The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   271,259 2,144 SH   SOLE   0 0 2,144
ABBOTT LABS COM 002824100   1,053,581 8,949 SH   SOLE   0 0 8,949
ABBVIE INC COM 00287Y109   1,111,351 5,510 SH   SOLE   0 0 5,510
ADVANCED MICRO DEVICES INC COM 007903107   741,023 5,231 SH   SOLE   0 0 5,231
ALPHABET INC CAP STK CL A 02079K305   1,404,938 8,277 SH   SOLE   0 0 8,277
ALTRIA GROUP INC COM 02209S103   340,367 6,281 SH   SOLE   0 0 6,281
AMAZON COM INC COM 023135106   2,108,741 10,570 SH   SOLE   0 0 10,570
AMERICAN EXPRESS CO COM 025816109   260,211 943 SH   SOLE   0 0 943
AMERICAN TOWER CORP NEW COM 03027X100   887,711 4,151 SH   SOLE   0 0 4,151
AMGEN INC COM 031162100   352,177 1,103 SH   SOLE   0 0 1,103
APPLE INC COM 037833100   7,995,743 35,783 SH   SOLE   0 0 35,783
AT&T INC COM 00206R102   341,599 15,492 SH   SOLE   0 0 15,492
AUTOMATIC DATA PROCESSING IN COM 053015103   276,330 949 SH   SOLE   0 0 949
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   811,789 1,824 SH   SOLE   0 0 1,824
BLACKROCK INC COM 09247X101   2,181,688 2,151 SH   SOLE   0 0 2,151
BLACKSTONE INC COM 09260D107   721,055 4,251 SH   SOLE   0 0 4,251
CARRIER GLOBAL CORPORATION COM 14448C104   206,994 2,801 SH   SOLE   0 0 2,801
CHEVRON CORP NEW COM 166764100   651,594 4,247 SH   SOLE   0 0 4,247
CISCO SYS INC COM 17275R102   1,025,201 18,255 SH   SOLE   0 0 18,255
COMCAST CORP NEW CL A 20030N101   391,637 9,202 SH   SOLE   0 0 9,202
COSTCO WHSL CORP NEW COM 22160K105   1,525,751 1,714 SH   SOLE   0 0 1,714
CROWDSTRIKE HLDGS INC CL A 22788C105   216,844 705 SH   SOLE   0 0 705
DISNEY WALT CO COM 254687106   713,709 7,386 SH   SOLE   0 0 7,386
ELI LILLY & CO COM 532457108   1,329,193 1,649 SH   SOLE   0 0 1,649
EXXON MOBIL CORP COM 30231G102   941,533 7,915 SH   SOLE   0 0 7,915
FEDEX CORP COM 31428X106   798,993 2,901 SH   SOLE   0 0 2,901
FS KKR CAP CORP COM 302635206   223,860 11,033 SH   SOLE   0 0 11,033
GE AEROSPACE COM NEW 369604301   369,122 2,106 SH   SOLE   0 0 2,106
HERSHEY CO COM 427866108   791,764 4,396 SH   SOLE   0 0 4,396
HOME DEPOT INC COM 437076102   2,322,122 5,804 SH   SOLE   0 0 5,804
HONEYWELL INTL INC COM 438516106   355,552 1,703 SH   SOLE   0 0 1,703
INTEL CORP COM 458140100   212,947 9,132 SH   SOLE   0 0 9,132
INTERNATIONAL BUSINESS MACHS COM 459200101   753,479 3,630 SH   SOLE   0 0 3,630
ISHARES TR MSCI ACWI ETF 464288257   1,317,243 11,083 SH   SOLE   0 0 11,083
ISHARES TR MSCI USA QLT FCT 46432F339   5,293,377 29,043 SH   SOLE   0 0 29,043
ISHARES TR EAFE GRWTH ETF 464288885   1,481,062 14,512 SH   SOLE   0 0 14,512
ISHARES TR MSCI INTL QUALTY 46434V456   2,453,073 63,061 SH   SOLE   0 0 63,061
ISHARES TR CORE HIGH DV ETF 46429B663   369,269 3,094 SH   SOLE   0 0 3,094
ISHARES TR CRE U S REIT ETF 464288521   1,350,260 22,271 SH   SOLE   0 0 22,271
ISHARES TR CORE S&P500 ETF 464287200   359,637 621 SH   SOLE   0 0 621
ISHARES TR GLOBAL TECH ETF 464287291   1,568,645 19,146 SH   SOLE   0 0 19,146
ISHARES TR EAFE VALUE ETF 464288877   4,368,525 78,107 SH   SOLE   0 0 78,107
ISHARES TR 10+ YR INVST GRD 464289511   4,977,201 98,422 SH   SOLE   0 0 98,422
ISHARES U S ETF TR BLACKROCK SHORT 46431W838   333,090 6,650 SH   SOLE   0 0 6,650
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   579,910 11,472 SH   SOLE   0 0 11,472
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   937,700 18,519 SH   SOLE   0 0 18,519
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   499,563 8,383 SH   SOLE   0 0 8,383
JOHNSON & JOHNSON COM 478160104   2,305,098 14,557 SH   SOLE   0 0 14,557
JPMORGAN CHASE & CO. COM 46625H100   2,493,391 11,257 SH   SOLE   0 0 11,257
LOCKHEED MARTIN CORP COM 539830109   729,365 1,334 SH   SOLE   0 0 1,334
MCDONALDS CORP COM 580135101   360,982 1,214 SH   SOLE   0 0 1,214
MEDTRONIC PLC SHS G5960L103   970,965 10,827 SH   SOLE   0 0 10,827
MERCK & CO INC COM 58933Y105   742,292 7,302 SH   SOLE   0 0 7,302
META PLATFORMS INC CL A 30303M102   207,220 362 SH   SOLE   0 0 362
MICROSOFT CORP COM 594918104   4,673,531 11,358 SH   SOLE   0 0 11,358
MOODYS CORP COM 615369105   231,100 500 SH   SOLE   0 0 500
NETFLIX INC COM 64110L106   723,173 947 SH   SOLE   0 0 947
NVIDIA CORPORATION COM 67066G104   2,584,047 18,469 SH   SOLE   0 0 18,469
ORACLE CORP COM 68389X105   977,600 5,691 SH   SOLE   0 0 5,691
PALO ALTO NETWORKS INC COM 697435105   633,315 1,729 SH   SOLE   0 0 1,729
PEPSICO INC COM 713448108   1,070,479 6,378 SH   SOLE   0 0 6,378
PFIZER INC COM 717081103   214,258 7,655 SH   SOLE   0 0 7,655
PHILIP MORRIS INTL INC COM 718172109   772,915 5,847 SH   SOLE   0 0 5,847
PPL CORP COM 69351T106   1,018,698 31,258 SH   SOLE   0 0 31,258
PROCTER AND GAMBLE CO COM 742718109   1,226,880 7,402 SH   SOLE   0 0 7,402
PROLOGIS INC. COM 74340W103   1,083,366 9,468 SH   SOLE   0 0 9,468
PUBLIC STORAGE OPER CO COM 74460D109   727,963 2,137 SH   SOLE   0 0 2,137
QUALCOMM INC COM 747525103   1,135,183 6,842 SH   SOLE   0 0 6,842
SALESFORCE INC COM 79466L302   1,158,140 3,893 SH   SOLE   0 0 3,893
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,220,457 15,575 SH   SOLE   0 0 15,575
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   839,049 5,675 SH   SOLE   0 0 5,675
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,950,290 71,993 SH   SOLE   0 0 71,993
SPDR SER TR PRTFLO S&P500 GW 78464A409   2,499,028 29,807 SH   SOLE   0 0 29,807
SPDR SER TR PORTFOLIO S&P600 78468R853   4,737,975 97,892 SH   SOLE   0 0 97,892
SPDR SER TR PORTFOLIO AGRGTE 78464A649   432,970 17,059 SH   SOLE   0 0 17,059
SPDR SER TR PORTFOLIO S&P400 78464A847   2,679,229 46,482 SH   SOLE   0 0 46,482
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,880,739 23,288 SH   SOLE   0 0 23,288
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,731,108 50,623 SH   SOLE   0 0 50,623
SPDR SER TR S&P DIVID ETF 78464A763   3,603,890 25,877 SH   SOLE   0 0 25,877
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   1,510,653 36,157 SH   SOLE   0 0 36,157
SSGA ACTIVE TR SPDR DBLELN EMRG 78470P309   894,907 21,008 SH   SOLE   0 0 21,008
STARBUCKS CORP COM 855244109   388,748 4,004 SH   SOLE   0 0 4,004
TARGET CORP COM 87612E106   759,954 5,033 SH   SOLE   0 0 5,033
UNITED PARCEL SERVICE INC CL B 911312106   665,319 4,971 SH   SOLE   0 0 4,971
UNITEDHEALTH GROUP INC COM 91324P102   2,083,835 3,675 SH   SOLE   0 0 3,675
VANGUARD INDEX FDS TOTAL STK MKT 922908769   477,307 1,673 SH   SOLE   0 0 1,673
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   741,803 9,116 SH   SOLE   0 0 9,116
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   318,138 1,580 SH   SOLE   0 0 1,580
VISA INC COM CL A 92826C839   1,170,877 3,992 SH   SOLE   0 0 3,992
WALMART INC COM 931142103   1,719,115 20,544 SH   SOLE   0 0 20,544