Consolidated Balance Sheets (unaudited) - USD ($) $ in Thousands	Dec. 31, 2024	Jun. 30, 2024
Assets
Cash and due from banks	$ 7,833	$ 3,183
Interest-bearing deposits	33,715	40,931
Total cash and cash equivalents	41,548	44,114
Securities available for sale, at fair value	32,953	31,090
Marketable equity securities, at fair value	2,334	2,112
Securities held to maturity, at amortized cost	52,781	55,548
Federal Home Loan Bank stock, at cost	6,043	5,763
Loans, net of allowance for credit losses of $3,635 at December 31, 2024 and $3,451 at June 30, 2024	725,299	681,951
Bank owned life insurance	10,695	10,459
Premises and equipment, net	6,697	6,981
Accrued interest receivable	3,134	3,165
Other assets	12,602	11,785
Total assets	894,086	852,968
Liabilities and Surplus
Non-interest-bearing deposits	51,757	52,442
Interest-bearing deposits	609,234	582,951
Federal Home Loan Bank advances	145,518	129,469
Mortgagors' escrow accounts	1,845	1,642
Net deferred tax liability	154	70
Accrued expenses and other liabilities	5,253	6,106
Total liabilities	813,761	772,680
Commitments and contigencies
Surplus	81,835	82,094
Accumulated other comprehensive loss	(1,510)	(1,806)
Total Surplus	80,325	80,288
Total Liabilities and Surplus	$ 894,086	$ 852,968