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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   316,181 1,440 SH   SOLE   1,440 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   448,973 7,584 SH   SOLE   7,584 0 0
EXXON MOBIL CORP COM 30231G102   471,746 4,184 SH   SOLE   4,184 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,351,651 2,020 SH   SOLE   2,020 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   445,340 3,689 SH   SOLE   3,689 0 0
ISHARES TR S&P 500 VAL ETF 464287408   274,658 1,330 SH   SOLE   1,330 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   579,423 1,237 SH   SOLE   1,237 0 0
ISHARES TR U.S. TECH ETF 464287721   218,580 1,116 SH   SOLE   1,116 0 0
ISHARES TR NATIONAL MUN ETF 464288414   230,764 2,167 SH   SOLE   2,167 0 0
ISHARES TR MBS ETF 464288588   470,612 4,946 SH   SOLE   4,946 0 0
ISHARES TR EAFE VALUE ETF 464288877   461,527 6,804 SH   SOLE   6,804 0 0
ISHARES TR EAFE GRWTH ETF 464288885   351,548 3,087 SH   SOLE   3,087 0 0
ISHARES TR US TREAS BD ETF 46429B267   275,244 11,905 SH   SOLE   11,905 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   749,992 3,856 SH   SOLE   3,856 0 0
ISHARES TR CORE MSCI EAFE 46432F842   1,047,807 12,001 SH   SOLE   12,001 0 0
ISHARES INC CORE MSCI EMKT 46434G103   281,017 4,263 SH   SOLE   4,263 0 0
ISHARES TR CORE TOTAL USD 46434V613   738,485 15,810 SH   SOLE   15,810 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   214,248 1,471 SH   SOLE   1,471 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,097,977 9,153 SH   SOLE   9,153 0 0
SPDR GOLD TR GOLD SHS 78463V107   811,538 2,283 SH   SOLE   2,283 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   2,621,345 56,000 SH   SOLE   56,000 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   702,918 17,494 SH   SOLE   17,494 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,313,491 77,436 SH   SOLE   77,436 0 0
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375   269,968 7,966 SH   SOLE   7,966 0 0
SPDR SERIES TRUST BLOOMBERG EMERGI 78464A391   421,792 19,747 SH   SOLE   19,747 0 0
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649   244,619 9,463 SH   SOLE   9,463 0 0
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847   809,254 14,150 SH   SOLE   14,150 0 0
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854   2,979,427 38,032 SH   SOLE   38,032 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   733,831 17,649 SH   SOLE   17,649 0 0
SPDR SERIES TRUST BLOOMBERG ENHNCD 78468R440   1,338,757 46,728 SH   SOLE   46,728 0 0
SPDR SERIES TRUST BLOOMBERG EMG MK 78468R515   811,992 32,231 SH   SOLE   32,231 0 0
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   1,165,395 11,893 SH   SOLE   11,893 0 0
SPDR SERIES TRUST BLOOMBERG 1-3 MO 78468R663   990,717 10,798 SH   SOLE   10,798 0 0
SPDR SERIES TRUST NUVEEN ICE MUNIC 78468R721   1,157,979 25,411 SH   SOLE   25,411 0 0
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   1,687,870 36,439 SH   SOLE   36,439 0 0
SPDR SERIES TRUST BLOOMBERG 1 10 Y 78468R861   591,624 30,670 SH   SOLE   30,670 0 0
SSGA ACTIVE TR SPDR SSGA US SCT 78470P408   3,382,861 56,750 SH   SOLE   56,750 0 0
SSGA ACTIVE TR SPDR SSGA FXD 78470P507   1,576,927 60,523 SH   SOLE   60,523 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   877,473 37,387 SH   SOLE   37,387 0 0
UNION PAC CORP COM 907818108   582,416 2,464 SH   SOLE   2,464 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   440,301 719 SH   SOLE   719 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   260,547 887 SH   SOLE   887 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   200,663 1,076 SH   SOLE   1,076 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   239,532 942 SH   SOLE   942 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307   313,134 3,598 SH   SOLE   3,598 0 0