The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   229,712 1,446 SH   SOLE   0 0 1,446
AMAZON COM INC COM 023135106   275,590 1,406 SH   SOLE   0 0 1,406
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,765,157 19,860 SH   SOLE   0 0 19,860
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   6,137,974 87,924 SH   SOLE   0 0 87,924
APPLE INC COM 037833100   3,784,269 16,902 SH   SOLE   0 0 16,902
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   647,415 1,204 SH   SOLE   0 0 1,204
CAMBIUM NETWORKS CORP SHS G17766109   18,019 53,186 SH   SOLE   0 0 53,186
DEERE & CO COM 244199105   404,738 859 SH   SOLE   0 0 859
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   6,429,609 135,161 SH   SOLE   0 0 135,161
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   674,818 14,159 SH   SOLE   0 0 14,159
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   2,004,936 60,046 SH   SOLE   0 0 60,046
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,970,878 72,874 SH   SOLE   0 0 72,874
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,427,619 203,434 SH   SOLE   0 0 203,434
DISNEY WALT CO COM 254687106   257,433 2,630 SH   SOLE   0 0 2,630
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   8,675,282 439,923 SH   SOLE   0 0 439,923
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   838,841 16,614 SH   SOLE   0 0 16,614
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   247,991 6,443 SH   SOLE   0 0 6,443
INTERNATIONAL BUSINESS MACHS COM 459200101   352,222 1,409 SH   SOLE   0 0 1,409
INVESCO QQQ TR UNIT SER 1 46090E103   471,150 990 SH   SOLE   0 0 990
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   710,960 14,389 SH   SOLE   0 0 14,389
ISHARES INC CORE MSCI EMKT 46434G103   849,217 15,648 SH   SOLE   0 0 15,648
ISHARES TR NATIONAL MUN ETF 464288414   349,530 3,320 SH   SOLE   0 0 3,320
ISHARES TR CORE MSCI INTL 46435G326   6,782,651 97,902 SH   SOLE   0 0 97,902
ISHARES TR S&P MC 400VL ETF 464287705   209,588 1,724 SH   SOLE   0 0 1,724
ISHARES TR S&P MC 400GR ETF 464287606   396,121 4,638 SH   SOLE   0 0 4,638
ISHARES TR S&P 500 VAL ETF 464287408   306,064 1,600 SH   SOLE   0 0 1,600
ISHARES TR S&P 500 GRWT ETF 464287309   632,140 6,703 SH   SOLE   0 0 6,703
ISHARES TR RUS 1000 GRW ETF 464287614   1,743,686 4,753 SH   SOLE   0 0 4,753
ISHARES TR RUS 2000 VAL ETF 464287630   398,409 2,605 SH   SOLE   0 0 2,605
ISHARES TR RUS MD CP GR ETF 464287481   1,160,125 9,622 SH   SOLE   0 0 9,622
ISHARES TR RUS MDCP VAL ETF 464287473   453,710 3,556 SH   SOLE   0 0 3,556
ISHARES TR MSCI EMG MKT ETF 464287234   642,959 14,646 SH   SOLE   0 0 14,646
ISHARES TR CORE S&P TTL STK 464287150   37,894,118 307,233 SH   SOLE   0 0 307,233
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   557,918 11,174 SH   SOLE   0 0 11,174
JPMORGAN CHASE & CO. COM 46625H100   465,829 1,895 SH   SOLE   0 0 1,895
MICROSOFT CORP COM 594918104   238,455 624 SH   SOLE   0 0 624
MICROSTRATEGY INC CL A NEW 594972408   403,177 1,290 SH   SOLE   0 0 1,290
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   340,975 14,231 SH   SOLE   0 0 14,231
NVIDIA CORPORATION COM 67066G104   394,420 3,572 SH   SOLE   0 0 3,572
PIMCO ETF TR INTER MUN BD ACT 72201R866   283,724 5,506 SH   SOLE   0 0 5,506
QUANTA SVCS INC COM 74762E102   455,359 1,721 SH   SOLE   0 0 1,721
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,022,721 151,743 SH   SOLE   0 0 151,743
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   12,746,648 500,654 SH   SOLE   0 0 500,654
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   6,196,930 231,748 SH   SOLE   0 0 231,748
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,814,156 208,617 SH   SOLE   0 0 208,617
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   244,650 3,000 SH   SOLE   0 0 3,000
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   6,626,934 223,054 SH   SOLE   0 0 223,054
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,224,039 48,381 SH   SOLE   0 0 48,381
SPDR SER TR S&P 600 SMCP VAL 78464A300   307,581 3,867 SH   SOLE   0 0 3,867
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,147,797 13,585 SH   SOLE   0 0 13,585
SPDR SER TR S&P DIVID ETF 78464A763   258,824 1,902 SH   SOLE   0 0 1,902
SPDR SER TR S&P 400 MDCP VAL 78464A839   385,196 4,922 SH   SOLE   0 0 4,922
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,656,714 51,808 SH   SOLE   0 0 51,808
TESLA INC COM 88160R101   1,035,467 3,662 SH   SOLE   0 0 3,662
UMB FINL CORP COM 902788108   2,423,759 23,767 SH   SOLE   0 0 23,767
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   908,636 17,785 SH   SOLE   0 0 17,785
VANGUARD INDEX FDS SML CP GRW ETF 922908595   745,623 2,899 SH   SOLE   0 0 2,899
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   494,564 1,987 SH   SOLE   0 0 1,987
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   869,023 5,365 SH   SOLE   0 0 5,365
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,139,937 7,699 SH   SOLE   0 0 7,699
VANGUARD INDEX FDS SM CP VAL ETF 922908611   767,703 4,048 SH   SOLE   0 0 4,048
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   995,946 21,913 SH   SOLE   0 0 21,913
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,363,454 87,690 SH   SOLE   0 0 87,690
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   8,811,434 148,666 SH   SOLE   0 0 148,666
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,060,308 15,710 SH   SOLE   0 0 15,710
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,572,676 25,187 SH   SOLE   0 0 25,187
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   438,424 5,921 SH   SOLE   0 0 5,921
WALMART INC COM 931142103   537,932 5,993 SH   SOLE   0 0 5,993
WISDOMTREE TR US HIGH DIVIDEND 97717W208   270,888 2,754 SH   SOLE   0 0 2,754
WISDOMTREE TR US MIDCAP DIVID 97717W505   351,741 7,004 SH   SOLE   0 0 7,004
WISDOMTREE TR US QTLY DIV GRT 97717X669   425,908 5,300 SH   SOLE   0 0 5,300