Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Mar. 31, 2025	Jun. 30, 2024
Assets
Cash and due from banks	$ 7,833	$ 3,183
Interest-bearing deposits	58,784	40,931
Total cash and cash equivalents	66,617	44,114
Securities available for sale, at fair value	34,986	31,090
Marketable equity securities, at fair value	2,263	2,112
Securities held to maturity, at amortized cost	51,778	55,548
Federal Home Loan Bank stock, at cost	6,100	5,763
Loans, net of allowance for credit losses of $3,600 at March 31, 2025 and $3,451 at June 30, 2024	727,728	681,951
Bank owned life insurance	10,810	10,459
Premises and equipment, net	6,612	6,981
Accrued interest receivable	3,061	3,165
Other assets	13,137	11,785
Total assets	923,092	852,968
Liabilities and Surplus
Non-interest-bearing deposits	86,435	52,442
Interest-bearing deposits	616,646	582,951
Federal Home Loan Bank advances	131,000	129,469
Mortgagors' escrow accounts	1,867	1,642
Net deferred tax liability	235	70
Accrued expenses and other liabilities	5,995	6,106
Total liabilities	842,178	772,680
Commitments and contigencies
Surplus	82,140	82,094
Accumulated other comprehensive loss	(1,226)	(1,806)
Total Surplus	80,914	80,288
Total Liabilities and Surplus	$ 923,092	$ 852,968