The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   275,376 1,446 SH   SOLE   0 0 1,446
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,318,021 13,654 SH   SOLE   0 0 13,654
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,517,463 69,414 SH   SOLE   0 0 69,414
APPLE INC COM 037833100   1,274,226 5,088 SH   SOLE   0 0 5,088
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   400,700 884 SH   SOLE   0 0 884
CAMBIUM NETWORKS CORP SHS G17766109   34,294 53,186 SH   SOLE   0 0 53,186
DEERE & CO COM 244199105   206,810 488 SH   SOLE   0 0 488
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   5,356,415 114,258 SH   SOLE   0 0 114,258
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   676,375 14,159 SH   SOLE   0 0 14,159
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,460,438 43,221 SH   SOLE   0 0 43,221
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,221,157 48,401 SH   SOLE   0 0 48,401
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   4,096,483 156,414 SH   SOLE   0 0 156,414
EA SERIES TRUST EA BRIDGEWAY OMN 02072L532   7,901,947 364,986 SH   SOLE   0 0 364,986
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   847,480 16,614 SH   SOLE   0 0 16,614
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503   249,086 6,443 SH   SOLE   0 0 6,443
HEARTLAND FINL USA INC COM 42234Q102   2,375,507 38,749 SH   SOLE   0 0 38,749
INTERNATIONAL BUSINESS MACHS COM 459200101   226,865 1,032 SH   SOLE   0 0 1,032
INVESCO QQQ TR UNIT SER 1 46090E103   505,862 990 SH   SOLE   0 0 990
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   604,717 11,399 SH   SOLE   0 0 11,399
ISHARES INC CORE MSCI EMKT 46434G103   815,729 15,621 SH   SOLE   0 0 15,621
ISHARES TR CORE MSCI INTL 46435G326   5,051,611 78,356 SH   SOLE   0 0 78,356
ISHARES TR S&P MC 400VL ETF 464287705   215,450 1,724 SH   SOLE   0 0 1,724
ISHARES TR S&P MC 400GR ETF 464287606   421,722 4,638 SH   SOLE   0 0 4,638
ISHARES TR S&P 500 VAL ETF 464287408   305,408 1,600 SH   SOLE   0 0 1,600
ISHARES TR S&P 500 GRWT ETF 464287309   680,534 6,703 SH   SOLE   0 0 6,703
ISHARES TR RUS 1000 GRW ETF 464287614   1,908,710 4,753 SH   SOLE   0 0 4,753
ISHARES TR RUS 2000 VAL ETF 464287630   427,663 2,605 SH   SOLE   0 0 2,605
ISHARES TR RUS MD CP GR ETF 464287481   1,219,589 9,622 SH   SOLE   0 0 9,622
ISHARES TR RUS MDCP VAL ETF 464287473   516,584 3,994 SH   SOLE   0 0 3,994
ISHARES TR MSCI EMG MKT ETF 464287234   612,496 14,646 SH   SOLE   0 0 14,646
ISHARES TR CORE S&P TTL STK 464287150   34,299,095 266,670 SH   SOLE   0 0 266,670
ISHARES TR NATIONAL MUN ETF 464288414   276,391 2,594 SH   SOLE   0 0 2,594
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   560,376 11,174 SH   SOLE   0 0 11,174
JPMORGAN CHASE & CO. COM 46625H100   213,342 890 SH   SOLE   0 0 890
NEW YORK LIFE INVTS ACTIVE E NYLI MACKAY MUN 45409F827   338,133 14,083 SH   SOLE   0 0 14,083
NVIDIA CORPORATION COM 67066G104   335,725 2,500 SH   SOLE   0 0 2,500
PIMCO ETF TR INTER MUN BD ACT 72201R866   284,825 5,506 SH   SOLE   0 0 5,506
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   5,418,183 198,323 SH   SOLE   0 0 198,323
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,778,275 150,177 SH   SOLE   0 0 150,177
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   13,537,506 485,738 SH   SOLE   0 0 485,738
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   5,921,352 227,133 SH   SOLE   0 0 227,133
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   216,178 2,750 SH   SOLE   0 0 2,750
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848   6,232,129 223,054 SH   SOLE   0 0 223,054
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,139,359 44,541 SH   SOLE   0 0 44,541
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,652,120 51,860 SH   SOLE   0 0 51,860
SPDR SER TR S&P 600 SMCP VAL 78464A300   345,248 3,957 SH   SOLE   0 0 3,957
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,246,288 13,794 SH   SOLE   0 0 13,794
SPDR SER TR S&P DIVID ETF 78464A763   251,254 1,902 SH   SOLE   0 0 1,902
SPDR SER TR S&P 400 MDCP VAL 78464A839   381,431 4,756 SH   SOLE   0 0 4,756
TESLA INC COM 88160R101   682,086 1,689 SH   SOLE   0 0 1,689
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,177,423 22,682 SH   SOLE   0 0 22,682
VANGUARD INDEX FDS SM CP VAL ETF 922908611   802,233 4,048 SH   SOLE   0 0 4,048
VANGUARD INDEX FDS SML CP GRW ETF 922908595   899,273 3,211 SH   SOLE   0 0 3,211
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   504,201 1,987 SH   SOLE   0 0 1,987
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   868,058 5,366 SH   SOLE   0 0 5,366
VANGUARD INDEX FDS TOTAL STK MKT 922908769   933,768 3,222 SH   SOLE   0 0 3,222
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   965,049 21,913 SH   SOLE   0 0 21,913
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,565,988 73,647 SH   SOLE   0 0 73,647
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,658,516 114,802 SH   SOLE   0 0 114,802
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   3,045,352 15,551 SH   SOLE   0 0 15,551
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,484,270 25,187 SH   SOLE   0 0 25,187
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   399,603 5,887 SH   SOLE   0 0 5,887
WISDOMTREE TR US QTLY DIV GRT 97717X669   428,929 5,300 SH   SOLE   0 0 5,300
WISDOMTREE TR US HIGH DIVIDEND 97717W208   232,818 2,494 SH   SOLE   0 0 2,494
WISDOMTREE TR US MIDCAP DIVID 97717W505   331,509 6,504 SH   SOLE   0 0 6,504