The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   364 3,254 SH   SOLE   0 0 3,254
ALPHABET INC CAP STK CL C 02079K107   560 3,348 SH   SOLE   0 0 3,348
ALPHABET INC CAP STK CL A 02079K305   12,862 77,555 SH   SOLE   0 0 77,555
AMAZON COM INC COM 023135106   1,129 6,058 SH   SOLE   0 0 6,058
AMERICAN CENTY ETF TR US SML CP VALU 025072877   5,749 59,921 SH   SOLE   0 0 59,921
APPLE INC COM 037833100   4,035 17,318 SH   SOLE   0 0 17,318
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   598 1,299 SH   SOLE   0 0 1,299
CVS HEALTH CORP COM 126650100   234 3,723 SH   SOLE   0 0 3,723
DELTA AIR LINES INC DEL COM NEW 247361702   220 4,324 SH   SOLE   0 0 4,324
EXXON MOBIL CORP COM 30231G102   396 3,375 SH   SOLE   0 0 3,375
FIFTH THIRD BANCORP COM 316773100   292 6,808 SH   SOLE   0 0 6,808
FORD MTR CO DEL COM 345370860   529 50,113 SH   SOLE   0 0 50,113
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   8,992 271,158 SH   SOLE   0 0 271,158
INVESCO QQQ TR UNIT SER 1 46090E103   303 621 SH   SOLE   0 0 621
ISHARES INC CORE MSCI EMKT 46434G103   208 3,617 SH   SOLE   0 0 3,617
ISHARES TR S&P 500 VAL ETF 464287408   680 3,450 SH   SOLE   0 0 3,450
ISHARES TR RUS TP200 GR ETF 464289438   21,061 95,709 SH   SOLE   0 0 95,709
ISHARES TR TRS FLT RT BD 46434V860   203 4,005 SH   SOLE   0 0 4,005
ISHARES TR FLTG RATE NT ETF 46429B655   345 6,769 SH   SOLE   0 0 6,769
ISHARES TR CORE S&P500 ETF 464287200   29,852 51,753 SH   SOLE   0 0 51,753
ISHARES TR CORE HIGH DV ETF 46429B663   213 1,814 SH   SOLE   0 0 1,814
ISHARES TR IBOXX HI YD ETF 464288513   1,515 18,862 SH   SOLE   0 0 18,862
ISHARES TR MRGSTR MD CP GRW 464288307   2,544 34,859 SH   SOLE   0 0 34,859
ISHARES TR ISHARES SEMICDTR 464287523   256 1,111 SH   SOLE   0 0 1,111
ISHARES TR EAFE SML CP ETF 464288273   2,992 44,194 SH   SOLE   0 0 44,194
ISHARES TR U.S. TECH ETF 464287721   4,622 30,483 SH   SOLE   0 0 30,483
ISHARES TR 0-5YR HI YL CP 46434V407   331 7,616 SH   SOLE   0 0 7,616
ISHARES TR MSCI USA MIN VOL 46429B697   736 8,061 SH   SOLE   0 0 8,061
ISHARES TR S&P 500 GRWT ETF 464287309   697 7,278 SH   SOLE   0 0 7,278
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   267 5,257 SH   SOLE   0 0 5,257
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   241 3,652 SH   SOLE   0 0 3,652
JPMORGAN CHASE & CO. COM 46625H100   1,825 8,654 SH   SOLE   0 0 8,654
L3HARRIS TECHNOLOGIES INC COM 502431109   324 1,362 SH   SOLE   0 0 1,362
MASTERCARD INCORPORATED CL A 57636Q104   380 770 SH   SOLE   0 0 770
META PLATFORMS INC CL A 30303M102   215 375 SH   SOLE   0 0 375
MICROSOFT CORP COM 594918104   1,529 3,553 SH   SOLE   0 0 3,553
NVIDIA CORPORATION COM 67066G104   452 3,724 SH   SOLE   0 0 3,724
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   269 2,675 SH   SOLE   0 0 2,675
PNC FINL SVCS GROUP INC COM 693475105   855 4,627 SH   SOLE   0 0 4,627
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,630 19,612 SH   SOLE   0 0 19,612
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   368 1,628 SH   SOLE   0 0 1,628
SHERWIN WILLIAMS CO COM 824348106   3,032 7,944 SH   SOLE   0 0 7,944
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,081 98,852 SH   SOLE   0 0 98,852
SPDR S&P 500 ETF TR TR UNIT 78462F103   275 480 SH   SOLE   0 0 480
SPDR SER TR BLOOMBERG HIGH Y 78468R622   651 6,653 SH   SOLE   0 0 6,653
SPDR SER TR PRTFLO S&P500 VL 78464A508   20,283 383,720 SH   SOLE   0 0 383,720
SPDR SER TR S&P 400 MDCP GRW 78464A821   8,102 92,340 SH   SOLE   0 0 92,340
SPDR SER TR RUSSELL LOW VOL 78468R754   6,485 49,962 SH   SOLE   0 0 49,962
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,686 39,869 SH   SOLE   0 0 39,869
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   2,672 22,307 SH   SOLE   0 0 22,307
VANGUARD INDEX FDS GROWTH ETF 922908736   410 1,067 SH   SOLE   0 0 1,067
VANGUARD INDEX FDS VALUE ETF 922908744   445 2,551 SH   SOLE   0 0 2,551
VANGUARD INDEX FDS SML CP GRW ETF 922908595   875 3,271 SH   SOLE   0 0 3,271
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,903 3,606 SH   SOLE   0 0 3,606
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   3,301 19,687 SH   SOLE   0 0 19,687
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,758 57,643 SH   SOLE   0 0 57,643
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   10,044 190,192 SH   SOLE   0 0 190,192
VANGUARD WORLD FD INF TECH ETF 92204A702   228 388 SH   SOLE   0 0 388
WISDOMTREE TR ITL HDG QTLY DIV 97717X594   8,661 189,528 SH   SOLE   0 0 189,528