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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
HOME DEPOT INC COM 437076102   296,201 731 SH   SOLE 0 0 0 731
ISHARES TR CORE US AGGBD ET 464287226   10,676,021 105,421 SH   SOLE 0 0 0 105,421
ISHARES TR CORE S&P SCP ETF 464287804   8,790,092 75,155 SH   SOLE 0 0 0 75,155
ISHARES TR CORE S&P500 ETF 464287200   31,969,550 55,424 SH   SOLE 0 0 0 55,424
ISHARES TR NATIONAL MUN ETF 464288414   5,345,031 49,204 SH   SOLE 0 0 0 49,204
ISHARES TR GRWT ALLOCAT ETF 464289867   299,255 5,052 SH   SOLE 0 0 0 5,052
ISHARES TR AGGRES ALLOC ETF 464289859   1,729,440 21,917 SH   SOLE 0 0 0 21,917
SPDR SER TR BLOOMBERG HIGH Y 78468R622   7,738,358 79,132 SH   SOLE 0 0 0 79,132
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,862,971 49,091 SH   SOLE 0 0 0 49,091
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   7,028,807 139,793 SH   SOLE 0 0 0 139,793
VANGUARD INDEX FDS MID CAP ETF 922908629   11,223,901 42,542 SH   SOLE 0 0 0 42,542
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   10,702,906 109,864 SH   SOLE 0 0 0 109,864
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   22,860,604 362,867 SH   SOLE 0 0 0 362,867