The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   162,253 11,887 SH   SOLE   0 0 11,887
SPOTIFY TECHNOLOGY S A SHS L8681T102   281,035 763 SH   SOLE   0 0 763
ALPHABET INC CAP STK CL C 02079K107   1,353,396 8,095 SH   SOLE   0 0 8,095
AMAZON COM INC COM 023135106   2,605,231 13,982 SH   SOLE   0 0 13,982
APPLE INC COM 037833100   1,544,180 6,627 SH   SOLE   0 0 6,627
COCA COLA CO COM 191216100   323,370 4,500 SH   SOLE   0 0 4,500
DATADOG INC CL A COM 23804L103   441,109 3,834 SH   SOLE   0 0 3,834
DISNEY WALT CO COM 254687106   380,830 3,959 SH   SOLE   0 0 3,959
DRAFTKINGS INC NEW COM CL A 26142V105   232,009 5,919 SH   SOLE   0 0 5,919
META PLATFORMS INC CL A 30303M102   867,786 1,516 SH   SOLE   0 0 1,516
FEDEX CORP COM 31428X106   301,048 1,100 SH   SOLE   0 0 1,100
HIMS & HERS HEALTH INC COM CL A 433000106   296,016 16,070 SH   SOLE   0 0 16,070
ISHARES TR CORE S&P TTL STK 464287150   275,359 2,192 SH   SOLE   0 0 2,192
ISHARES TR CORE S&P500 ETF 464287200   616,110 1,068 SH   SOLE   0 0 1,068
ISHARES TR CORE US AGGBD ET 464287226   3,534,669 34,903 SH   SOLE   0 0 34,903
ISHARES TR ISHS 1-5YR INVS 464288646   887,479 16,853 SH   SOLE   0 0 16,853
ISHARES TR US TREAS BD ETF 46429B267   1,595,233 68,027 SH   SOLE   0 0 68,027
ISHARES TR CORE INTL AGGR 46435G672   1,996,307 38,524 SH   SOLE   0 0 38,524
ISHARES TR 0-3 MNTH TREASRY 46436E718   15,955,257 158,412 SH   SOLE   0 0 158,412
JPMORGAN CHASE & CO. COM 46625H100   757,327 3,592 SH   SOLE   0 0 3,592
KKR & CO INC COM 48251W104   212,775 1,629 SH   SOLE   0 0 1,629
ELI LILLY & CO COM 532457108   266,668 301 SH   SOLE   0 0 301
MASTERCARD INCORPORATED CL A 57636Q104   354,055 717 SH   SOLE   0 0 717
MICROSOFT CORP COM 594918104   2,453,044 5,701 SH   SOLE   0 0 5,701
NETFLIX INC COM 64110L106   587,776 829 SH   SOLE   0 0 829
NEXTERA ENERGY INC COM 65339F101   383,051 4,532 SH   SOLE   0 0 4,532
NVIDIA CORPORATION COM 67066G104   2,367,372 19,494 SH   SOLE   0 0 19,494
OPENDOOR TECHNOLOGIES INC COM 683712103   117,798 58,899 SH   SOLE   0 0 58,899
ROBLOX CORP CL A 771049103   336,031 7,592 SH   SOLE   0 0 7,592
SPDR S&P 500 ETF TR TR UNIT 78462F103   334,029 582 SH   SOLE   0 0 582
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,418,556 15,451 SH   SOLE   0 0 15,451
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   17,837,867 268,158 SH   SOLE   0 0 268,158
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,803,785 96,086 SH   SOLE   0 0 96,086
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   811,140 16,350 SH   SOLE   0 0 16,350
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,497,802 133,701 SH   SOLE   0 0 133,701
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,958,160 62,251 SH   SOLE   0 0 62,251
SEA LTD SPONSORD ADS 81141R100   263,405 2,794 SH   SOLE   0 0 2,794
SHIFT4 PMTS INC CL A 82452J109   321,843 3,633 SH   SOLE   0 0 3,633
BLOCK INC CL A 852234103   255,153 3,801 SH   SOLE   0 0 3,801
STARBUCKS CORP COM 855244109   258,130 2,648 SH   SOLE   0 0 2,648
TESLA INC COM 88160R101   3,309,523 12,650 SH   SOLE   0 0 12,650
UNITEDHEALTH GROUP INC COM 91324P102   504,812 863 SH   SOLE   0 0 863
VANGUARD STAR FDS VG TL INTL STK F 921909768   869,329 13,428 SH   SOLE   0 0 13,428
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,376,359 58,266 SH   SOLE   0 0 58,266
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,593,362 49,107 SH   SOLE   0 0 49,107
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   692,879 13,780 SH   SOLE   0 0 13,780
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,778,551 99,865 SH   SOLE   0 0 99,865
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   367,936 6,234 SH   SOLE   0 0 6,234
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,055,685 25,884 SH   SOLE   0 0 25,884
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,684,404 3,192 SH   SOLE   0 0 3,192
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,342,854 32,995 SH   SOLE   0 0 32,995
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   24,686,696 491,571 SH   SOLE   0 0 491,571