Borrowings (Tables) - TALENTEC SDN. BHD. [Member]

12 Months Ended

Jul. 31, 2025

Schedule of Borrowings

Borrowings consisted of the following:

	As of July 31,
	2024		2025
Current
Long-term borrowings		66,193		19,597
Total current borrowings		66,193		19,597
Non-Current
Long-term borrowings		17,949		-
Total non-current borrowings	$	17,949	$	-

Schedule of Long Term Debt

Long-term borrowings represented term loans from commercial banks with term over 1 years and for working capital purpose. Details of the borrowings were summarized as follows:

TALENTEC SDN. BHD.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

FOR THE YEARS ENDED JULY 31, 2024 AND 2025

(In U.S. dollars, except for share data, or otherwise noted)

7. BORROWINGS – Continued

Lender	Start date	Maturity date	Number of monthly installments		Monthly installment	Interest rate			Principal Amount (US$)	Guarantee
AmBank (M) Berhad	December 5, 2018	November 5, 2023 (extended to June 30, 2024 due to Covid-19)		60	US$5,169 (RM21,968), adjusted to US$5,044 (RM21,434) in July 2020		11.45	%	US$235,316 (RM1,000,000)	Joint and several guarantee of the following person: (i) HO SAY SAN (ii) CHOO YEOW
Alliance Bank Malaysia Berhad	March 1, 2021	February 28, 2026		60	US$2,825 (RM12,004)		3.50	%	US$152,956  (RM650,000)	1. Joint and several guarantee of the following persons: (i) HO SAY SAN (ii) CHOO YEOW (iii) TAN LAI WAN, who sold off her shares of the Company and was no longer a guarantor as a shareholder since then. 2. Confirmation of guarantee from Credit Guarantee Corporation Malaysia Berhad for RM520,000
Alliance Bank	July 1, 2022	June 1, 2025		36	US$3,659 (RM15,550)		7.17	%	US$117,658  (RM500,000)	Joint and several guarantee of the following persons: (i) HO SAY SAN (ii) CHOO YEOW

Schedule of Remaining Term and Discount Rate

	As of July 31,
	2024			2025
Weighted-average remaining term (years)		0.29			0.07
Weighted-average interest rate		5.06	%		3.50	%