The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   13,601 100 SH   SOLE   0 0 100
ABBVIE INC COM 00287Y109   27,843 150 SH   SOLE   0 0 150
ALPHABET INC CAP STK CL A 02079K305   36,417 207 SH   SOLE   0 0 207
ALPHABET INC CAP STK CL C 02079K107   24,939 141 SH   SOLE   0 0 141
AMAZON COM INC COM 023135106   8,776 40 SH   SOLE   0 0 40
AMEREN CORP COM 023608102   145,512 1,515 SH   SOLE   0 0 1,515
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   22,272 281 SH   SOLE   0 0 281
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,373,043 15,072 SH   SOLE   0 0 15,072
AMERICAN ELEC PWR CO INC COM 025537101   71,284 687 SH   SOLE   0 0 687
AMGEN INC COM 031162100   4,189 15 SH   SOLE   0 0 15
APPLE INC COM 037833100   166,709 813 SH   SOLE   0 0 813
BANK AMERICA CORP COM 060505104   1,080,127 22,826 SH   SOLE   0 0 22,826
BOEING CO COM 097023105   32,687 156 SH   SOLE   0 0 156
BP PLC SPONSORED ADR 055622104   773 26 SH   SOLE   0 0 26
BRIGHTHOUSE FINL INC COM 10922N103   861 16 SH   SOLE   0 0 16
COCA COLA CO COM 191216100   144,557 2,043 SH   SOLE   0 0 2,043
CONOCOPHILLIPS COM 20825C104   22,166 247 SH   SOLE   0 0 247
COSTCO WHSL CORP NEW COM 22160K105   2,970 3 SH   SOLE   0 0 3
DEERE & CO COM 244199105   25,378 50 SH   SOLE   0 0 50
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   71,754 1,071 SH   SOLE   0 0 1,071
DISNEY WALT CO COM 254687106   4,398 35 SH   SOLE   0 0 35
DYNEX CAP INC COM 26817Q886   1,662 136 SH   SOLE   0 0 136
ELI LILLY & CO COM 532457108   58,465 75 SH   SOLE   0 0 75
EMERSON ELEC CO COM 291011104   37,466 281 SH   SOLE   0 0 281
ENTERPRISE FINL SVCS CORP COM 293712105   23,937 434 SH   SOLE   0 0 434
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   53,943 2,751 SH   SOLE   0 0 2,751
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   6,958 213 SH   SOLE   0 0 213
HILTON WORLDWIDE HLDGS INC COM 43300A203   267 1 SH   SOLE   0 0 1
HOME DEPOT INC COM 437076102   12,556 34 SH   SOLE   0 0 34
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   29,099 1,334 SH   SOLE   0 0 1,334
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,572,080 141,247 SH   SOLE   0 0 141,247
ISHARES INC CORE MSCI EMKT 46434G103   248,322 4,137 SH   SOLE   0 0 4,137
ISHARES TR CORE 1 5 YR USD 46432F859   9,013,540 185,273 SH   SOLE   0 0 185,273
ISHARES TR CORE MSCI EAFE 46432F842   62,777 752 SH   SOLE   0 0 752
ISHARES TR CORE MSCI TOTAL 46432F834   4,293,587 55,537 SH   SOLE   0 0 55,537
ISHARES TR CORE S&P MCP ETF 464287507   900,948 14,527 SH   SOLE   0 0 14,527
ISHARES TR CORE S&P SCP ETF 464287804   1,475,097 13,497 SH   SOLE   0 0 13,497
ISHARES TR CORE S&P TTL STK 464287150   889,647 6,588 SH   SOLE   0 0 6,588
ISHARES TR CORE S&P US VLU 464287663   703,376 7,433 SH   SOLE   0 0 7,433
ISHARES TR CORE S&P500 ETF 464287200   2,213,939 3,566 SH   SOLE   0 0 3,566
ISHARES TR EAFE SML CP ETF 464288273   616,978 8,489 SH   SOLE   0 0 8,489
ISHARES TR EAFE VALUE ETF 464288877   1,078,726 16,993 SH   SOLE   0 0 16,993
ISHARES TR INTL SEL DIV ETF 464288448   37,761 1,094 SH   SOLE   0 0 1,094
ISHARES TR RUS 1000 VAL ETF 464287598   20,977 108 SH   SOLE   0 0 108
ISHARES TR RUS 2000 VAL ETF 464287630   5,522 35 SH   SOLE   0 0 35
ISHARES TR RUS MID CAP ETF 464287499   348,684 3,791 SH   SOLE   0 0 3,791
ISHARES TR S&P 500 VAL ETF 464287408   202,221 1,035 SH   SOLE   0 0 1,035
ISHARES TR SP SMCP600VL ETF 464287879   410,849 4,130 SH   SOLE   0 0 4,130
JOHNSON & JOHNSON COM 478160104   45,367 297 SH   SOLE   0 0 297
LINDE PLC SHS G54950103   1,408 3 SH   SOLE   0 0 3
MEDTRONIC PLC SHS G5960L103   39,489 453 SH   SOLE   0 0 453
MERCK & CO INC COM 58933Y105   35,851 453 SH   SOLE   0 0 453
MICROSOFT CORP COM 594918104   44,965 90 SH   SOLE   0 0 90
NOVO-NORDISK A S ADR 670100205   553 8 SH   SOLE   0 0 8
NVIDIA CORPORATION COM 67066G104   135,400 857 SH   SOLE   0 0 857
PFIZER INC COM 717081103   63,951 2,638 SH   SOLE   0 0 2,638
PHILLIPS 66 COM 718546104   4,176 35 SH   SOLE   0 0 35
PIMCO ETF TR 1-5 US TIP IDX 72201R205   10,655 198 SH   SOLE   0 0 198
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   193,260 8,110 SH   SOLE   0 0 8,110
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   462,581 17,456 SH   SOLE   0 0 17,456
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   4,049 100 SH   SOLE   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103   305,198 494 SH   SOLE   0 0 494
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   11,066 152 SH   SOLE   0 0 152
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   26,299 502 SH   SOLE   0 0 502
SPDR SERIES TRUST S&P DIVID ETF 78464A763   11,673 86 SH   SOLE   0 0 86
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   4,530 20 SH   SOLE   0 0 20
THE CIGNA GROUP COM 125523100   3,044 9 SH   SOLE   0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102   1,217 3 SH   SOLE   0 0 3
TYSON FOODS INC CL A 902494103   51,913 928 SH   SOLE   0 0 928
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   20,024 234 SH   SOLE   0 0 234
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   1,771,132 22,505 SH   SOLE   0 0 22,505
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   967,430 13,139 SH   SOLE   0 0 13,139
VANGUARD INDEX FDS GROWTH ETF 922908736   339,697 775 SH   SOLE   0 0 775
VANGUARD INDEX FDS LARGE CAP ETF 922908637   838,472 2,939 SH   SOLE   0 0 2,939
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   58,779 357 SH   SOLE   0 0 357
VANGUARD INDEX FDS MID CAP ETF 922908629   7,373,814 26,351 SH   SOLE   0 0 26,351
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   12,289,221 21,635 SH   SOLE   0 0 21,635
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,131,950 10,933 SH   SOLE   0 0 10,933
VANGUARD INDEX FDS SMALL CP ETF 922908751   9,330,572 39,373 SH   SOLE   0 0 39,373
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,158,044 7,100 SH   SOLE   0 0 7,100
VANGUARD INDEX FDS VALUE ETF 922908744   5,239,372 29,645 SH   SOLE   0 0 29,645
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   3,861,780 57,450 SH   SOLE   0 0 57,450
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,719,269 34,761 SH   SOLE   0 0 34,761
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   3,284,375 24,439 SH   SOLE   0 0 24,439
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   105,303 819 SH   SOLE   0 0 819
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   255,760 5,088 SH   SOLE   0 0 5,088
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,378,207 42,493 SH   SOLE   0 0 42,493
VANGUARD STAR FDS VG TL INTL STK F 921909768   8,266,813 119,653 SH   SOLE   0 0 119,653
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,037,702 123,447 SH   SOLE   0 0 123,447
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,707,131 27,808 SH   SOLE   0 0 27,808
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,965,574 61,984 SH   SOLE   0 0 61,984
VANGUARD WORLD FD INF TECH ETF 92204A702   47,886 72 SH   SOLE   0 0 72
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,396,352 23,992 SH   SOLE   0 0 23,992
VERIZON COMMUNICATIONS INC COM 92343V104   15,448 357 SH   SOLE   0 0 357
WALMART INC COM 931142103   7,041 72 SH   SOLE   0 0 72