The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   457,811 3,117 SH   SOLE   0 0 3,117
ABBVIE INC COM 00287Y109   772,017 3,685 SH   SOLE   0 0 3,685
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   213,367 1,648 SH   SOLE   0 0 1,648
AIR PRODS & CHEMS INC COM 009158106   406,990 1,380 SH   SOLE   0 0 1,380
ALLSTATE CORP COM 020002101   414,140 2,000 SH   SOLE   0 0 2,000
ALPHABET INC CAP STK CL A 02079K305   242,238 1,566 SH   SOLE   0 0 1,566
ALPHABET INC CAP STK CL C 02079K107   437,958 2,803 SH   SOLE   0 0 2,803
ALTRIA GROUP INC COM 02209S103   414,972 6,914 SH   SOLE   0 0 6,914
AMAZON COM INC COM 023135106   1,042,815 5,481 SH   SOLE   0 0 5,481
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   3,411,261 56,694 SH   SOLE   0 0 56,694
AMERICAN CENTY ETF TR US EQT ETF 025072885   8,932,785 96,696 SH   SOLE   0 0 96,696
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   2,780,333 42,637 SH   SOLE   0 0 42,637
AMGEN INC COM 031162100   329,620 1,058 SH   SOLE   0 0 1,058
APPLE INC COM 037833100   4,364,209 19,647 SH   SOLE   0 0 19,647
AT&T INC COM 00206R102   575,696 20,357 SH   SOLE   0 0 20,357
AUTOMATIC DATA PROCESSING IN COM 053015103   847,575 2,774 SH   SOLE   0 0 2,774
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   263,095 494 SH   SOLE   0 0 494
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103   550,598 11,292 SH   SOLE   0 0 11,292
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603   3,856,216 73,620 SH   SOLE   0 0 73,620
BROADCOM INC COM 11135F101   1,083,830 6,473 SH   SOLE   0 0 6,473
BROWN & BROWN INC COM 115236101   25,091,480 201,700 SH   SOLE   0 0 201,700
CATERPILLAR INC COM 149123101   552,085 1,674 SH   SOLE   0 0 1,674
CHEVRON CORP NEW COM 166764100   356,185 2,129 SH   SOLE   0 0 2,129
COCA COLA CO COM 191216100   266,843 3,726 SH   SOLE   0 0 3,726
COSTCO WHSL CORP NEW COM 22160K105   275,296 291 SH   SOLE   0 0 291
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765   1,399,740 51,958 SH   SOLE   0 0 51,958
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   412,626 12,451 SH   SOLE   0 0 12,451
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   255,133 4,270 SH   SOLE   0 0 4,270
DISNEY WALT CO COM 254687106   203,233 2,059 SH   SOLE   0 0 2,059
ECOLAB INC COM 278865100   258,083 1,018 SH   SOLE   0 0 1,018
ELI LILLY & CO COM 532457108   388,360 470 SH   SOLE   0 0 470
EXXON MOBIL CORP COM 30231G102   232,865 1,958 SH   SOLE   0 0 1,958
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855   478,982 25,614 SH   SOLE   0 0 25,614
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   1,105,658 21,928 SH   SOLE   0 0 21,928
FIRST TR EXCH TRADED FD III MUNI HI INCM ETF 33739P301   691,501 14,465 SH   SOLE   0 0 14,465
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   610,770 34,723 SH   SOLE   0 0 34,723
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   454,705 22,884 SH   SOLE   0 0 22,884
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   3,217,776 53,773 SH   SOLE   0 0 53,773
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   477,934 9,722 SH   SOLE   0 0 9,722
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   879,604 17,411 SH   SOLE   0 0 17,411
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309   246,327 5,396 SH   SOLE   0 0 5,396
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   1,807,339 53,950 SH   SOLE   0 0 53,950
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740U703   205,663 8,243 SH   SOLE   0 0 8,243
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   499,980 16,840 SH   SOLE   0 0 16,840
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307   325,839 7,314 SH   SOLE   0 0 7,314
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F862   309,993 6,815 SH   SOLE   0 0 6,815
HOME DEPOT INC COM 437076102   647,194 1,766 SH   SOLE   0 0 1,766
HONEYWELL INTL INC COM 438516106   316,143 1,493 SH   SOLE   0 0 1,493
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45784N775   563,416 23,813 SH   SOLE   0 0 23,813
INNOVATOR ETFS TRUST GROWTH 100 PWR B 45783Y129   292,266 11,761 SH   SOLE   0 0 11,761
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C276   494,620 8,240 SH   SOLE   0 0 8,240
INNOVATOR ETFS TRUST GRWT100 PWR BUF 45782C615   203,530 4,094 SH   SOLE   0 0 4,094
INNOVATOR ETFS TRUST INTERNATIONAL DV 45782C631   352,567 11,503 SH   SOLE   0 0 11,503
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722   281,387 9,663 SH   SOLE   0 0 9,663
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771   405,103 9,637 SH   SOLE   0 0 9,637
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391   380,186 8,349 SH   SOLE   0 0 8,349
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   377,422 9,990 SH   SOLE   0 0 9,990
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   317,961 7,962 SH   SOLE   0 0 7,962
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   562,246 14,638 SH   SOLE   0 0 14,638
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417   357,519 9,981 SH   SOLE   0 0 9,981
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   334,499 8,610 SH   SOLE   0 0 8,610
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C532   205,354 5,987 SH   SOLE   0 0 5,987
INTERNATIONAL BUSINESS MACHS COM 459200101   481,297 1,936 SH   SOLE   0 0 1,936
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   630,975 8,445 SH   SOLE   0 0 8,445
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   330,735 15,993 SH   SOLE   0 0 15,993
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643   248,129 12,193 SH   SOLE   0 0 12,193
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   909,587 5,251 SH   SOLE   0 0 5,251
INVESCO QQQ TR UNIT SER 1 46090E103   17,960,595 38,302 SH   SOLE   0 0 38,302
ISHARES GOLD TR ISHARES NEW 464285204   336,013 5,699 SH   SOLE   0 0 5,699
ISHARES INC CORE MSCI EMKT 46434G103   692,678 12,834 SH   SOLE   0 0 12,834
ISHARES INC MSCI EMERG MRKT 464286533   209,129 3,585 SH   SOLE   0 0 3,585
ISHARES INC MSCI GBL MIN VOL 464286525   433,452 3,725 SH   SOLE   0 0 3,725
ISHARES TR 0-3 MNTH TREASRY 46436E718   220,769 2,193 SH   SOLE   0 0 2,193
ISHARES TR 0-5YR HI YL CP 46434V407   7,022,097 165,148 SH   SOLE   0 0 165,148
ISHARES TR 1 3 YR TREAS BD 464287457   375,313 4,537 SH   SOLE   0 0 4,537
ISHARES TR 3 7 YR TREAS BD 464288661   903,981 7,652 SH   SOLE   0 0 7,652
ISHARES TR 7-10 YR TRSY BD 464287440   9,884,451 103,643 SH   SOLE   0 0 103,643
ISHARES TR CORE 1 5 YR USD 46432F859   3,682,443 76,162 SH   SOLE   0 0 76,162
ISHARES TR CORE 40/60 MODER 464289875   768,009 17,502 SH   SOLE   0 0 17,502
ISHARES TR CORE 60/40 BALAN 464289867   717,732 12,467 SH   SOLE   0 0 12,467
ISHARES TR CORE 80/20 AGGRE 464289859   1,201,208 15,702 SH   SOLE   0 0 15,702
ISHARES TR CORE DIV GRWTH 46434V621   1,755,696 28,419 SH   SOLE   0 0 28,419
ISHARES TR CORE HIGH DV ETF 46429B663   5,274,787 43,550 SH   SOLE   0 0 43,550
ISHARES TR CORE LT USDB ETF 464289479   3,208,850 64,177 SH   SOLE   0 0 64,177
ISHARES TR CORE MSCI EAFE 46432F842   10,968,906 144,995 SH   SOLE   0 0 144,995
ISHARES TR CORE MSCI INTL 46435G326   3,366,305 48,865 SH   SOLE   0 0 48,865
ISHARES TR CORE MSCI TOTAL 46432F834   1,836,018 26,300 SH   SOLE   0 0 26,300
ISHARES TR CORE S&P MCP ETF 464287507   4,169,105 71,450 SH   SOLE   0 0 71,450
ISHARES TR CORE S&P SCP ETF 464287804   3,302,908 31,586 SH   SOLE   0 0 31,586
ISHARES TR CORE S&P TTL STK 464287150   6,700,399 54,917 SH   SOLE   0 0 54,917
ISHARES TR CORE S&P US GWT 464287671   661,960 5,209 SH   SOLE   0 0 5,209
ISHARES TR CORE S&P US VLU 464287663   3,723,043 40,341 SH   SOLE   0 0 40,341
ISHARES TR CORE S&P500 ETF 464287200   10,267,848 18,273 SH   SOLE   0 0 18,273
ISHARES TR CORE TOTAL USD 46434V613   10,203,801 221,437 SH   SOLE   0 0 221,437
ISHARES TR CORE US AGGBD ET 464287226   23,246,104 234,999 SH   SOLE   0 0 234,999
ISHARES TR FLTG RATE NT ETF 46429B655   204,557 4,007 SH   SOLE   0 0 4,007
ISHARES TR GLOBAL TECH ETF 464287291   299,134 3,949 SH   SOLE   0 0 3,949
ISHARES TR HIGH YLD SYSTM B 46435G250   1,091,735 23,184 SH   SOLE   0 0 23,184
ISHARES TR IBDS DEC28 ETF 46435U515   656,074 25,973 SH   SOLE   0 0 25,973
ISHARES TR IBONDS 2026 TERM 46436E528   851,675 36,679 SH   SOLE   0 0 36,679
ISHARES TR IBONDS 2027 TERM 46436E478   222,536 9,968 SH   SOLE   0 0 9,968
ISHARES TR IBONDS 25 TRM HG 46435U168   363,555 15,644 SH   SOLE   0 0 15,644
ISHARES TR IBONDS 25 TRM TS 46436E866   1,067,775 45,690 SH   SOLE   0 0 45,690
ISHARES TR IBONDS 26 TRM TS 46436E858   1,364,340 59,474 SH   SOLE   0 0 59,474
ISHARES TR IBONDS 27 ETF 46435UAA9   422,352 17,467 SH   SOLE   0 0 17,467
ISHARES TR IBONDS 27 TRM TS 46436E841   655,225 29,225 SH   SOLE   0 0 29,225
ISHARES TR IBONDS 28 TRM TS 46436E833   217,405 9,771 SH   SOLE   0 0 9,771
ISHARES TR IBONDS DEC 2029 46436E163   342,972 14,828 SH   SOLE   0 0 14,828
ISHARES TR IBONDS DEC 2030 46436E726   212,921 9,803 SH   SOLE   0 0 9,803
ISHARES TR IBONDS DEC 2031 46436E460   415,057 20,416 SH   SOLE   0 0 20,416
ISHARES TR IBONDS DEC 2031 46436E486   614,657 29,622 SH   SOLE   0 0 29,622
ISHARES TR IBONDS DEC 26 46435U259   227,944 8,918 SH   SOLE   0 0 8,918
ISHARES TR IBONDS DEC2026 46435GAA0   885,384 36,571 SH   SOLE   0 0 36,571
ISHARES TR IBONDS DEC25 ETF 46434VBD1   800,298 31,821 SH   SOLE   0 0 31,821
ISHARES TR IBOXX HI YD ETF 464288513   1,115,029 14,134 SH   SOLE   0 0 14,134
ISHARES TR IBOXX INV CP ETF 464287242   353,896 3,256 SH   SOLE   0 0 3,256
ISHARES TR ISHS 1-5YR INVS 464288646   15,963,119 304,814 SH   SOLE   0 0 304,814
ISHARES TR ISHS 5-10YR INVT 464288638   13,500,660 257,058 SH   SOLE   0 0 257,058
ISHARES TR MSCI ACWI ETF 464288257   595,102 5,113 SH   SOLE   0 0 5,113
ISHARES TR MSCI EAFE ETF 464287465   253,118 3,097 SH   SOLE   0 0 3,097
ISHARES TR MSCI EAFE MIN VL 46429B689   315,448 4,048 SH   SOLE   0 0 4,048
ISHARES TR MSCI INTL QUALTY 46434V456   10,389,615 261,769 SH   SOLE   0 0 261,769
ISHARES TR MSCI USA MIN VOL 46429B697   18,278,894 195,162 SH   SOLE   0 0 195,162
ISHARES TR MSCI USA QLT FCT 46432F339   23,835,529 139,479 SH   SOLE   0 0 139,479
ISHARES TR NATIONAL MUN ETF 464288414   393,581 3,733 SH   SOLE   0 0 3,733
ISHARES TR PFD AND INCM SEC 464288687   684,214 22,265 SH   SOLE   0 0 22,265
ISHARES TR RUS 1000 ETF 464287622   8,474,894 27,629 SH   SOLE   0 0 27,629
ISHARES TR RUS 1000 GRW ETF 464287614   19,019,366 52,672 SH   SOLE   0 0 52,672
ISHARES TR RUS 2000 GRW ETF 464287648   450,244 1,762 SH   SOLE   0 0 1,762
ISHARES TR RUS MDCP VAL ETF 464287473   242,652 1,926 SH   SOLE   0 0 1,926
ISHARES TR RUS MID CAP ETF 464287499   7,291,896 85,716 SH   SOLE   0 0 85,716
ISHARES TR RUSSELL 2000 ETF 464287655   5,963,492 29,894 SH   SOLE   0 0 29,894
ISHARES TR S&P 100 ETF 464287101   808,157 2,984 SH   SOLE   0 0 2,984
ISHARES TR SELECT DIVID ETF 464287168   2,129,762 15,859 SH   SOLE   0 0 15,859
ISHARES TR SHORT TREAS BD 464288679   248,314 2,248 SH   SOLE   0 0 2,248
ISHARES TR SHRT NAT MUN ETF 464288158   360,660 3,415 SH   SOLE   0 0 3,415
ISHARES U S ETF TR SHORT DURATION B 46431W507   445,827 8,764 SH   SOLE   0 0 8,764
ISHARES U S ETF TR SHORT MATURITY M 46431W838   865,384 17,225 SH   SOLE   0 0 17,225
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   2,870,616 61,025 SH   SOLE   0 0 61,025
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   4,125,445 72,199 SH   SOLE   0 0 72,199
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724   1,278,167 21,417 SH   SOLE   0 0 21,417
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   3,453,450 69,069 SH   SOLE   0 0 69,069
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   2,096,673 40,492 SH   SOLE   0 0 40,492
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274   380,418 8,058 SH   SOLE   0 0 8,058
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118   627,536 11,210 SH   SOLE   0 0 11,210
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   16,917,462 334,139 SH   SOLE   0 0 334,139
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,257,521 24,730 SH   SOLE   0 0 24,730
JOHNSON & JOHNSON COM 478160104   1,675,134 10,101 SH   SOLE   0 0 10,101
JPMORGAN CHASE & CO. COM 46625H100   1,144,075 4,664 SH   SOLE   0 0 4,664
LOCKHEED MARTIN CORP COM 539830109   314,615 704 SH   SOLE   0 0 704
MANAGED PORTFOLIO SERIES TORTOISE NRAM PI 56167N720   779,457 21,431 SH   SOLE   0 0 21,431
MARRIOTT INTL INC NEW CL A 571903202   238,200 1,000 SH   SOLE   0 0 1,000
MCDONALDS CORP COM 580135101   231,385 741 SH   SOLE   0 0 741
MERCK & CO INC COM 58933Y105   1,120,777 12,486 SH   SOLE   0 0 12,486
META PLATFORMS INC CL A 30303M102   534,385 927 SH   SOLE   0 0 927
MICROSOFT CORP COM 594918104   2,549,220 6,791 SH   SOLE   0 0 6,791
MONDELEZ INTL INC CL A 609207105   361,844 5,333 SH   SOLE   0 0 5,333
NETFLIX INC COM 64110L106   499,836 536 SH   SOLE   0 0 536
NEXTERA ENERGY INC COM 65339F101   1,114,627 15,723 SH   SOLE   0 0 15,723
NORTHROP GRUMMAN CORP COM 666807102   285,702 558 SH   SOLE   0 0 558
NVIDIA CORPORATION COM 67066G104   1,646,935 15,196 SH   SOLE   0 0 15,196
ORACLE CORP COM 68389X105   433,551 3,101 SH   SOLE   0 0 3,101
PACER FDS TR DEVELOPED MRKT 69374H873   2,615,595 83,273 SH   SOLE   0 0 83,273
PACER FDS TR US CASH COWS 100 69374H881   1,768,365 32,293 SH   SOLE   0 0 32,293
PACER FDS TR US SMALL CAP CAS 69374H857   1,396,531 37,241 SH   SOLE   0 0 37,241
PAYCHEX INC COM 704326107   466,961 3,027 SH   SOLE   0 0 3,027
PFIZER INC COM 717081103   675,159 26,644 SH   SOLE   0 0 26,644
PHILIP MORRIS INTL INC COM 718172109   905,534 5,705 SH   SOLE   0 0 5,705
PROCTER AND GAMBLE CO COM 742718109   12,708,726 74,573 SH   SOLE   0 0 74,573
PROSHARES TR S&P 500 DV ARIST 74348A467   1,305,013 12,772 SH   SOLE   0 0 12,772
PROSHARES TR S&P MDCP 400 DIV 74347B680   4,172,544 51,736 SH   SOLE   0 0 51,736
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,327,135 47,465 SH   SOLE   0 0 47,465
SELECT SECTOR SPDR TR ENERGY 81369Y506   327,161 3,501 SH   SOLE   0 0 3,501
SOUTHERN CO COM 842587107   302,516 3,290 SH   SOLE   0 0 3,290
SOUTHSTATE CORPORATION COM 840441109   973,032 10,483 SH   SOLE   0 0 10,483
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,177,195 9,949 SH   SOLE   0 0 9,949
SPDR GOLD TR GOLD SHS 78463V107   292,174 1,014 SH   SOLE   0 0 1,014
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,498,451 15,192 SH   SOLE   0 0 15,192
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,765,005 3,308 SH   SOLE   0 0 3,308
SPDR SER TR BLOOMBERG SHT TE 78468R408   746,040 29,652 SH   SOLE   0 0 29,652
SPDR SER TR S&P DIVID ETF 78464A763   203,755 1,502 SH   SOLE   0 0 1,502
SUNOCO LP/SUNOCO FIN CORP COM UT REP LP 86765K109   215,751 3,716 SH   SOLE   0 0 3,716
TESLA INC COM 88160R101   319,285 1,232 SH   SOLE   0 0 1,232
UNITEDHEALTH GROUP INC COM 91324P102   780,388 1,490 SH   SOLE   0 0 1,490
VANECK ETF TRUST CLO ETF 92189H748   482,588 9,133 SH   SOLE   0 0 9,133
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   1,588,224 18,048 SH   SOLE   0 0 18,048
VANGUARD BD INDEX FDS INTERMED TERM 921937819   214,779 2,805 SH   SOLE   0 0 2,805
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,569,737 32,828 SH   SOLE   0 0 32,828
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,195,466 57,120 SH   SOLE   0 0 57,120
VANGUARD INDEX FDS GROWTH ETF 922908736   2,811,676 7,582 SH   SOLE   0 0 7,582
VANGUARD INDEX FDS MID CAP ETF 922908629   977,370 3,779 SH   SOLE   0 0 3,779
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   365,913 712 SH   SOLE   0 0 712
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,504,587 15,804 SH   SOLE   0 0 15,804
VANGUARD INDEX FDS TOTAL STK MKT 922908769   963,583 3,506 SH   SOLE   0 0 3,506
VANGUARD INDEX FDS VALUE ETF 922908744   669,195 3,874 SH   SOLE   0 0 3,874
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   759,537 12,521 SH   SOLE   0 0 12,521
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,272,218 50,204 SH   SOLE   0 0 50,204
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   1,836,256 22,459 SH   SOLE   0 0 22,459
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,848,618 31,498 SH   SOLE   0 0 31,498
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,710,464 21,668 SH   SOLE   0 0 21,668
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,212,887 6,252 SH   SOLE   0 0 6,252
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   765,632 15,063 SH   SOLE   0 0 15,063
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   9,838,848 76,294 SH   SOLE   0 0 76,294
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   430,609 3,342 SH   SOLE   0 0 3,342
VANGUARD WORLD FD MEGA GRWTH IND 921910816   621,488 2,012 SH   SOLE   0 0 2,012
VERIZON COMMUNICATIONS INC COM 92343V104   344,583 7,597 SH   SOLE   0 0 7,597
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,203,403 103,771 SH   SOLE   0 0 103,771
WISDOMTREE TR EMER MKT HIGH FD 97717W315   864,912 20,554 SH   SOLE   0 0 20,554