Loans and the Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2022

Receivables [Abstract]

Schedule of Recorded Investment in Loans by Category

The recorded investment in loans is presented in the Consolidated Balance Sheets net of deferred loan fees and costs, and discounts on purchased loans. Net deferred loan costs were $9.9 million and $3.3 million at September 30, 2022 and December 31, 2021, respectively. At September 30, 2022 and December 31, 2021, respectively, the balance also included $0.5 million and $6.1 million of net deferred fee income from SBA Payroll Protection Program (“PPP”) loans. The un-accreted discount on purchased loans from acquisitions was $19.7 million at September 30, 2022 and $25.9 million at December 31, 2021.

	September 30,		December 31,
(unaudited, in thousands)	2022		2021
Commercial real estate:
Land and construction	$	955,644	$	833,880
Improved property		4,875,740		4,705,088
Total commercial real estate		5,831,384		5,538,968
Commercial and industrial		1,503,848		1,427,645
Commercial and industrial - PPP		13,008		162,675
Residential real estate		2,010,344		1,721,378
Home equity		609,765		605,682
Consumer		309,313		277,130
Total portfolio loans		10,277,662		9,733,478
Loans held for sale		12,887		25,277
Total loans	$	10,290,549	$	9,758,755

Summary of Changes in Allowance for Credit Losses

The following tables summarize changes in the allowance for credit losses applicable to each category of the loan portfolio:

	Allowance for Credit Losses By Category
	For the Nine Months Ended September 30, 2022 and 2021
(unaudited, in thousands)	Commercial Real Estate - Land and Construction			Commercial Real Estate- Improved Property			Commercial & Industrial			Residential Real Estate			Home Equity			Consumer			Deposit Overdrafts			Total
Balance at December 31, 2021
Allowance for credit    losses - loans	$	7,310		$	65,355		$	26,875		$	15,401		$	724		$	3,737		$	2,220		$	121,622
Allowance for credit    losses - loan commitments		4,180			201			1,497			1,576			49			272			—			7,775
Total beginning allowance for credit    losses - loans and loan    commitments		11,490			65,556			28,372			16,977			773			4,009			2,220			129,397
Provision for credit losses:
Provision for loan losses		1,369			(12,082	)		2,160			1,133			37			1,216			260			(5,907	)
Provision for loan commitments		1,618			(201	)		(1,214	)		788			7			165			—			1,163
Total provision for credit    losses - loans and loan    commitments		2,987			(12,283	)		946			1,921			44			1,381			260			(4,744	)
Charge-offs		(73	)		(642	)		(983	)		(282	)		(266	)		(2,511	)		(1,215	)		(5,972	)
Recoveries		25			899			871			483			293			1,992			278			4,841
Net (charge-offs) recoveries		(48	)		257			(112	)		201			27			(519	)		(937	)		(1,131	)
Balance at September 30, 2022
Allowance for credit    losses - loans		8,631			53,530			28,923			16,735			788			4,434			1,543			114,584
Allowance for credit    losses - loan commitments		5,798			—			283			2,364			56			437			—			8,938
Total ending allowance for credit    losses - loans and loan    commitments	$	14,429		$	53,530		$	29,206		$	19,099		$	844		$	4,871		$	1,543		$	123,522
Balance at December 31, 2020
Allowance for credit    losses - loans	$	10,841		$	110,652		$	37,850		$	17,851		$	1,487		$	6,507		$	639		$	185,827
Allowance for credit    losses - loan commitments		6,508			712			1,275			955			45			19			—			9,514
Total beginning allowance for credit    losses - loans and loan    commitments		17,349			111,364			39,125			18,806			1,532			6,526			639			195,341
Provision for credit losses:
Provision for loan losses		(3,665	)		(29,171	)		(10,669	)		(3,481	)		(877	)		(2,268	)		1,709			(48,422	)
Provision for loan commitments		(2,829	)		(394	)		451			254			7			287			—			(2,224	)
Total provision for credit    losses - loans and loan    commitments		(6,494	)		(29,565	)		(10,218	)		(3,227	)		(870	)		(1,981	)		1,709			(50,646	)
Charge-offs		(22	)		(933	)		(1,717	)		(842	)		(382	)		(2,210	)		(932	)		(7,038	)
Recoveries		110			1,053			1,737			885			471			1,718			264			6,238
Net (charge-offs) recoveries		88			120			20			43			89			(492	)		(668	)		(800	)
Balance at September 30, 2021
Allowance for credit    losses - loans		7,264			81,601			27,201			14,413			699			3,747			1,680			136,605
Allowance for credit    losses - loan commitments		3,679			318			1,726			1,209			52			306			—			7,290
Total ending allowance for credit    losses - loans and loan    commitments	$	10,943		$	81,919		$	28,927		$	15,622		$	751		$	4,053		$	1,680		$	143,895

Allowance for Credit Losses and Recorded Investments in Loans

The following tables present the allowance for credit losses and recorded investments in loans by category, as of each period-end:

	Allowance for Credit Losses and Recorded Investment in Loans
(unaudited, in thousands)	Commercial Real Estate- Land and Construction		Commercial Real Estate- Improved Property		Commercial and Industrial		Residential Real Estate		Home Equity		Consumer		Deposit Over- drafts		Total
September 30, 2022
Allowance for credit losses:
Loans individually-evaluated	$	297	$	3,940	$	184	$	—	$	—	$	—	$	—	$	4,421
Loans collectively-evaluated		8,334		49,590		28,739		16,735		788		4,434		1,543		110,163
Loan commitments		5,798		—		283		2,364		56		437		—		8,938
Total allowance for credit    losses - loans and commitments	$	14,429	$	53,530	$	29,206	$	19,099	$	844	$	4,871	$	1,543	$	123,522
Portfolio loans:
Individually-evaluated for credit    losses	$	1,115	$	30,732	$	437	$	—	$	—	$	—	$	—	$	32,284
Collectively-evaluated for credit    losses		954,529		4,845,008		1,516,419		2,010,344		609,765		309,313		—		10,245,378
Total portfolio loans	$	955,644	$	4,875,740	$	1,516,856	$	2,010,344	$	609,765	$	309,313	$	—	$	10,277,662
December 31, 2021
Allowance for credit losses:
Loans individually-evaluated	$	381	$	8,560	$	333	$	—	$	—	$	—	$	—	$	9,274
Loans collectively-evaluated		6,929		56,795		26,542		15,401		724		3,737		2,220		112,348
Loan commitments		4,180		201		1,497		1,576		49		272		—		7,775
Total allowance for credit    losses - loans and commitments	$	11,490	$	65,556	$	28,372	$	16,977	$	773	$	4,009	$	2,220	$	129,397
Portfolio loans:
Individually-evaluated for credit    losses	$	1,248	$	66,635	$	576	$	—	$	—	$	—	$	—	$	68,459
Collectively-evaluated for credit    losses		832,632		4,638,453		1,589,744		1,721,378		605,682		277,130		—		9,665,019
Total portfolio loans	$	833,880	$	4,705,088	$	1,590,320	$	1,721,378	$	605,682	$	277,130	$	—	$	9,733,478

Summary of Commercial Loans by Risk Grade

The following tables summarize commercial loans by their assigned risk grade:

	Commercial Loans by Internally Assigned Risk Grade
(unaudited, in thousands)	Commercial Real Estate- Land and Construction		Commercial Real Estate- Improved Property		Commercial & Industrial		Total Commercial Loans
As of September 30, 2022
Pass	$	923,333	$	4,698,327	$	1,476,543	$	7,098,203
Criticized - compromised		25,180		113,584		24,412		163,176
Classified - substandard		7,131		63,829		15,901		86,861
Classified - doubtful		—		—		—		—
Total	$	955,644	$	4,875,740	$	1,516,856	$	7,348,240
As of December 31, 2021
Pass	$	823,316	$	4,400,872	$	1,540,569	$	6,764,757
Criticized - compromised		7,955		222,830		17,733		248,518
Classified - substandard		2,609		81,386		32,018		116,013
Classified - doubtful		—		—		—		—
Total	$	833,880	$	4,705,088	$	1,590,320	$	7,129,288

Summary of Age Analysis of Loan Categories

The following tables summarize the age analysis of all categories of loans:

	Age Analysis of Loans
(unaudited, in thousands)	Current		30-59 Days Past Due		60-89 Days Past Due		90 Days or More Past Due		Total Past Due		Total Loans		90 Days or More Past Due and Accruing (1)
As of September 30, 2022
Commercial real estate:
Land and construction	$	955,075	$	134	$	140	$	295	$	569	$	955,644	$	295
Improved property		4,852,702		2,473		2,143		18,422		23,038		4,875,740		13,913
Total commercial real estate		5,807,777		2,607		2,283		18,717		23,607		5,831,384		14,208
Commercial and industrial		1,500,637		4,717		3,486		8,016		16,219		1,516,856		6,082
Residential real estate		1,998,214		1,079		2,758		8,293		12,130		2,010,344		2,456
Home equity		603,115		2,571		782		3,297		6,650		609,765		1,006
Consumer		305,452		2,288		895		678		3,861		309,313		559
Total portfolio loans		10,215,195		13,262		10,204		39,001		62,467		10,277,662		24,311
Loans held for sale		12,887		—		—		—		—		12,887		—
Total loans	$	10,228,082	$	13,262	$	10,204	$	39,001	$	62,467	$	10,290,549	$	24,311
Nonperforming loans included above are as follows:
Non-accrual loans	$	12,189	$	721	$	882	$	14,392	$	15,995	$	28,184
TDRs accruing interest		4,258		27		-		298		325		4,583
Total nonperforming loans	$	16,447	$	748	$	882	$	14,690	$	16,320	$	32,767
As of December 31, 2021
Commercial real estate:
Land and construction	$	833,755	$	—	$	—	$	125	$	125	$	833,880	$	51
Improved property		4,681,028		6,377		7,728		9,955		24,060		4,705,088		3,042
Total commercial real estate		5,514,783		6,377		7,728		10,080		24,185		5,538,968		3,093
Commercial and industrial		1,583,347		2,275		1,213		3,485		6,973		1,590,320		559
Residential real estate		1,702,587		2,331		3,254		13,206		18,791		1,721,378		2,840
Home equity		599,189		2,240		602		3,651		6,493		605,682		685
Consumer		273,577		1,532		1,208		813		3,553		277,130		627
Total portfolio loans		9,673,483		14,755		14,005		31,235		59,995		9,733,478		7,804
Loans held for sale		25,277		—		—		—		—		25,277		—
Total loans	$	9,698,760	$	14,755	$	14,005	$	31,235	$	59,995	$	9,758,755	$	7,804
Nonperforming loans included above are as follows:
Non-accrual loans	$	11,174	$	914	$	564	$	23,090	$	24,568	$	35,742
TDRs accruing interest		3,275		3		127		341		471		3,746
Total nonperforming loans	$	14,449	$	917	$	691	$	23,431	$	25,039	$	39,488

(1)Loans 90 days or more past due and accruing interest exclude TDRs 90 days or more past due and accruing interest.

Summary of Nonperforming Loans

The following tables summarize nonperforming loans:

	Nonperforming Loans
	September 30, 2022						December 31, 2021
	Unpaid						Unpaid
	Principal		Recorded		Related		Principal		Recorded		Related
(unaudited, in thousands)	Balance (1)		Investment		Allowance		Balance (1)		Investment		Allowance
With no related specific allowance recorded:
Commercial real estate:
Land and construction	$	—	$	—	$	—	$	74	$	73	$	—
Improved property		8,424		6,767		—		9,846		8,089		—
Commercial and industrial		4,489		3,562		—		6,528		5,256		—
Residential real estate		22,264		17,125		—		25,492		20,065		—
Home equity		6,486		4,928		—		6,985		5,440		—
Consumer		698		385		—		869		565		—
Total nonperforming loans without a specific allowance		42,361		32,767		—		49,794		39,488		—
Total nonperforming loans with a specific allowance		—		—		—		—		—		—
Total nonperforming loans	$	42,361	$	32,767	$	—	$	49,794	$	39,488	$	—

(1)The difference between the unpaid principal balance and the recorded investment generally reflects amounts that have been previously charged-off and fair market value adjustments on acquired nonperforming loans.

	Nonperforming Loans
	For the Three Months Ended										For the Nine Months Ended
	September 30, 2022					September 30, 2021					September 30, 2022				September 30, 2021
	Average		Interest			Average		Interest			Average		Interest		Average		Interest
	Recorded		Income			Recorded		Income			Recorded		Income		Recorded		Income
(unaudited, in thousands)	Investment		Recognized			Investment		Recognized			Investment		Recognized		Investment		Recognized
With no related specific allowance recorded:
Commercial real estate:
Land and construction	$	27	$	(2	)	$	110	$	—		$	70	$	—	$	202	$	—
Improved property		7,086		57			6,271		6			7,505		71		6,987		23
Commercial and industrial		4,010		5			5,021		(2	)		4,514		8		3,783		1
Residential real estate		17,467		24			21,549		(15	)		18,327		96		21,198		125
Home equity		5,046		14			5,544		—			5,279		20		5,591		9
Consumer		396		1			411		1			468		3		384		2
Total nonperforming loans without a specific allowance		34,030		99			38,906		(10	)		36,163		198		38,145		160
With a specific allowance recorded:
Commercial real estate:
Land and construction		—		—			—		—			—		—		—		—
Improved property		—		—			2,084		—			—		—		2,087		—
Total nonperforming loans with a specific allowance		—		—			2,084		—			—		—		2,087		—
Total nonperforming loans	$	34,030	$	99		$	40,990	$	(10	)	$	36,163	$	198	$	40,232	$	160

Recorded Investment in Non-Accrual Loans and TDRs

The following tables present the recorded investment in non-accrual loans and TDRs:

	Non-accrual Loans (1)
	September 30,		December 31,
(unaudited, in thousands)	2022		2021
Commercial real estate:
Land and construction	$	—	$	73
Improved property		5,339		7,715
Total commercial real estate		5,339		7,788
Commercial and industrial		3,388		5,064
Residential real estate		14,470		17,190
Home equity		4,642		5,163
Consumer		345		537
Total	$	28,184	$	35,742

(1)At September 30, 2022, there was one borrower with a loan balance greater than $1.0 million, which totaled $1.1 million, as compared to three borrowers with a loan balance greater than $1.0 million totaling $4.1 million at December 31, 2021. Total non-accrual loans include loans that are also TDRs. Such loans are also set forth in the following table as non-accrual TDRs.

	TDRs
	September 30, 2022						December 31, 2021
(unaudited, in thousands)	Accruing		Non-Accrual		Total		Accruing		Non-Accrual		Total
Commercial real estate:
Land and construction	$	—	$	—	$	—	$	—	$	—	$	—
Improved property		1,428		29		1,457		374		133		507
Total commercial real estate		1,428		29		1,457		374		133		507
Commercial and industrial		174		—		174		192		—		192
Residential real estate		2,655		1,503		4,158		2,875		1,156		4,031
Home equity		286		224		510		277		258		535
Consumer		40		—		40		28		—		28
Total	$	4,583	$	1,756	$	6,339	$	3,746	$	1,547	$	5,293

Loans Identified as TDRs

The following table presents details related to loans identified as TDRs during the three and nine months ended September 30, 2022 and 2021, respectively:

	New TDRs (1)
	For the Three Months Ended
	September 30, 2022						September 30, 2021
			Pre-		Post-				Pre-		Post-
			Modification		Modification				Modification		Modification
			Outstanding		Outstanding				Outstanding		Outstanding
	Number of		Recorded		Recorded		Number of		Recorded		Recorded
(unaudited, dollars in thousands)	Modifications		Investment		Investment		Modifications		Investment		Investment
Commercial real estate:
Land and construction		—	$	—	$	—		—	$	—	$	—
Improved property		1		1,097		1,075		—		—		—
Total commercial real estate		1		1,097		1,075		—		—		—
Commercial and industrial		—		—		—		—		—		—
Residential real estate		—		—		—		1		102		101
Home equity		—		—		—		—		—		—
Consumer		—		—		—		—		—		—
Total		1	$	1,097	$	1,075		1	$	102	$	101
	New TDRs (1)
	For the Nine Months Ended
	September 30, 2022						September 30, 2021
			Pre-		Post-				Pre-		Post-
			Modification		Modification				Modification		Modification
			Outstanding		Outstanding				Outstanding		Outstanding
	Number of		Recorded		Recorded		Number of		Recorded		Recorded
(unaudited, dollars in thousands)	Modifications		Investment		Investment		Modifications		Investment		Investment
Commercial real estate:
Land and construction		1	$	84	$	—		—	$	—	$	—
Improved property		2		1,286		1,075		—		—		—
Total commercial real estate		3		1,370		1,075		—		—		—
Commercial and industrial		—		—		—		—		—		—
Residential real estate		—		—		—		1		103		101
Home equity		—		—		—		1		57		55
Consumer		—		—		—		—		—		—
Total		3	$	1,370	$	1,075		2	$	160	$	156

(1) Excludes loans that were either paid off or charged-off by period end. The pre-modification balance represents the balance outstanding at the beginning of the period. The post-modification balance represents the outstanding balance at period end.

The following table summarizes TDRs which defaulted (defined as past due 90 days) during the nine months ended September 30, 2022 and 2021, respectively, that were restructured within the last twelve months prior to September 30, 2022 and 2021, respectively.

	Defaulted TDRs (1)
	For the Nine Months Ended
	September 30, 2022				September 30, 2021
	Number of		Recorded		Number of		Recorded
(unaudited, dollars in thousands)	Defaults		Investment		Defaults		Investment
Commercial real estate:
Land and construction		—	$	—		—	$	—
Improved property		—		—		—		—
Total commercial real estate		—		—		—		—
Commercial and industrial		—		—		—		—
Residential real estate		—		—		1		234
Home equity		—		—		—		—
Consumer		—		—		—		—
Total		—	$	—		1	$	234

(1)Excludes loans that were either charged-off or cured by period end. The recorded investment is as of September 30, 2022 and 2021, respectively.

Summary of Amortized Cost Basis Loan Balances by Year of Origination and Credit Quality Indicator

The following tables summarize amortized cost basis loan balances by year of origination and credit quality indicator:

	Loans As of September 30, 2022
	Amortized Cost Basis by Origination Year
(unaudited, in thousands)	2022		2021		2020		2019		2018		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Commercial real estate: land and construction
Risk rating:
Pass	$	129,030	$	155,816	$	164,359	$	182,096	$	92,973	$	54,518	$	93,043	$	51,498	$	923,333
Criticized - compromised		—		393		—		—		24,448		339		—		—		25,180
Classified - substandard		—		—		6,001		—		—		1,130		—		—		7,131
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	129,030	$	156,209	$	170,360	$	182,096	$	117,421	$	55,987	$	93,043	$	51,498	$	955,644
Commercial real estate: improved property
Risk rating:
Pass	$	799,090	$	617,653	$	619,263	$	539,169	$	359,321	$	1,654,366	$	82,767	$	26,698	$	4,698,327
Criticized - compromised		134		989		2,602		6,153		13,343		89,320		1,043		—		113,584
Classified - substandard		—		—		402		16,951		9,911		36,531		34		—		63,829
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	799,224	$	618,642	$	622,267	$	562,273	$	382,575	$	1,780,217	$	83,844	$	26,698	$	4,875,740
Commercial and industrial
Risk rating:
Pass	$	193,429	$	203,882	$	124,640	$	79,989	$	109,885	$	260,849	$	492,838	$	11,031	$	1,476,543
Criticized - compromised		297		728		298		8,695		199		2,359		7,592		4,244		24,412
Classified - substandard		—		3,383		1,001		2,388		405		2,585		558		5,581		15,901
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	193,726	$	207,993	$	125,939	$	91,072	$	110,489	$	265,793	$	500,988	$	20,856	$	1,516,856
Residential real estate
Loan delinquency:
Current	$	393,074	$	640,158	$	238,285	$	99,970	$	61,470	$	500,020	$	—	$	65,237	$	1,998,214
30-59 days past due		—		—		—		—		—		1,079		—		—		1,079
60-89 days past due		—		365		—		282		101		2,010		—		—		2,758
90 days or more past due		—		—		—		287		120		7,840		—		46		8,293
Total	$	393,074	$	640,523	$	238,285	$	100,539	$	61,691	$	510,949	$	—	$	65,283	$	2,010,344
Home equity
Loan delinquency:
Current	$	14,454	$	874	$	575	$	1,146	$	888	$	17,428	$	567,035	$	715	$	603,115
30-59 days past due		39		—		—		93		77		908		1,454		—		2,571
60-89 days past due		175		—		376		26		115		90		—		—		782
90 days or more past due		—		66		117		85		199		2,091		—		739		3,297
Total	$	14,668	$	940	$	1,068	$	1,350	$	1,279	$	20,517	$	568,489	$	1,454	$	609,765
Consumer
Loan delinquency:
Current	$	68,756	$	40,850	$	29,033	$	30,726	$	10,761	$	28,804	$	96,352	$	170	$	305,452
30-59 days past due		661		653		346		71		75		330		152		—		2,288
60-89 days past due		267		280		118		37		47		146		—		—		895
90 days or more past due		118		178		95		40		16		214		17		—		678
Total	$	69,802	$	41,961	$	29,592	$	30,874	$	10,899	$	29,494	$	96,521	$	170	$	309,313

	Loans As of December 31, 2021
	Amortized Cost Basis by Origination Year
(unaudited, in thousands)	2021		2020		2019		2018		2017		Prior		Revolving Loans Amortized Cost Basis		Revolving Loans Converted to Term		Total
Commercial real estate: land and construction
Risk rating:
Pass	$	135,179	$	217,389	$	198,974	$	117,157	$	27,186	$	29,696	$	35,059	$	62,676	$	823,316
Criticized - compromised		85		6,236		—		33		—		219		856		526		7,955
Classified - substandard		—		73		—		—		—		1,280		—		1,256		2,609
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	135,264	$	223,698	$	198,974	$	117,190	$	27,186	$	31,195	$	35,915	$	64,458	$	833,880
Commercial real estate: improved property
Risk rating:
Pass	$	713,697	$	660,856	$	589,674	$	405,689	$	404,241	$	1,539,275	$	58,933	$	28,507	$	4,400,872
Criticized - compromised		7,755		15,195		52,859		17,697		14,490		99,687		1,414		13,733		222,830
Classified - substandard		9,355		2,686		4,855		3,730		11,010		49,667		34		49		81,386
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	730,807	$	678,737	$	647,388	$	427,116	$	429,741	$	1,688,629	$	60,381	$	42,289	$	4,705,088
Commercial and industrial
Risk rating:
Pass	$	406,495	$	159,878	$	99,472	$	136,146	$	89,049	$	223,514	$	409,789	$	16,226	$	1,540,569
Criticized - compromised		590		551		693		2,558		1,645		1,278		5,389		5,029		17,733
Classified - substandard		134		236		18,465		766		2,139		1,419		3,723		5,136		32,018
Classified - doubtful		—		—		—		—		—		—		—		—		—
Total	$	407,219	$	160,665	$	118,630	$	139,470	$	92,833	$	226,211	$	418,901	$	26,391	$	1,590,320
Residential real estate
Loan delinquency:
Current	$	599,244	$	292,653	$	116,147	$	71,253	$	56,917	$	536,444	$	—	$	29,929	$	1,702,587
30-59 days past due		1,127		—		—		69		105		1,030		—		—		2,331
60-89 days past due		563		91		—		271		43		2,286		—		—		3,254
90 days or more past due		1,933		673		895		88		762		8,802		—		53		13,206
Total	$	602,867	$	293,417	$	117,042	$	71,681	$	57,827	$	548,562	$	—	$	29,982	$	1,721,378
Home equity
Loan delinquency:
Current	$	10,076	$	835	$	649	$	379	$	566	$	18,064	$	567,478	$	1,142	$	599,189
30-59 days past due		—		84		45		128		50		628		1,247		58		2,240
60-89 days past due		—		—		132		15		188		267		—		—		602
90 days or more past due		187		88		119		112		234		2,550		—		361		3,651
Total	$	10,263	$	1,007	$	945	$	634	$	1,038	$	21,509	$	568,725	$	1,561	$	605,682
Consumer
Loan delinquency:
Current	$	60,907	$	43,871	$	50,317	$	19,289	$	11,084	$	32,343	$	55,739	$	27	$	273,577
30-59 days past due		435		370		214		136		85		241		51		—		1,532
60-89 days past due		413		375		82		19		33		286		—		—		1,208
90 days or more past due		115		141		222		65		1		265		4		—		813
Total	$	61,870	$	44,757	$	50,835	$	19,509	$	11,203	$	33,135	$	55,794	$	27	$	277,130

Summary of Other Real Estate Owned and Repossessed Assets

The following table summarizes other real estate owned and repossessed assets included in other assets:

	September 30,		December 31,
(unaudited, in thousands)	2022		2021
Other real estate owned	$	1,467	$	—
Repossessed assets		128		—
Total other real estate owned and repossessed assets	$	1,595	$	—