The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   12,172,837 188,434 SH   SOLE   0 0 188,434
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   5,864,292 124,428 SH   SOLE   0 0 124,428
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   486,437 7,257 SH   SOLE   0 0 7,257
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   706,027 10,725 SH   SOLE   0 0 10,725
AMERICAN CENTY ETF TR US SML CP VALU 025072877   10,905,869 113,662 SH   SOLE   0 0 113,662
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   5,879,412 136,129 SH   SOLE   0 0 136,129
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   538,114 19,632 SH   SOLE   0 0 19,632
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   158,773 4,996 SH   SOLE   0 0 4,996
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   111,266 3,954 SH   SOLE   0 0 3,954
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   99,662 2,511 SH   SOLE   0 0 2,511
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   885,357 28,736 SH   SOLE   0 0 28,736
GE VERNOVA INC COM 36828A101   4,590 18 SH   SOLE   0 0 18
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266   28,785 733 SH   SOLE   0 0 733
ISHARES INC CORE MSCI EMKT 46434G103   40,819 711 SH   SOLE   0 0 711
ISHARES TR AGENCY BOND ETF 464288166   18,216 165 SH   SOLE   0 0 165
ISHARES TR EAFE SML CP ETF 464288273   279,263 4,125 SH   SOLE   0 0 4,125
ISHARES TR ESG ADV TTL USD 46436E619   9,303 210 SH   SOLE   0 0 210
ISHARES TR ESG AW MSCI EAFE 46435G516   113,125 1,344 SH   SOLE   0 0 1,344
ISHARES TR ESG AWRE 1 5 YR 46435G243   38,772 1,541 SH   SOLE   0 0 1,541
ISHARES TR ESG SCRD S&P MID 46436E551   26,262 621 SH   SOLE   0 0 621
ISHARES TR ESG SCRND S&P500 46436E569   8,801 199 SH   SOLE   0 0 199
ISHARES TR INTRM GOV CR ETF 464288612   14,887 139 SH   SOLE   0 0 139
ISHARES TR USD GRN BOND ETF 46435U440   7,783 161 SH   SOLE   0 0 161
KRAFT HEINZ CO COM 500754106   1,721 49 SH   SOLE   0 0 49
MONDELEZ INTL INC CL A 609207105   10,904 148 SH   SOLE   0 0 148
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   980,215 33,592 SH   SOLE   0 0 33,592
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   17,206,107 418,436 SH   SOLE   0 0 418,436
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   3,298,785 85,616 SH   SOLE   0 0 85,616
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   13,666 279 SH   SOLE   0 0 279
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   20,482 431 SH   SOLE   0 0 431
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   242,879 3,022 SH   SOLE   0 0 3,022
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   3,706,307 54,625 SH   SOLE   0 0 54,625
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   398,147 7,731 SH   SOLE   0 0 7,731
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   302,690 10,532 SH   SOLE   0 0 10,532
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,583,726 91,164 SH   SOLE   0 0 91,164
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   9,060,662 49,787 SH   SOLE   0 0 49,787
VANGUARD INDEX FDS GROWTH ETF 922908736   3,815,497 9,938 SH   SOLE   0 0 9,938
VANGUARD INDEX FDS MID CAP ETF 922908629   607,601 2,303 SH   SOLE   0 0 2,303
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,119,846 34,339 SH   SOLE   0 0 34,339
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,989 60 SH   SOLE   0 0 60
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   200,025 3,175 SH   SOLE   0 0 3,175
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   168,658 1,409 SH   SOLE   0 0 1,409
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   6,249,254 126,734 SH   SOLE   0 0 126,734
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,684,997 96,764 SH   SOLE   0 0 96,764
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   61,897 238 SH   SOLE   0 0 238
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   581,280 11,007 SH   SOLE   0 0 11,007
VANGUARD WORLD FD ESG INTL STK ETF 921910725   4,798 78 SH   SOLE   0 0 78
VANGUARD WORLD FD ESG US STK ETF 921910733   116,085 1,142 SH   SOLE   0 0 1,142