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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715   244,897 7,665 SH   SOLE   0 0 7,665
ISHARES TR MSCI EAFE ETF 464287465   369,770 4,890 SH   SOLE   0 0 4,890
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   300,430 1,235 SH   SOLE   0 0 1,235
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   609,508 6,506 SH   SOLE   0 0 6,506
ISHARES TR GL CLEAN ENE ETF 464288224   184,757 16,235 SH   SOLE   0 0 16,235
ISHARES INC CORE MSCI EMKT 46434G103   1,177,112 22,541 SH   SOLE   0 0 22,541
ISHARES TR U.S. REAL ES ETF 464287739   557,668 5,993 SH   SOLE   0 0 5,993
ISHARES TR IBOXX INV CP ETF 464287242   8,150,403 76,286 SH   SOLE   0 0 76,286
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,647,012 160,661 SH   SOLE   0 0 160,661
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,970,156 214,603 SH   SOLE   0 0 214,603
SPDR SER TR BLOOMBERG SHT TE 78468R408   3,337,178 132,165 SH   SOLE   0 0 132,165
SPDR S&P 500 ETF TR TR UNIT 78462F103   340,255 581 SH   SOLE   0 0 581
ISHARES TR TIPS BD ETF 464287176   6,587,920 61,829 SH   SOLE   0 0 61,829
VANGUARD INDEX FDS SMALL CP ETF 922908751   386,064 1,607 SH   SOLE   0 0 1,607
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,146,140 14,279 SH   SOLE   0 0 14,279
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   3,509,280 44,985 SH   SOLE   0 0 44,985
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   27,511,297 575,309 SH   SOLE   0 0 575,309
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   8,280,409 142,766 SH   SOLE   0 0 142,766
VANGUARD WORLD FD INF TECH ETF 92204A702   665,449 1,070 SH   SOLE   0 0 1,070
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,542,303 28,540 SH   SOLE   0 0 28,540
VANGUARD INDEX FDS TOTAL STK MKT 922908769   56,713,860 195,693 SH   SOLE   0 0 195,693
VANGUARD INDEX FDS LARGE CAP ETF 922908637   293,217 1,087 SH   SOLE   0 0 1,087
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,385,363 144,990 SH   SOLE   0 0 144,990
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   435,954 1,875 SH   SOLE   0 0 1,875