Consolidated Statements of Cash Flows (unaudited) - USD ($)	12 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash flows from operating activities:
Net Income (Loss)	$ (874,000)	$ 786,000
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for credit losses	2,066,000	514,000
Net amortization of securities	360,000	410,000
Depreciation and amortization	847,000	750,000
Gain on sale of fixed assets		(314,000)
Increase in cash surrender value of bank owned life insurance	(466,000)	(315,000)
Accretion of net deferred loan origination fees	(86,000)	(117,000)
Losses on debt securities, net		33,000
Gain on marketable equity securities, net	(374,000)	(378,000)
Contribution of stock to charitable foundation	1,859,000
Deferred tax benefit	(1,242,000)	(159,000)
Loans originated for sale		(651,000)
Principal balance of loans sold		(651,000)
Net change in:
Accrued interest receivable	(162,000)	(907,000)
Other assets	1,543,000	(3,440,000)
Accrued expenses and other liabilities	(1,006,000)	3,368,000
Net cash provided by operating activities	2,465,000	231,000
Activity in securities available for sale:
Maturities, calls and prepayments	15,575,000	3,217,000
Sales	2,486,000	2,072,000
Purchases	(30,969,000)	(9,000,000)
Activity in securities held to maturity:
Maturities, calls and prepayments	13,368,000	6,493,000
Purchases	(15,139,000)	(17,483,000)
Purchase of bank-owned life insurance		(4,000,000)
Purchase of Federal Home Loan Bank stock	(515,000)	(1,788,000)
Loan originations, net of principal payments	(71,250,000)	(83,374,000)
Purchase of premises and equipment, net	(284,000)	(1,317,000)
Net cash used by investing activities	(86,728,000)	(105,180,000)
Cash flows from financing activities:
Net increase in deposits	43,789,000	59,033,000
Net change in short-term Federal Home Loan Bank advances	13,531,000	(3,232,000)
Proceeds from long-term Federal Home Loan Bank advances	17,000,000	190,000,000
Repayment of long-term Federal Home Loan Bank advances	(13,000,000)	(149,000,000)
Net proceeds from stock offering and issuance of common shares	37,805,000
Purchase of common shares by the ESOP	(3,346,000)
Contribution of cash to the MHC	(500,000)
Net increase in mortgagors' escrow accounts	114,000	84,000
Net cash provided by financing activities	95,393,000	96,885,000
Net change in cash and cash equivalents	11,130,000	(8,064,000)
Cash and cash equivalents at beginning of year	44,114,000	52,178,000
Cash and cash equivalents at end of year	55,244,000	44,114,000
Supplemental cash flow information:
Interest paid on deposits	19,136,000	15,845,000
Interest paid on Federal Home Loan Bank advances	6,445,000	4,319,000
Income taxes paid, net of (refunds)	$ (439,000)	$ (478,000)