The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150   44,001,299 325,839 SH   SOLE   0 0 325,839
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   14,685,027 502,740 SH   SOLE   0 0 502,740
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   10,182,072 499,611 SH   SOLE   0 0 499,611
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   9,809,917 164,018 SH   SOLE   0 0 164,018
ISHARES TR CORE MSCI INTL 46435G326   8,220,608 108,109 SH   SOLE   0 0 108,109
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   7,765,176 237,758 SH   SOLE   0 0 237,758
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   7,019,686 146,213 SH   SOLE   0 0 146,213
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,850,268 86,406 SH   SOLE   0 0 86,406
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,335,207 228,956 SH   SOLE   0 0 228,956
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,316,290 212,813 SH   SOLE   0 0 212,813
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,392,432 203,488 SH   SOLE   0 0 203,488
VANGUARD INDEX FDS TOTAL STK MKT 922908769   4,959,530 16,318 SH   SOLE   0 0 16,318
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,652,086 92,542 SH   SOLE   0 0 92,542
APPLE INC COM 037833100   3,755,300 18,303 SH   SOLE   0 0 18,303
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,274,889 148,185 SH   SOLE   0 0 148,185
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,264,077 15,948 SH   SOLE   0 0 15,948
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,713,149 51,837 SH   SOLE   0 0 51,837
UMB FINL CORP COM 902788108   2,618,905 24,904 SH   SOLE   0 0 24,904
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,225,878 62,595 SH   SOLE   0 0 62,595
ISHARES TR RUS 1000 GRW ETF 464287614   2,018,029 4,753 SH   SOLE   0 0 4,753
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,000,556 21,960 SH   SOLE   0 0 21,960
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,787,271 60,606 SH   SOLE   0 0 60,606
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,740,170 25,187 SH   SOLE   0 0 25,187
ISHARES TR RUS MD CP GR ETF 464287481   1,334,379 9,622 SH   SOLE   0 0 9,622
ISHARES TR S&P 500 GRWT ETF 464287309   1,292,991 11,744 SH   SOLE   0 0 11,744
TESLA INC COM 88160R101   1,180,107 3,715 SH   SOLE   0 0 3,715
ISHARES INC CORE MSCI EMKT 46434G103   1,123,401 18,714 SH   SOLE   0 0 18,714
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,114,779 22,539 SH   SOLE   0 0 22,539
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,099,169 12,385 SH   SOLE   0 0 12,385
SPDR SER TR PORTFOLI S&P1500 78464A805   1,063,138 14,196 SH   SOLE   0 0 14,196
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   1,018,007 6,190 SH   SOLE   0 0 6,190
SPDR SER TR NUVEEN BLOOMBERG 78464A284   995,115 40,158 SH   SOLE   0 0 40,158
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   973,423 15,903 SH   SOLE   0 0 15,903
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   892,985 17,785 SH   SOLE   0 0 17,785
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   813,760 16,334 SH   SOLE   0 0 16,334
VANGUARD INDEX FDS SML CP GRW ETF 922908595   802,849 2,899 SH   SOLE   0 0 2,899
VANGUARD INDEX FDS SM CP VAL ETF 922908611   790,376 4,053 SH   SOLE   0 0 4,053
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   727,754 2,559 SH   SOLE   0 0 2,559
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   724,481 22,014 SH   SOLE   0 0 22,014
ISHARES TR MSCI EMG MKT ETF 464287234   706,523 14,646 SH   SOLE   0 0 14,646
QUANTA SVCS INC COM 74762E102   688,484 1,821 SH   SOLE   0 0 1,821
NVIDIA CORPORATION COM 67066G104   665,296 4,211 SH   SOLE   0 0 4,211
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   651,119 13,728 SH   SOLE   0 0 13,728
WALMART INC COM 931142103   621,783 6,359 SH   SOLE   0 0 6,359
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   621,178 9,063 SH   SOLE   0 0 9,063
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   610,761 20,753 SH   SOLE   0 0 20,753
JPMORGAN CHASE & CO. COM 46625H100   603,543 2,082 SH   SOLE   0 0 2,082
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   599,440 1,234 SH   SOLE   0 0 1,234
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   572,895 11,541 SH   SOLE   0 0 11,541
INVESCO QQQ TR UNIT SER 1 46090E103   552,467 1,002 SH   SOLE   0 0 1,002
MICROSTRATEGY INC CL A NEW 594972408   521,457 1,290 SH   SOLE   0 0 1,290
CATERPILLAR INC COM 149123101   505,838 1,303 SH   SOLE   0 0 1,303
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   479,109 5,981 SH   SOLE   0 0 5,981
ISHARES TR RUS MDCP VAL ETF 464287473   470,418 3,560 SH   SOLE   0 0 3,560
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   466,452 3,499 SH   SOLE   0 0 3,499
ISHARES TR MSCI INTL QUALTY 46434V456   457,786 10,592 SH   SOLE   0 0 10,592
WISDOMTREE TR US QTLY DIV GRT 97717X669   443,822 5,300 SH   SOLE   0 0 5,300
DEERE & CO COM 244199105   437,241 860 SH   SOLE   0 0 860
ISHARES TR S&P MC 400GR ETF 464287606   421,954 4,638 SH   SOLE   0 0 4,638
MICROSOFT CORP COM 594918104   418,819 842 SH   SOLE   0 0 842
INTERNATIONAL BUSINESS MACHS COM 459200101   415,345 1,409 SH   SOLE   0 0 1,409
ISHARES TR MSCI USA VALUE 46432F388   403,933 3,568 SH   SOLE   0 0 3,568
AMAZON COM INC COM 023135106   379,106 1,728 SH   SOLE   0 0 1,728
BROADCOM INC COM 11135F101   366,063 1,328 SH   SOLE   0 0 1,328
SPDR SER TR S&P 400 MDCP VAL 78464A839   362,121 4,559 SH   SOLE   0 0 4,559
ISHARES TR RUS 2000 VAL ETF 464287630   357,800 2,268 SH   SOLE   0 0 2,268
WISDOMTREE TR US MIDCAP DIVID 97717W505   351,040 7,004 SH   SOLE   0 0 7,004
ISHARES TR NATIONAL MUN ETF 464288414   344,888 3,301 SH   SOLE   0 0 3,301
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   335,880 14,083 SH   SOLE   0 0 14,083
DISNEY WALT CO COM 254687106   328,761 2,651 SH   SOLE   0 0 2,651
ISHARES TR RUS 2000 GRW ETF 464287648   312,791 1,094 SH   SOLE   0 0 1,094
ISHARES TR S&P 500 VAL ETF 464287408   312,672 1,600 SH   SOLE   0 0 1,600
SPDR SER TR S&P 600 SMCP VAL 78464A300   308,432 3,867 SH   SOLE   0 0 3,867
PIMCO ETF TR INTER MUN BD ACT 72201R866   282,788 5,506 SH   SOLE   0 0 5,506
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   275,298 3,400 SH   SOLE   0 0 3,400
WISDOMTREE TR US HIGH DIVIDEND 97717W208   264,307 2,754 SH   SOLE   0 0 2,754
SPDR SER TR S&P DIVID ETF 78464A763   258,158 1,902 SH   SOLE   0 0 1,902
ALPHABET INC CAP STK CL C 02079K107   256,506 1,446 SH   SOLE   0 0 1,446
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   246,638 6,443 SH   SOLE   0 0 6,443
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   241,636 7,394 SH   SOLE   0 0 7,394
VANGUARD BD INDEX FDS INTERMED TERM 921937819   240,759 3,113 SH   SOLE   0 0 3,113
ORACLE CORP COM 68389X105   222,565 1,018 SH   SOLE   0 0 1,018
ISHARES TR S&P MC 400VL ETF 464287705   213,070 1,724 SH   SOLE   0 0 1,724
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   205,797 3,620 SH   SOLE   0 0 3,620
CISCO SYS INC COM 17275R102   205,087 2,956 SH   SOLE   0 0 2,956
CAMBIUM NETWORKS CORP SHS G17766109   21,540 53,186 SH   SOLE   0 0 53,186