The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PHINIA INC COMMON STOCK 71880K101   1,358 32 SH   SOLE   0 0 32
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,318,876 9,987 SH   SOLE   0 0 9,987
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,370 12 SH   SOLE   0 0 12
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   22,871 1,837 SH   SOLE   0 0 1,837
RHEINMETALL FSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 76206K107   8,335,274 29,127 SH   SOLE   0 0 29,127
OCCIDENTAL PETE C 27 XXXSUBMITTED-REDUCED PRICE EXP: 03/31/2025 RES 674STK041   8,135 294 SH   SOLE   0 0 294
LOCKHEED MARTIN CORP COM 539830109   187,171 419 SH   SOLE   0 0 419
THYSSENKRUPP AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS ADR 88629Q207   5,291,322 512,725 SH   SOLE   0 0 512,725
DEVON ENERGY CORP NEW COM 25179M103   598 16 SH   SOLE   0 0 16
EXXON MOBIL CORP COM 30231G102   11,893 100 SH   SOLE   0 0 100
DISNEY WALT CO COM 254687106   35,335 358 SH   SOLE   0 0 358
XCEL ENERGY INC COM 98389B100   241,394 3,410 SH   SOLE   0 0 3,410
ICON FLEXIBLE BD FD INV MFF 78410K717   22,184,854 2,582,637 SH   SOLE   0 0 2,582,637
TRANE TECHNOLOGIES PLC SHS G8994E103   67,384 200 SH   SOLE   0 0 200
SCHWAB US TREASURY MONEY INVESTOR MMN 808515548   302,807 302,807 SH   SOLE   0 0 302,807
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   58,356 1,127 SH   SOLE   0 0 1,127
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207   2,007 55 SH   SOLE   0 0 55
PAYPAL HLDGS INC COM 70450Y103   653 10 SH   SOLE   0 0 10
PALANTIR TECHNOLOGIES INC CL A 69608A108   639,752 7,580 SH   SOLE   0 0 7,580
PULTE GROUP INC COM 745867101   12,542 122 SH   SOLE   0 0 122
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   323 4 SH   SOLE   0 0 4
ISHARES TR EUROPE ETF 464287861   40,100 689 SH   SOLE   0 0 689
TRANSAMERICA SHORT-TERM BOND A MFF 893962639   4,216 420 SH   SOLE   0 0 420
ISHARES TR S&P 500 GRWT ETF 464287309   3,156 34 SH   SOLE   0 0 34
BARRICK GOLD CORP COM 067901108   1,594 82 SH   SOLE   0 0 82
KINDER MORGAN INC DEL COM 49456B101   1,969 69 SH   SOLE   0 0 69
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,861 274 SH   SOLE   0 0 274
GENERAL MTRS CO COM 37045V100   1,458 31 SH   SOLE   0 0 31
ISHARES INC MSCI JPN ETF NEW 46434G822   20,088 293 SH   SOLE   0 0 293
MEDTRONIC PLC SHS G5960L103   221,774 2,468 SH   SOLE   0 0 2,468
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   4,956 24 SH   SOLE   0 0 24
FIDELITY MERRIMACK STR TR LOW DURTIN ETF 316188408   2,337,096 46,630 SH   SOLE   0 0 46,630
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   2,701 28 SH   SOLE   0 0 28
MCDONALDS CORP COM 580135101   24,365 78 SH   SOLE   0 0 78
NYLI MACKAY SHORT DURATION HIGH INC CL A MFF 56064B753   8,444,324 892,635 SH   SOLE   0 0 892,635
SCHWAB TREASURY OBLIG MONEY ULTRA MMN 808515480   2,673,318 2,673,318 SH   SOLE   0 0 2,673,318
NATIONWIDE BNY MELLON DYN US CORE R6 MFC 63867R258   230,517 14,930 SH   SOLE   0 0 14,930
AMAZON COM INC COM 023135106   5,137 27 SH   SOLE   0 0 27
AMERICAN FUNDS FUNDAMENTAL INVS A MPL 360802102   452,725 5,807 SH   SOLE   0 0 5,807
SIEMENS A G FSPONSORED ADR 1 ADR REPS 0.5 ORD SHS ADR 826197501   25,037 217 SH   SOLE   0 0 217
NORTHROP GRUMMAN CORP COM 666807102   195,076 381 SH   SOLE   0 0 381
FORD MTR CO COM 345370860   1,404 140 SH   SOLE   0 0 140
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209   43,941 769 SH   SOLE   0 0 769
NVIDIA CORPORATION COM 67066G104   80,418 742 SH   SOLE   0 0 742
NORDSON CORP COM 655663102   20,172 100 SH   SOLE   0 0 100
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   40,727 672 SH   SOLE   0 0 672
SAMSARA INC COM CL A 79589L106   19,165 500 SH   SOLE   0 0 500
WALGREENS BOOTS ALLIANCE INC COM 931427108   559 50 SH   SOLE   0 0 50
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   17,922 275 SH   SOLE   0 0 275
OCCIDENTAL PETE CORP COM 674599105   95,856 1,942 SH   SOLE   0 0 1,942
US BANCORP DEL COM NEW 902973304   93,222 2,208 SH   SOLE   0 0 2,208
BORGWARNER INC COM 099724106   4,699 164 SH   SOLE   0 0 164
MERCK & CO INC COM 58933Y105   15,798 176 SH   SOLE   0 0 176
SCHWAB S&P 500 INDEX MFS 808509855   3,308 38 SH   SOLE   0 0 38
BAE SYS PLC FSPONSORED ADR 1 ADR REPS 4 ORD SHS ADR 05523R107   4,839,976 58,859 SH   SOLE   0 0 58,859
ISHARES INC MSCI AUSTRIA ETF 464286202   39,815 1,585 SH   SOLE   0 0 1,585
THALES FUNSPONSORED ADR 1 ADR REPS 0.2 ORD SHS ADR 883219206   1,950,109 36,536 SH   SOLE   0 0 36,536
GE AEROSPACE COM NEW 369604301   2,602 13 SH   SOLE   0 0 13
CARNIVAL CORP UNIT 99/99/9999 143658300   1,953 100 SH   SOLE   0 0 100
NORWEGIAN CRUISE LINE HLDG L SHS G66721104   1,896 100 SH   SOLE   0 0 100
COTY INC COM CL A 222070203   164 30 SH   SOLE   0 0 30
SOUTHWEST AIRLS CO COM 844741108   1,276 38 SH   SOLE   0 0 38
SCHWAB TREASURY OBLIG MONEY INV MMN 808515621   70,704,139 70,704,139 SH   SOLE   0 0 70,704,139
DIREXION SHS ETF TR DLY S&P500 BR 3X 25460E265   11,036 1,550 SH   SOLE   0 0 1,550
COSTCO WHSL CORP NEW COM 22160K105   24,590 26 SH   SOLE   0 0 26
AUTOLIV INC COM 052800109   8,580 97 SH   SOLE   0 0 97
DHI GROUP INC COM 23331S100   2,016 1,450 SH   SOLE   0 0 1,450
COLUMBIA INCOME OPPORTUNITIES A MFF 19763T103   3,076 354 SH   SOLE   0 0 354
GRAYSCALE ETHEREUM TRUST ETF SHS 389638107   4,186 275 SH   SOLE   0 0 275
PROSHARES TR ULTRAPRO SHT QQQ 74347G192   11,502 300 SH   SOLE   0 0 300
ALLEGION PLC ORD SHS G0176J109   8,610 66 SH   SOLE   0 0 66
COINBASE GLOBAL INC COM CL A 19260Q107   6,028 35 SH   SOLE   0 0 35
ISHARES INC MSCI ITALY ETF 46434G830   40,923 967 SH   SOLE   0 0 967
GE VERNOVA INC COM 36828A101   916 3 SH   SOLE   0 0 3
GRAYSCALE ETHEREUM MINI TR E SHS NEW 38964R203   465 27 SH   SOLE   0 0 27
MICROBOT MED INC COM NEW 59503A204   2 1 SH   SOLE   0 0 1
ISHARES INC MSCI GERMANY ETF 464286806   55,991 1,510 SH   SOLE   0 0 1,510
JPMORGAN LARGE CAP GROWTH R6 MFC 48121L841   5 00 SH   SOLE   0 0 0