X0508 4 2025-01-23 0001281761 REGIONS FINANCIAL CORP RF 0002042972 Willman Brian R P. O. BOX 10247 BIRMINGHAM AL 35202-0247 1 SEVP 0 Common Stock 2025-01-23 4 I 0 27943.7743 23.8164 A 27943.7743 I By 401(k) Phantom Stock Units 2025-01-23 4 I 0 31347.9180 23.8164 A Common Stock 31347.9180 31347.9180 D This acquisition represents a reallocation of funds within the filer's 401(k) Plan account from other available plan options to shares of the Issuer's stock fund. Expressed as ownership units in the Plan's unitized employer stock fund, which is managed such that each unit is intended to approximate the economic value of one share of common stock. The phantom stock units were accrued under the Regions Financial Corporation Non-Qualified Excess 401(k) Plan. Each phantom stock unit represents the right to the cash value of one share of common stock. The phantom stock units become payable in cash upon the reporting person's termination of employment in accordance with the form of payment elected by the reporting person. /s/ Elizabeth H. Townsend - Attorney-in-Fact 2025-01-27