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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HOME DEPOT INC COM 437076102   268,014 731 SH   SOLE 0 0 0 731
ISHARES TR CORE US AGGBD ET 464287226   12,225,492 123,241 SH   SOLE 0 0 0 123,241
ISHARES TR CORE S&P SCP ETF 464287804   9,664,183 88,427 SH   SOLE 0 0 0 88,427
ISHARES TR CORE S&P500 ETF 464287200   36,832,635 59,321 SH   SOLE 0 0 0 59,321
ISHARES TR NATIONAL MUN ETF 464288414   5,443,304 52,099 SH   SOLE 0 0 0 52,099
ISHARES TR CORE 60/40 BALAN 464289867   464,139 7,538 SH   SOLE 0 0 0 7,538
ISHARES TR CORE 80/20 AGGRE 464289859   2,105,489 25,246 SH   SOLE 0 0 0 25,246
SPDR SERIES TRUST BLOOMBERG HIGH Y 78468R622   8,907,365 91,574 SH   SOLE 0 0 0 91,574
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,488,497 57,033 SH   SOLE 0 0 0 57,033
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   8,089,533 163,392 SH   SOLE 0 0 0 163,392
VANGUARD INDEX FDS MID CAP ETF 922908629   12,982,982 46,396 SH   SOLE 0 0 0 46,396
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,184,432 125,583 SH   SOLE 0 0 0 125,583
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   27,071,652 402,732 SH   SOLE 0 0 0 402,732