SH   SOLE   0 0 3,527
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   5,022,650 99,203 SH   SOLE   0 0 99,203
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   5,953,792 120,545 SH   SOLE   0 0 120,545
VANGUARD INSTL INDEX FD ULTRA-SHORT TREA 922040852   778,175 10,285 SH   SOLE   0 0 10,285
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,408,334 10,230 SH   SOLE   0 0 10,230
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   376,514 5,276 SH   SOLE   0 0 5,276
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,059,325 56,466 SH   SOLE   0 0 56,466
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   1,805,975 36,069 SH   SOLE   0 0 36,069
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,228,137 3,638 SH   SOLE   0 0 3,638
VANGUARD INDEX FDS SM CP VAL ETF 922908611   473,073 2,267 SH   SOLE   0 0 2,267
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,711,394 5,559 SH   SOLE   0 0 5,559
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   339,975 1,624 SH   SOLE   0 0 1,624
VANGUARD INDEX FDS GROWTH ETF 922908736   6,648,404 13,862 SH   SOLE   0 0 13,862
VANGUARD INDEX FDS VALUE ETF 922908744   5,446,879 29,207 SH   SOLE   0 0 29,207
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,824,511 7,175 SH   SOLE   0 0 7,175
VANGUARD INDEX FDS TOTAL STK MKT 922908769   35,171,454 107,868 SH   SOLE   0 0 107,868