The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   291,739 2,166 SH   OTR 1 2,007 159 0
ABBOTT LABS COM 00287Y109   328,741 2,868 SH   SOLE   2,868 0 0
ABBVIE INC COM 00287Y109   628,248 3,255 SH   SOLE   3,255 0 0
ALIBABA GROUP HLDG LTD FSPONSORED ADR 1 ADR REPS 8 ORD SHS SPONSORED ADS 01609W102   608,395 5,547 SH   SOLE   5,547 0 0
ALPHABET INC CLASS A CAP STK CL A 02079K305   242,954 1,478 SH   OTR 3 378 1,100 0
ALTRIA GROUP INC COM 02209S103   468,584 9,457 SH   SOLE   9,457 0 0
AMAZON.COM INC COM 023135106   468,485 2,564 SH   OTR 3 1,421 1,143 0
APPLE INC COM 037833100   1,159,505 5,136 SH   OTR 3 3,449 1,687 0
AT&T INC COM 00206R102   345,104 15,787 SH   SOLE   15,787 0 0
AVANTIS EMERGING MARKETSEQ ETF AVANTIS EMGMKT 025072604   596,101 9,222 SH   SOLE   9,222 0 0
AVANTIS INTERNATIONAL EQUITY ETF INTL EQT ETF 025072703   531,329 8,075 SH   SOLE   8,075 0 0
AVANTIS INTERNATNL SML CP VL ETF AVANTIS INTL SML 025072190   622,564 8,991 SH   SOLE   8,991 0 0
AVANTIS US EQUITY ETF US EQT ETF 025072885   725,959 7,644 SH   SOLE   7,644 0 0
AVANTIS US SMALL CAP VALUE ETF AVANTIS US SMALL 025072323   836,594 8,812 SH   SOLE   8,812 0 0
BANK OF AMERICA CORP COM 060505104   4,696,779 117,625 SH   OTR 2 116,910 715 0
BERKSHIRE HATHAWAY CLASS B CL B NEW 084670702   3,593,188 7,918 SH   OTR 1 7,757 161 0
BLACKSTONE INC COM 09260D107   358,656 2,400 SH   SOLE   2,400 0 0
BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS SPONSORED ADR 055622104   1,394,724 43,544 SH   SOLE   43,544 0 0
BROADCOM INC COM 11135F101   204,586 1,132 SH   OTR 2 370 762 0
CATERPILLAR INC COM 149123101   569,137 1,467 SH   SOLE   1,467 0 0
CHARLES SCHWAB US REIT ETF US REIT ETF 808524847   412,022 18,337 SH   SOLE   18,337 0 0
CHEVRON CORP NEW COM 166764100   781,384 5,253 SH   OTR 1 5,136 117 0
COLGATE PALMOLIVE CO COM 194162103   387,434 3,852 SH   SOLE   3,852 0 0
CONOCOPHILLIPS COM 20825C104   1,341,050 12,103 SH   SOLE   12,103 0 0
DIAMONDBACK ENERGY INC COM 25278X109   435,046 2,245 SH   OTR 1 2,052 193 0
DIMENSIONAL INTERNATIONAL VAL ETF INTERNATNAL VAL 25434V807   334,163 8,885 SH   SOLE   8,885 0 0
DOMINION ENERGY INC COM 25746U109   479,704 8,444 SH   SOLE   8,444 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   2,149,290 19,421 SH   OTR 1 19,125 296 0
EASTGROUP PPTYS INC REIT COM 277276101   1,378,141 7,755 SH   SOLE   7,755 0 0
ELI LILLY AND CO COM 532457108   1,177,785 1,289 SH   SOLE   1,289 0 0
ENBRIDGE INC F COM 29250N105   244,147 6,012 SH   SOLE   6,012 0 0
ENERGY SELECT SECTOR SPDR ETF ENERGY 81369Y506   2,308,000 25,343 SH   SOLE   25,343 0 0
EXPAND ENERGY CORP COM 165167735   424,754 4,939 SH   SOLE   4,939 0 0
EXXON MOBIL CORP COM 30231G102   2,021,481 16,564 SH   OTR 1 16,153 411 0
FIRST BANCORP N C COM 318910106   408,318 9,942 SH   OTR 1 9,830 112 0
FREEPORT-MCMORAN INC CL B 35671D857   266,953 5,494 SH   SOLE   5,494 0 0
HALLIBURTON CO COM 406216101   247,612 8,240 SH   SOLE   8,240 0 0
IBM CORP COM 459200101   232,049 1,015 SH   OTR 1 467 548 0
INVESCO QLTY MUN INCM TRSBI COM 46133G107   322,710 31,000 SH   SOLE   31,000 0 0
INVSC S P 500 PURE VALUEETF S&P500 PUR VAL 46137V258   852,658 9,708 SH   SOLE   9,708 0 0
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200   1,170,281 2,032 SH   OTR 1 1,986 46 0
ISHARES CORE S&P SMALL CAP ETF CORE S&P SCP ETF 464287804   1,049,033 9,158 SH   OTR 1 9,129 29 0
ISHARES CORE US AGGREGATE BOND ETF CORE US AGGBD ET 464287226   349,525 3,503 SH   OTR 1 3,399 104 0
ISHARES MSCI EAFE ETF MSCI EAFE ETF 464287465   494,038 6,028 SH   SOLE   6,028 0 0
ISHARES MSCI EAFE VALUE ETF EAFE VALUE ETF 464288877   735,823 13,049 SH   SOLE   13,049 0 0
ISHARES MSCI EMERGING MARKETS ETF MSCI EMG MKT ETF 464287234   355,740 7,702 SH   OTR 1 5,901 1,801 0
ISHARES S&P SMALL CAP 600 ETF SP SMCP600VL ETF 464287879   247,551 2,361 SH   SOLE   2,361 0 0
ISHARES SILVER TRUST ETF ISHARES 46428Q109   282,313 10,079 SH   SOLE   10,079 0 0
ISHARES TIPS BOND ETF TIPS BD ETF 464287176   571,620 5,223 SH   SOLE   5,223 0 0
ISHARES TOTAL US STOCK MARKET ETF CORE S&P TTL STK 464287150   356,495 2,844 SH   SOLE   2,844 0 0
JOHNSON & JOHNSON COM 478160104   852,684 5,340 SH   OTR 1 4,880 460 0
JPMORGAN BETABUILDERS EUROPE ETF BETABUILDERS EUR 46641Q191   216,974 3,571 SH   OTR 1 0 3,571 0
JPMORGAN CHASE & CO COM 46625H100   1,398,326 6,635 SH   OTR 1 6,411 224 0
KKR & CO INC COM 48251W104   499,130 3,800 SH   SOLE   3,800 0 0
LOWES COS INC COM 548661107   92,286,285 337,711 SH   SOLE   337,711 0 0
MARTIN MARIETTA MATLS IN COM 573284106   366,793 700 SH   SOLE   700 0 0
MEDTRONIC PLC F SHS G5960L103   253,755 2,879 SH   OTR 1 2,191 688 0
META PLATFORMS INC CLASS A CL A 30303M102   220,575 372 SH   SOLE   372 0 0
MICROSOFT CORP COM 594918104   1,618,228 3,902 SH   SOLE   3,902 0 0
NORFOLK SOUTHN CORP COM 655844108   333,670 1,372 SH   SOLE   1,372 0 0
NVIDIA CORP COM 67066G104   331,295 2,493 SH   OTR 2 460 2,033 0
OCCIDENTAL PETE CORP COM 674599105   880,564 16,211 SH   SOLE   16,211 0 0
PEPSICO INC COM 713448108   617,000 3,620 SH   OTR 1 3,278 342 0
PERMIAN RES CORP CLASS A CLASS A COM 71424F105   201,344 14,080 SH   SOLE   14,080 0 0
PFIZER INC COM 717081103   289,553 9,923 SH   OTR 1 9,356 567 0
PHILIP MORRIS INTL INC COM 718172109   334,303 2,814 SH   SOLE   2,814 0 0
PHILLIPS 66 COM 718546104   207,890 1,571 SH   SOLE   1,571 0 0
PROCTER & GAMBLE CO COM 742718109   304,946 1,813 SH   OTR 2 1,618 195 0
RANGE RES CORP COM 75281A109   295,647 9,350 SH   SOLE   9,350 0 0
ROCKWELL AUTOMATION INC COM 773903109   311,407 1,170 SH   OTR 1 1,150 20 0
RPM INTL INC COM 749685103   437,535 3,375 SH   SOLE   3,375 0 0
SCHWAB EMERGING MARKETS EQUITY ETF EMRG MKTEQ ETF 808524706   347,915 11,838 SH   SOLE   11,838 0 0
SCHWAB FUNDTL INTRNL SMLEQT ETF SCHWB FDT INT SC 808524748   771,618 20,670 SH   SOLE   20,670 0 0
SCHWAB INTERMEDIATE TERMUS TRS ETF INT-TRM U.S TRES 808524854   548,428 11,008 SH   SOLE   11,008 0 0
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   758,383 18,786 SH   SOLE   18,786 0 0
SCHWAB INTERNATNAL SMALLCAP EQY ETF INTL SCEQT ETF 808524888   475,909 12,637 SH   SOLE   12,637 0 0
SCHWAB SHORT TERM US TREASURY ETF SHT TM US TRES 808524862   352,961 7,264 SH   SOLE   7,264 0 0
SCHWAB US AGGREGATE BONDETF US AGGREGATE B 808524839   449,735 9,606 SH   SOLE   9,606 0 0
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102   407,983 6,147 SH   SOLE   6,147 0 0
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201   970,589 14,315 SH   SOLE   14,315 0 0
SCHWAB US LARGE CAP VALUE ETF US LCAP VA ETF 808524409   310,882 3,894 SH   SOLE   3,894 0 0
SCHWAB US SMALL CAP ETF US SML CAP ETF 808524607   354,060 6,975 SH   SOLE   6,975 0 0
SCHWAB US TIPS ETF US TIPS ETF 808524870   267,620 5,034 SH   SOLE   5,034 0 0
SHELL PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS SPON ADS 780259305   543,771 7,965 SH   OTR 1 7,892 73 0
SOUTHERN CO COM 842587107   218,314 2,445 SH   SOLE   2,445 0 0
SPDR GOLD SHARES ETF GOLD SHS 78463V107   957,362 3,950 SH   SOLE   3,950 0 0
SPDR NUVEN BLM SHT TM MPL BND ETF NUVEEN BLMBRG MU 78468R721   223,056 4,647 SH   SOLE   4,647 0 0
SPDR PORT INTER TRM TRSRY ETF PORTFLI INTRMDIT 78464A672   1,104,775 38,615 SH   SOLE   38,615 0 0
SPDR S&P 600 SMALL CAP VALUE ETF PORTFOLIO S&P600 78468R853   1,040,917 12,317 SH   SOLE   12,317 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   321,453 2,298 SH   SOLE   2,298 0 0
SPDR S&P EMERGING MRKT SML CP ETF S&P EMKTSC ETF 78463X756   230,080 3,684 SH   SOLE   3,684 0 0
SPDR S&P INTERNATIONAL DIVIDEND ETF S&P INTL ETF 78463X772   213,679 5,710 SH   SOLE   5,710 0 0
SPROTT PHYSICAL GLD SLVR TR UNIT 85208R101   492,063 20,076 SH   SOLE   20,076 0 0
THE COCA-COLA CO COM 191216100   765,847 11,070 SH   OTR 2 10,479 591 0
TRUIST FINL CORP COM 89832Q109   2,448,323 58,114 SH   SOLE   58,114 0 0
VANECK INTERMEDIATE MUNIETF INTRMDT MUNI ETF 92189H201   225,883 4,840 SH   SOLE   4,840 0 0
VANGUARD ENERGY ETF ENERGY ETF 92204A306   208,638 1,640 SH   SOLE   1,640 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF VAN FTSE DEV MKT 921943858   931,822 17,989 SH   SOLE   17,989 0 0
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   2,131,694 44,373 SH   SOLE   44,373 0 0
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504   268,149 965 SH   SOLE   965 0 0
VANGUARD MID CAP ETF MID CAP ETF 922908629   389,253 1,482 SH   SOLE   1,482 0 0
VANGUARD REAL ESTATE ETF REAL ESTATE ETF 922908553   2,030,172 21,492 SH   SOLE   21,492 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   2,261,966 4,293 SH   SOLE   4,293 0 0
VANGUARD S&P 500 VALUE ETF 500 VAL IDX FD 921932703   242,049 1,281 SH   SOLE   1,281 0 0
VANGUARD S&P SMALL CAP 600 VALUE ETF SMLCP 600 VAL 921932778   272,002 3,014 SH   SOLE   3,014 0 0
VANGUARD SHORT TERM TREASURY ETF SHORT TERM TREAS 92206C102   938,515 16,032 SH   OTR 1 15,885 147 0
VANGUARD SHRT INF PROT SEC INDEX ETF STRM INFPROIDX 922020805   508,479 10,407 SH   SOLE   10,407 0 0
VANGUARD SMALL CAP ETF SMALL CP ETF 922908751   357,911 1,522 SH   SOLE   1,522 0 0
VANGUARD SMALL CAP VALUEETF SM CP VAL ETF 922908611   403,024 2,037 SH   SOLE   2,037 0 0
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   910,506 12,297 SH   SOLE   12,297 0 0
VANGUARD TOTAL INTERNATIONAL BND ETF TOTAL INT BD ETF 92203J407   303,684 6,077 SH   SOLE   6,077 0 0
VANGUARD TOTAL INTERNATIONAL STK ETF VG TL INTL STK F 921909768   1,249,799 19,568 SH   SOLE   19,568 0 0
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   2,930,198 10,371 SH   SOLE   10,371 0 0
VERIZON COMMUNICATIONS I COM 92343V104   363,098 8,250 SH   OTR 1 7,470 780 0
WALMART INC COM 931142103   533,738 6,696 SH   OTR 1 6,087 609 0
WASTE MGMT INC DEL COM 949746101   772,116 3,700 SH   SOLE   3,700 0 0
WELLS FARGO & CO COM 949746101   741,837 12,947 SH   SOLE   12,947 0 0
WISDOMTREE INTL SMALLCP DIVIDEND ETF INTL SMCAP DIV 97717W760   271,698 4,036 SH   SOLE   4,036 0 0