The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
NU HLDGS LTD ORD SHS CL A G6683N103   145,996 11,326 SH   SOLE   0 0 11,326
SPOTIFY TECHNOLOGY S A SHS L8681T102   222,678 710 SH   SOLE   0 0 710
ALPHABET INC CAP STK CL C 02079K107   1,484,797 8,095 SH   SOLE   0 0 8,095
AMAZON COM INC COM 023135106   2,588,422 13,394 SH   SOLE   0 0 13,394
APPLE INC COM 037833100   1,375,806 6,532 SH   SOLE   0 0 6,532
COCA COLA CO COM 191216100   286,425 4,500 SH   SOLE   0 0 4,500
CROWDSTRIKE HLDGS INC CL A 22788C105   265,791 694 SH   SOLE   0 0 694
DATADOG INC CL A COM 23804L103   511,168 3,941 SH   SOLE   0 0 3,941
DISNEY WALT CO COM 254687106   388,513 3,913 SH   SOLE   0 0 3,913
META PLATFORMS INC CL A 30303M102   747,317 1,482 SH   SOLE   0 0 1,482
FEDEX CORP COM 31428X106   329,824 1,100 SH   SOLE   0 0 1,100
HIMS & HERS HEALTH INC COM CL A 433000106   313,289 15,517 SH   SOLE   0 0 15,517
ISHARES TR CORE S&P TTL STK 464287150   260,366 2,192 SH   SOLE   0 0 2,192
ISHARES TR CORE S&P500 ETF 464287200   505,596 924 SH   SOLE   0 0 924
ISHARES TR CORE US AGGBD ET 464287226   3,319,891 34,201 SH   SOLE   0 0 34,201
ISHARES TR ISHS 1-5YR INVS 464288646   863,548 16,853 SH   SOLE   0 0 16,853
ISHARES TR US TREAS BD ETF 46429B267   922,052 40,853 SH   SOLE   0 0 40,853
ISHARES INC CORE MSCI EMKT 46434G103   220,758 4,124 SH   SOLE   0 0 4,124
ISHARES TR CORE INTL AGGR 46435G672   1,732,424 34,704 SH   SOLE   0 0 34,704
ISHARES TR 0-3 MNTH TREASRY 46436E718   15,953,673 158,412 SH   SOLE   0 0 158,412
JPMORGAN CHASE & CO. COM 46625H100   715,131 3,536 SH   SOLE   0 0 3,536
ELI LILLY & CO COM 532457108   258,033 285 SH   SOLE   0 0 285
MASTERCARD INCORPORATED CL A 57636Q104   316,312 717 SH   SOLE   0 0 717
MICROSOFT CORP COM 594918104   2,415,364 5,404 SH   SOLE   0 0 5,404
NETFLIX INC COM 64110L106   585,263 867 SH   SOLE   0 0 867
NEXTERA ENERGY INC COM 65339F101   273,401 3,861 SH   SOLE   0 0 3,861
NVIDIA CORPORATION COM 67066G104   2,381,963 19,281 SH   SOLE   0 0 19,281
OPENDOOR TECHNOLOGIES INC COM 683712103   103,823 56,426 SH   SOLE   0 0 56,426
ROBLOX CORP CL A 771049103   261,149 7,018 SH   SOLE   0 0 7,018
SPDR S&P 500 ETF TR TR UNIT 78462F103   316,832 582 SH   SOLE   0 0 582
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,925,671 31,877 SH   SOLE   0 0 31,877
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   16,929,184 269,273 SH   SOLE   0 0 269,273
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,493,199 93,870 SH   SOLE   0 0 93,870
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714   768,374 15,915 SH   SOLE   0 0 15,915
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,063,929 131,804 SH   SOLE   0 0 131,804
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,712,021 59,500 SH   SOLE   0 0 59,500
SHIFT4 PMTS INC CL A 82452J109   242,294 3,303 SH   SOLE   0 0 3,303
TESLA INC COM 88160R101   2,427,763 12,269 SH   SOLE   0 0 12,269
UNITEDHEALTH GROUP INC COM 91324P102   435,961 856 SH   SOLE   0 0 856
VANGUARD STAR FDS VG TL INTL STK F 921909768   809,708 13,428 SH   SOLE   0 0 13,428
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,198,281 58,269 SH   SOLE   0 0 58,269
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,126,444 43,028 SH   SOLE   0 0 43,028
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   615,209 12,640 SH   SOLE   0 0 12,640
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,035,241 92,213 SH   SOLE   0 0 92,213
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,715,196 22,196 SH   SOLE   0 0 22,196
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,495,657 2,991 SH   SOLE   0 0 2,991
VANGUARD INDEX FDS TOTAL STK MKT 922908769   7,767,045 29,035 SH   SOLE   0 0 29,035
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   26,475,839 526,254 SH   SOLE   0 0 526,254